Is Lake Shore Stock a Good Investment?
Lake Shore Investment Advice | LSBK |
- Examine Lake Shore's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Lake Shore's leadership team and their track record. Good management can help Lake Shore navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Lake Shore's business and its evolving consumer preferences.
- Compare Lake Shore's performance and market position to its competitors. Analyze how Lake Shore is positioned in terms of product offerings, innovation, and market share.
- Check if Lake Shore pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Lake Shore's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Lake Shore Bancorp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Lake Shore Bancorp is a good investment.
Sell | Buy |
Cautious Hold
Market Performance | OK | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Under hyped | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Moves indifferently to market moves | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Strong Sell | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Lake Shore Stock
Researching Lake Shore's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 66.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 1.01. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Lake Shore Bancorp last dividend was issued on the 4th of November 2024.
To determine if Lake Shore is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Lake Shore's research are outlined below:
| Lake Shore Bancorp had very high historical volatility over the last 90 days | |
| About 66.0% of the company outstanding shares are owned by corporate insiders | |
| Latest headline from news.google.com: Lake Shore Bancorp Stock Hits 52-Week High at 15.98 - Investing.com |
Lake Shore Quarterly Liabilities And Stockholders Equity |
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Lake Shore uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Lake Shore Bancorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Lake Shore's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 30th of January 2024 Upcoming Quarterly Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View |
Know Lake Shore's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Lake Shore is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Lake Shore Bancorp backward and forwards among themselves. Lake Shore's institutional investor refers to the entity that pools money to purchase Lake Shore's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Bank Of America Corp | 2024-12-31 | 4.7 K | Blackrock Inc | 2024-12-31 | 4.6 K | Ubs Group Ag | 2024-12-31 | 1.5 K | Srs Capital Advisors Inc | 2024-12-31 | 400 | Advisor Group Holdings, Inc. | 2024-12-31 | 400 | Tower Research Capital Llc | 2024-12-31 | 183 | Capital Advisors, Ltd. Llc | 2024-12-31 | 6.0 | Sbi Securities Co Ltd | 2024-12-31 | 1.0 | Susquehanna International Group, Llp | 2024-09-30 | 0.0 | Stilwell Value Llc | 2024-12-31 | 121.9 K | M3f, Inc. | 2024-12-31 | 110 K |
Lake Shore's market capitalization trends
The company currently falls under 'Micro-Cap' category with a current market capitalization of 78.02 M.Market Cap |
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Lake Shore's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.06 | 0.06 |
Determining Lake Shore's profitability involves analyzing its financial statements and using various financial metrics to determine if Lake Shore is a good buy. For example, gross profit margin measures Lake Shore's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Lake Shore's profitability and make more informed investment decisions.
Evaluate Lake Shore's management efficiency
Return On Capital Employed is expected to rise to 0.01 this year, although the value of Return On Tangible Assets will most likely fall to 0.01. At this time, Lake Shore's Total Current Liabilities is quite stable compared to the past year. Non Current Liabilities Total is expected to rise to about 771.4 M this year, although the value of Liabilities And Stockholders Equity will most likely fall to about 518.8 M. Lake Shore's management efficiency ratios could be used to measure how well Lake Shore manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 13.21 | 18.93 | |
| Tangible Book Value Per Share | 13.21 | 16.38 | |
| Enterprise Value Over EBITDA | 8.24 | 7.83 | |
| Price Book Value Ratio | 0.92 | 1.55 | |
| Enterprise Value Multiple | 8.24 | 7.83 | |
| Price Fair Value | 0.92 | 1.55 | |
| Enterprise Value | 57.9 M | 86.2 M |
Lake Shore's management has consistently demonstrated strong leadership, driving both financial growth and operational excellence. By analyzing current market trends and future growth opportunities, we assess the stock's true value and potential for investors.
Basic technical analysis of Lake Stock
As of the 26th of February, Lake Shore secures the Downside Deviation of 2.66, mean deviation of 1.6, and Risk Adjusted Performance of 0.091. In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of Lake Shore Bancorp, as well as the relationship between them.Lake Shore's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Lake Shore insiders, such as employees or executives, is commonly permitted as long as it does not rely on Lake Shore's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Lake Shore insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Lake Shore's Outstanding Corporate Bonds
Lake Shore issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Lake Shore Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Lake bonds can be classified according to their maturity, which is the date when Lake Shore Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Dana 575 percent Corp BondUS235822AB96 | View | |
| MPLX LP 4125 Corp BondUS55336VAK61 | View | |
| MPLX LP 52 Corp BondUS55336VAL45 | View | |
| BNP Paribas FRN Corp BondUSF1R15XK367 | View | |
| Morgan Stanley 3591 Corp BondUS61744YAK47 | View | |
| Morgan Stanley 3971 Corp BondUS61744YAL20 | View | |
| MGM Resorts International Corp BondUS552953CD18 | View | |
| Valero Energy Partners Corp BondUS91914JAA07 | View |
Understand Lake Shore's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Lake Shore's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.091 | |||
| Market Risk Adjusted Performance | (1.73) | |||
| Mean Deviation | 1.6 | |||
| Semi Deviation | 1.61 | |||
| Downside Deviation | 2.66 | |||
| Coefficient Of Variation | 879.46 | |||
| Standard Deviation | 2.92 | |||
| Variance | 8.52 | |||
| Information Ratio | 0.1086 | |||
| Jensen Alpha | 0.3228 | |||
| Total Risk Alpha | 0.3022 | |||
| Sortino Ratio | 0.119 | |||
| Treynor Ratio | (1.74) | |||
| Maximum Drawdown | 21.6 | |||
| Value At Risk | (3.26) | |||
| Potential Upside | 2.99 | |||
| Downside Variance | 7.1 | |||
| Semi Variance | 2.61 | |||
| Expected Short fall | (2.35) | |||
| Skewness | 3.56 | |||
| Kurtosis | 22.92 |
| Risk Adjusted Performance | 0.091 | |||
| Market Risk Adjusted Performance | (1.73) | |||
| Mean Deviation | 1.6 | |||
| Semi Deviation | 1.61 | |||
| Downside Deviation | 2.66 | |||
| Coefficient Of Variation | 879.46 | |||
| Standard Deviation | 2.92 | |||
| Variance | 8.52 | |||
| Information Ratio | 0.1086 | |||
| Jensen Alpha | 0.3228 | |||
| Total Risk Alpha | 0.3022 | |||
| Sortino Ratio | 0.119 | |||
| Treynor Ratio | (1.74) | |||
| Maximum Drawdown | 21.6 | |||
| Value At Risk | (3.26) | |||
| Potential Upside | 2.99 | |||
| Downside Variance | 7.1 | |||
| Semi Variance | 2.61 | |||
| Expected Short fall | (2.35) | |||
| Skewness | 3.56 | |||
| Kurtosis | 22.92 |
Consider Lake Shore's intraday indicators
Lake Shore intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Lake Shore stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Accumulation Distribution | 550.7 | |||
| Daily Balance Of Power | (0.14) | |||
| Rate Of Daily Change | 1.0 | |||
| Day Median Price | 15.82 | |||
| Day Typical Price | 15.79 | |||
| Price Action Indicator | (0.09) | |||
| Period Momentum Indicator | (0.05) |
Lake Shore Corporate Filings
8K | 5th of February 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
| 4th of February 2025 Other Reports | ViewVerify | |
10Q | 12th of November 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
F4 | 5th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
Lake Stock media impact
Far too much social signal, news, headlines, and media speculation about Lake Shore that are available to investors today. That information is available publicly through Lake media outlets and privately through word of mouth or via Lake internal channels. However, regardless of the origin, that massive amount of Lake data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Lake Shore news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Lake Shore relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Lake Shore's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Lake Shore alpha.
Lake Shore Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Lake Shore can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Lake Shore Corporate Management
| Nicole May | Compliance Officer | Profile | |
| Eric Hohenstein | Corporate Secretary | Profile | |
| Wendy Harrington | Corporate Secretary | Profile | |
| Brenda Mikolajczak | Assistant Director | Profile | |
| Dylan Rubadeaux | Senior Officer | Profile |
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Lake Shore Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. You can also try the Funds Screener module to find actively-traded funds from around the world traded on over 30 global exchanges.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Lake Shore. If investors know Lake will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Lake Shore listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.11) | Dividend Share 0.54 | Earnings Share 0.75 | Revenue Per Share | Quarterly Revenue Growth (0.1) |
The market value of Lake Shore Bancorp is measured differently than its book value, which is the value of Lake that is recorded on the company's balance sheet. Investors also form their own opinion of Lake Shore's value that differs from its market value or its book value, called intrinsic value, which is Lake Shore's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Lake Shore's market value can be influenced by many factors that don't directly affect Lake Shore's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Lake Shore's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Lake Shore is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Lake Shore's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.