Lake Shore Ownership

LSBK Stock  USD 15.75  0.05  0.32%   
The market capitalization of Lake Shore Bancorp is $78.02 Million. Lake Shore Bancorp secures majority of its outstanding shares owned by insiders. An insider is usually defined as a corporate executive, director, member of the board or institutional investor who own at least 10% of the company's outstanding shares. 66.27 % of Lake Shore Bancorp outstanding shares that are owned by insiders conveys that they have been buying or selling the stock in recent months in anticipation of some upcoming event. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.
 
Shares in Circulation  
First Issued
2005-03-31
Previous Quarter
M
Current Value
5.6 M
Avarage Shares Outstanding
5.9 M
Quarterly Volatility
239.3 K
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
At this time, Lake Shore's Dividends Paid is quite stable compared to the past year. Dividend Yield is expected to rise to 0.02 this year, although the value of Dividend Payout Ratio will most likely fall to 0.17. The value of Common Stock Shares Outstanding is expected to slide to about 4.9 M. The value of Net Income Applicable To Common Shares is expected to slide to about 3.6 M.
  
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Lake Shore Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

Lake Stock Ownership Analysis

About 66.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 1.01. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Lake Shore Bancorp last dividend was issued on the 4th of November 2024. Lake Shore Bancorp, Inc. operates as the savings and loan holding company for Lake Shore Savings Bank that provides banking products and services. The company was founded in 1891 and is headquartered in Dunkirk, New York. Lake Shore operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 104 people. To find out more about Lake Shore Bancorp contact Kim Liddell at 716 366 4070 or learn more at https://lakeshoresavings.com.
Besides selling stocks to institutional investors, Lake Shore also allocates a substantial amount of its earnings to a pull of share-based compensation to be paid out to its employees, managers, executives, and members of the board of directors. Share-Based compensation (also sometimes called Stock-Based Compensation) is a way of paying different Lake Shore's stakeholders with equity in the business. It is typically used as a motivation factor for employees to contribute beyond their regular compensation (salary and bonus). It is also used as a tool to align Lake Shore's strategic interests with those of the company's shareholders. Shares issued to employees are usually subject to a vesting period before they are earned and sold.

Lake Shore Quarterly Liabilities And Stockholders Equity

697.6 Million

Lake Shore Insider Trades History

About 66.0% of Lake Shore Bancorp are currently held by insiders. Unlike Lake Shore's institutional investors, corporate insiders most likely have a limit on the maximum percentage of share ownership. This is done to align insiders' influence against Lake Shore's private investors even though both sides will benefit from rising prices or experience loss when the share price declines. The good rule to have in mind is that the maximum share ownership percentage of the corporate insiders should not surpass 25%. View all of Lake Shore's insider trades
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid

Lake Stock Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Lake Shore is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Lake Shore Bancorp backward and forwards among themselves. Lake Shore's institutional investor refers to the entity that pools money to purchase Lake Shore's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Bank Of America Corp2024-12-31
4.7 K
Blackrock Inc2024-12-31
4.6 K
Ubs Group Ag2024-12-31
1.5 K
Srs Capital Advisors Inc2024-12-31
400
Advisor Group Holdings, Inc.2024-12-31
400
Tower Research Capital Llc2024-12-31
183
Capital Advisors, Ltd. Llc2024-12-31
6.0
Sbi Securities Co Ltd2024-12-31
1.0
Susquehanna International Group, Llp2024-09-30
0.0
Stilwell Value Llc2024-12-31
121.9 K
M3f, Inc.2024-12-31
110 K
Note, although Lake Shore's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Lake Shore Bancorp Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Lake Shore insiders, such as employees or executives, is commonly permitted as long as it does not rely on Lake Shore's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Lake Shore insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Kim Liddell over two months ago
Acquisition by Kim Liddell of 7000 shares of Lake Shore at 10.17 subject to Rule 16b-3
 
Sanvidge Kevin M. over three months ago
Acquisition by Sanvidge Kevin M. of 1149 shares of Lake Shore at 13.5166 subject to Rule 16b-3
 
Sanvidge Kevin M. over three months ago
Acquisition by Sanvidge Kevin M. of 3230 shares of Lake Shore at 13.5761 subject to Rule 16b-3
 
Taylor Gilden over six months ago
Acquisition by Taylor Gilden of 400 shares of Lake Shore at 12.76 subject to Rule 16b-3
 
Passafaro Ronald J over six months ago
Acquisition by Passafaro Ronald J of 3000 shares of Lake Shore at 12.714 subject to Rule 16b-3
 
Sanvidge Kevin M. over six months ago
Acquisition by Sanvidge Kevin M. of 400 shares of Lake Shore subject to Rule 16b-3
 
Kim Liddell over six months ago
Acquisition by Kim Liddell of 7000 shares of Lake Shore at 10.17 subject to Rule 16b-3
 
Kim Liddell over six months ago
Acquisition by Kim Liddell of tradable shares of Lake Shore at 11.49 subject to Rule 16b-3
 
Segarra Ann M over six months ago
Acquisition by Segarra Ann M of 18800 shares of Lake Shore at 12.9496 subject to Rule 16b-3
 
Segarra Ann M over six months ago
Acquisition by Segarra Ann M of 3000 shares of Lake Shore at 12.94 subject to Rule 16b-3
 
Taylor Gilden over six months ago
Acquisition by Taylor Gilden of 462 shares of Lake Shore at 12.474 subject to Rule 16b-3
 
Kevin Sanvidge over six months ago
Acquisition by Kevin Sanvidge of 1897 shares of Lake Shore at 10.69 subject to Rule 16b-3

Lake Shore Outstanding Bonds

Lake Shore issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Lake Shore Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Lake bonds can be classified according to their maturity, which is the date when Lake Shore Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Lake Shore Corporate Filings

8K
5th of February 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
4th of February 2025
Other Reports
ViewVerify
10Q
12th of November 2024
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify
F4
5th of November 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify

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When determining whether Lake Shore Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Lake Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Lake Shore Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Lake Shore Bancorp Stock:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Lake Shore Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
You can also try the Theme Ratings module to determine theme ratings based on digital equity recommendations. Macroaxis theme ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Lake Shore. If investors know Lake will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Lake Shore listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.11)
Dividend Share
0.54
Earnings Share
0.75
Revenue Per Share
4.51
Quarterly Revenue Growth
(0.1)
The market value of Lake Shore Bancorp is measured differently than its book value, which is the value of Lake that is recorded on the company's balance sheet. Investors also form their own opinion of Lake Shore's value that differs from its market value or its book value, called intrinsic value, which is Lake Shore's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Lake Shore's market value can be influenced by many factors that don't directly affect Lake Shore's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Lake Shore's value and its price as these two are different measures arrived at by different means. Investors typically determine if Lake Shore is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Lake Shore's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.