Lake Shore Net Worth

Lake Shore Net Worth Breakdown

  LSBK
The net worth of Lake Shore Bancorp is the difference between its total assets and liabilities. Lake Shore's net worth represents the value of the company's equity or ownership interest. In other words, it is the amount of money that would be left over if all of Lake Shore's assets were sold and all of its debts were paid off. Net worth is sometimes referred to as shareholder's equity or book value. Lake Shore's net worth can be used as a measure of its financial health and stability which can help investors to decide if Lake Shore is a good investment. It is also essential in determining the company's creditworthiness and ability to secure financing before investing in Lake Shore Bancorp stock.

Lake Shore Net Worth Analysis

Lake Shore's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Lake Shore's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Lake Shore's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Lake Shore's net worth analysis. One common approach is to calculate Lake Shore's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Lake Shore's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Lake Shore's net worth. This approach calculates the present value of Lake Shore's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Lake Shore's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Lake Shore's net worth. This involves comparing Lake Shore's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Lake Shore's net worth relative to its peers.

Enterprise Value

86.67 Million

To determine if Lake Shore is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Lake Shore's net worth research are outlined below:
Lake Shore Bancorp had very high historical volatility over the last 90 days
Lake Shore Bancorp has a poor financial position based on the latest SEC disclosures
About 66.0% of the company outstanding shares are owned by corporate insiders
Latest headline from finance.yahoo.com: Lake Shore Bancorp Full Year 2024 Earnings EPS US0.88
Lake Shore uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Lake Shore Bancorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Lake Shore's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
30th of January 2024
Upcoming Quarterly Report
View
31st of December 2023
Next Fiscal Quarter End
View

Know Lake Shore's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Lake Shore is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Lake Shore Bancorp backward and forwards among themselves. Lake Shore's institutional investor refers to the entity that pools money to purchase Lake Shore's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Bank Of America Corp2024-12-31
4.7 K
Blackrock Inc2024-12-31
4.6 K
Ubs Group Ag2024-12-31
1.5 K
Srs Capital Advisors Inc2024-12-31
400
Advisor Group Holdings, Inc.2024-12-31
400
Tower Research Capital Llc2024-12-31
183
Capital Advisors, Ltd. Llc2024-12-31
6.0
Sbi Securities Co Ltd2024-12-31
1.0
Susquehanna International Group, Llp2024-09-30
0.0
Stilwell Value Llc2024-12-31
121.9 K
M3f, Inc.2024-12-31
110 K
Note, although Lake Shore's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Follow Lake Shore's market capitalization trends

The company currently falls under 'Micro-Cap' category with a current market capitalization of 78.02 M.

Market Cap

59.93 Million

Project Lake Shore's profitablity

Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.05  0.05 
Return On Assets 0.01  0.01 
Return On Equity 0.05  0.06 
The company has Profit Margin (PM) of 0.17 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.25 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.25.
When accessing Lake Shore's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Lake Shore's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Lake Shore's profitability and make more informed investment decisions.

Evaluate Lake Shore's management efficiency

At this time, Lake Shore's Return On Capital Employed is quite stable compared to the past year. Return On Equity is expected to rise to 0.06 this year, although the value of Return On Tangible Assets will most likely fall to 0.01. At this time, Lake Shore's Total Current Liabilities is quite stable compared to the past year. Non Current Liabilities Other is expected to rise to about 10.1 M this year, although the value of Liabilities And Stockholders Equity will most likely fall to about 528.6 M. Lake Shore's management efficiency ratios could be used to measure how well Lake Shore manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 15.94  18.67 
Tangible Book Value Per Share 15.94  16.23 
Enterprise Value Over EBITDA 8.24  7.83 
Price Book Value Ratio 0.86  1.53 
Enterprise Value Multiple 8.24  7.83 
Price Fair Value 0.86  1.53 
Enterprise Value85 M86.7 M
Lake Shore's management has consistently demonstrated strong leadership, driving both financial growth and operational excellence. By analyzing current market trends and future growth opportunities, we assess the stock's true value and potential for investors.
Enterprise Value Revenue
4.0646
Revenue
25.3 M
Quarterly Revenue Growth
(0.1)
Revenue Per Share
4.51
Return On Equity
0.049
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Lake Shore insiders, such as employees or executives, is commonly permitted as long as it does not rely on Lake Shore's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Lake Shore insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Brautigam Sharon E over a week ago
Acquisition by Brautigam Sharon E of 602 shares of Lake Shore subject to Rule 16b-3
 
Passafaro Ronald J over a week ago
Acquisition by Passafaro Ronald J of 3000 shares of Lake Shore at 12.714 subject to Rule 16b-3
 
Jeffrey Werdein over two weeks ago
Disposition of 1282 shares by Jeffrey Werdein of Lake Shore at 16.17 subject to Rule 16b-3
 
Kim Liddell over three months ago
Acquisition by Kim Liddell of 7000 shares of Lake Shore at 10.17 subject to Rule 16b-3
 
Sanvidge Kevin M. over three months ago
Acquisition by Sanvidge Kevin M. of 1149 shares of Lake Shore at 13.5166 subject to Rule 16b-3
 
Sanvidge Kevin M. over three months ago
Acquisition by Sanvidge Kevin M. of 3230 shares of Lake Shore at 13.5761 subject to Rule 16b-3
 
Taylor Gilden over six months ago
Acquisition by Taylor Gilden of 400 shares of Lake Shore at 12.76 subject to Rule 16b-3
 
Passafaro Ronald J over six months ago
Acquisition by Passafaro Ronald J of 3000 shares of Lake Shore at 12.714 subject to Rule 16b-3
 
Sanvidge Kevin M. over six months ago
Acquisition by Sanvidge Kevin M. of 400 shares of Lake Shore subject to Rule 16b-3
 
Kim Liddell over six months ago
Acquisition by Kim Liddell of 7000 shares of Lake Shore at 10.17 subject to Rule 16b-3
 
Kim Liddell over six months ago
Acquisition by Kim Liddell of tradable shares of Lake Shore at 11.49 subject to Rule 16b-3
 
Segarra Ann M over six months ago
Acquisition by Segarra Ann M of 18800 shares of Lake Shore at 12.9496 subject to Rule 16b-3

Lake Shore Corporate Filings

8K
14th of March 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
3rd of March 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
4th of February 2025
Other Reports
ViewVerify
10Q
12th of November 2024
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify
Lake Shore time-series forecasting models is one of many Lake Shore's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Lake Shore's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Lake Shore Earnings per Share Projection vs Actual

Lake Shore Corporate Management

Nicole MayCompliance OfficerProfile
Eric HohensteinCorporate SecretaryProfile
Wendy HarringtonCorporate SecretaryProfile
Brenda MikolajczakAssistant DirectorProfile
Dylan RubadeauxSenior OfficerProfile
When determining whether Lake Shore Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Lake Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Lake Shore Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Lake Shore Bancorp Stock:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Lake Shore Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
You can also try the Instant Ratings module to determine any equity ratings based on digital recommendations. Macroaxis instant equity ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Lake Shore. If investors know Lake will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Lake Shore listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.11)
Dividend Share
0.54
Earnings Share
0.75
Revenue Per Share
4.51
Quarterly Revenue Growth
(0.1)
The market value of Lake Shore Bancorp is measured differently than its book value, which is the value of Lake that is recorded on the company's balance sheet. Investors also form their own opinion of Lake Shore's value that differs from its market value or its book value, called intrinsic value, which is Lake Shore's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Lake Shore's market value can be influenced by many factors that don't directly affect Lake Shore's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Lake Shore's value and its price as these two are different measures arrived at by different means. Investors typically determine if Lake Shore is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Lake Shore's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.