Employers Financial Statements From 2010 to 2025

EIG Stock  USD 50.57  0.43  0.86%   
Employers Holdings financial statements provide useful quarterly and yearly information to potential Employers Holdings investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Employers Holdings financial statements helps investors assess Employers Holdings' valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Employers Holdings' valuation are summarized below:
Gross Profit
146.8 M
Profit Margin
0.1347
Market Capitalization
1.2 B
Enterprise Value Revenue
1.3139
Revenue
880.7 M
There are over one hundred nineteen available fundamental signals for Employers Holdings, which can be analyzed over time and compared to other ratios. Active traders should verify all of Employers Holdings prevailing fundamental drivers against the trend between 2010 and 2025 to make sure the company can sustain itself down the road. The current Market Cap is estimated to decrease to about 804.3 M. Enterprise Value is estimated to decrease to about 745.3 M

Employers Holdings Total Revenue

675.25 Million

Check Employers Holdings financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Employers Holdings' main balance sheet or income statement drivers, such as Interest Expense of 95 K, Total Revenue of 675.2 M or Gross Profit of 924.7 M, as well as many indicators such as Price To Sales Ratio of 2.01, Dividend Yield of 0.0158 or PTB Ratio of 1.14. Employers financial statements analysis is a perfect complement when working with Employers Holdings Valuation or Volatility modules.
  
Check out the analysis of Employers Holdings Correlation against competitors.
For more detail on how to invest in Employers Stock please use our How to Invest in Employers Holdings guide.

Employers Holdings Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets3.9 B3.5 B3.7 B
Slightly volatile
Cash101.5 M68.3 M124.3 M
Slightly volatile
Cash And Short Term Investments804.5 MBB
Slightly volatile
Common Stock Shares Outstanding30.9 M25 M32.5 M
Slightly volatile
Liabilities And Stockholders Equity3.9 B3.5 B3.7 B
Slightly volatile
Total Liabilities2.3 B2.5 B2.8 B
Slightly volatile
Total Current Assets65.1 M68.5 MB
Pretty Stable
Other Liabilities494.5 M520.5 M1.1 B
Pretty Stable
Retained Earnings754.5 M1.5 B868.5 M
Slightly volatile
Accounts Payable25.2 M21.2 M24.3 M
Slightly volatile
Short Term Investments756.2 M949.1 M923.2 M
Slightly volatile
Property Plant Equipment16.9 M13.8 M16 M
Pretty Stable
Total Current Liabilities82.7 M87 M3.4 B
Pretty Stable
Property Plant And Equipment Net20.4 M11.5 M20.2 M
Slightly volatile
Non Current Assets Total62.2 M65.5 M9.8 B
Pretty Stable
Net Receivables666.3 M779.1 M772.7 M
Pretty Stable
Property Plant And Equipment Gross44.1 M42 M26.4 M
Slightly volatile
Non Current Liabilities Total2.3 B2.4 B185.7 B
Pretty Stable
Short and Long Term Debt TotalM4.2 M53.2 M
Slightly volatile
Common Stock Total Equity627.1 K690 K589.4 K
Slightly volatile
Common Stock655.5 K690 K150.3 M
Slightly volatile
Long Term Debt172.5 M164.2 M89.4 M
Pretty Stable
Good Will39.8 M41.6 M36.8 M
Slightly volatile
Short Term Debt1.5 M1.6 M38 M
Slightly volatile
Intangible Assets11.2 M12.2 M13.7 M
Slightly volatile
Net Tangible Assets869.4 MB816.7 M
Slightly volatile
Retained Earnings Total Equity896.4 M1.5 B892.3 M
Slightly volatile
Long Term Debt Total171 K180 K45.9 M
Slightly volatile
Capital Surpluse403.5 M476.8 M379 M
Slightly volatile
Deferred Long Term Liabilities162.7 M95.5 M188 M
Slightly volatile
Long Term Investments2.7 B2.4 B2.5 B
Slightly volatile
Non Current Liabilities Other2.9 BB2.7 B
Slightly volatile
Short and Long Term Debt35.2 M18 M44.8 M
Slightly volatile
Cash And Equivalents113.4 M102.6 M89.4 M
Slightly volatile
Net Invested Capital1.2 B1.1 B1.1 B
Slightly volatile
Capital Stock655.5 K690 K26.5 M
Pretty Stable
Capital Lease ObligationsM4.2 M15.1 M
Slightly volatile

Employers Holdings Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Total Revenue675.2 M880.7 M703.2 M
Slightly volatile
Other Operating Expenses167.7 M176.5 M537.8 M
Very volatile
Operating Income739.4 M704.2 M216.2 M
Slightly volatile
EBIT161.2 M177.3 M156.1 M
Slightly volatile
EBITDA170.2 M182.8 M165.2 M
Slightly volatile
Income Before Tax132.9 M146.7 M116.4 M
Slightly volatile
Net Income112.2 M118.6 M99.3 M
Slightly volatile
Cost Of Revenue700.8 M737.7 M8.8 B
Pretty Stable
Net Income Applicable To Common Shares83.4 M43.6 M92.4 M
Pretty Stable
Depreciation And Amortization10.4 M5.5 M9.3 M
Slightly volatile
Selling And Marketing Expenses50.4 M75.4 M62.6 M
Slightly volatile
Selling General Administrative233.7 M176.5 M288.5 M
Slightly volatile
Net Income From Continuing Ops110.7 M118.6 M101.2 M
Slightly volatile
Non Recurring1.7 M3.1 M2.3 M
Slightly volatile
Tax Provision21.2 M28.1 M19.4 M
Slightly volatile
Interest Income3.3 M3.1 M2.2 M
Very volatile
Reconciled Depreciation5.3 M3.6 M7.2 M
Slightly volatile

Employers Holdings Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Capital Expenditures6.5 M4.9 MM
Very volatile
Total Cash From Operating Activities89.6 M86.7 M111 M
Slightly volatile
Net Income116.1 M118.6 M103.5 M
Slightly volatile
End Period Cash Flow9.3 M9.8 M101 M
Pretty Stable
Stock Based Compensation6.6 M6.3 M6.7 M
Slightly volatile
Free Cash Flow81.2 M86.7 M108 M
Slightly volatile
Begin Period Cash Flow19.3 M20.3 M95.7 M
Slightly volatile
Depreciation3.4 M3.6 M7.3 M
Pretty Stable
Dividends Paid23.1 M30.3 M23 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.011.45661.7034
Pretty Stable
Dividend Yield0.01580.02360.0204
Slightly volatile
Days Sales Outstanding229312356
Pretty Stable
Free Cash Flow Yield0.110.06760.1079
Slightly volatile
Operating Cash Flow Per Share2.423.46233.4285
Slightly volatile
Stock Based Compensation To Revenue0.00710.00720.0087
Pretty Stable
Capex To Depreciation0.08750.09210.817
Slightly volatile
EV To Sales1.841.38391.5363
Pretty Stable
Free Cash Flow Per Share2.33.46233.2558
Slightly volatile
ROIC11.4510.92.3883
Slightly volatile
Net Income Per Share4.974.73623.3276
Slightly volatile
Payables Turnover3.653.85355
Pretty Stable
Sales General And Administrative To Revenue0.250.20040.2264
Pretty Stable
Capex To Revenue0.00280.0030.0087
Slightly volatile
Cash Per Share42.6640.628834.618
Pretty Stable
POCF Ratio12.9914.796617.4801
Slightly volatile
Interest Coverage14.4915.25109
Pretty Stable
Payout Ratio0.20.25550.2723
Slightly volatile
Capex To Operating Cash Flow0.06540.04010.0832
Pretty Stable
PFCF Ratio15.8614.796621.862
Slightly volatile
Days Payables Outstanding68.998.2570.9975
Slightly volatile
Income Quality1.180.7311.1794
Slightly volatile
EV To Operating Cash Flow12.0914.057316.2073
Slightly volatile
PE Ratio12.5410.816812.7255
Pretty Stable
Return On Tangible Assets0.03220.0340.0272
Slightly volatile
EV To Free Cash Flow14.7714.057320.3085
Slightly volatile
Earnings Yield0.110.09240.0957
Pretty Stable
Intangibles To Total Assets0.01430.01410.0129
Pretty Stable
Current Ratio0.750.787424.4164
Slightly volatile
Receivables Turnover1.151.211.4365
Slightly volatile
Graham Number70.8167.437945.9243
Slightly volatile
Debt To Equity0.00370.00390.078
Slightly volatile
Capex Per Share0.140.07510.1899
Pretty Stable
Revenue Per Share36.9335.169823.998
Slightly volatile
Interest Debt Per Share0.160.17171.685
Slightly volatile
Debt To Assets0.00110.00120.0141
Slightly volatile
Enterprise Value Over EBITDA1.741.8415.1156
Slightly volatile
Price Earnings Ratio12.5410.816812.7255
Pretty Stable
Days Of Payables Outstanding68.998.2570.9975
Slightly volatile
Dividend Payout Ratio0.20.25550.2723
Slightly volatile
Price To Operating Cash Flows Ratio12.9914.796617.4801
Slightly volatile
Price To Free Cash Flows Ratio15.8614.796621.862
Slightly volatile
Pretax Profit Margin0.230.16660.165
Slightly volatile
Ebt Per Ebit0.230.240.8347
Slightly volatile
Operating Profit Margin0.760.720.2739
Slightly volatile
Long Term Debt To Capitalization0.140.190.1189
Pretty Stable
Total Debt To Capitalization0.00370.00390.067
Slightly volatile
Debt Equity Ratio0.00370.00390.078
Slightly volatile
Ebit Per Revenue0.760.720.2739
Slightly volatile
Quick Ratio0.750.787437.9254
Pretty Stable
Dividend Paid And Capex Coverage Ratio2.722.86145.432
Slightly volatile
Net Income Per E B T0.970.80850.8993
Slightly volatile
Cash Ratio0.750.785114.6248
Slightly volatile
Operating Cash Flow Sales Ratio0.190.09840.1686
Slightly volatile
Days Of Sales Outstanding229312356
Pretty Stable
Free Cash Flow Operating Cash Flow Ratio1.011.10.9303
Pretty Stable
Cash Flow Coverage Ratios21.6820.64295.772
Slightly volatile
Fixed Asset Turnover80.4176.582643.9483
Slightly volatile
Capital Expenditure Coverage Ratio15.8420.2120.6937
Pretty Stable
Price Cash Flow Ratio12.9914.796617.4801
Slightly volatile
Enterprise Value Multiple1.741.8415.1156
Slightly volatile
Debt Ratio0.00110.00120.0141
Slightly volatile
Cash Flow To Debt Ratio21.6820.64295.772
Slightly volatile
Price Sales Ratio2.011.45661.7034
Pretty Stable
Return On Assets0.0320.03350.0268
Slightly volatile
Asset Turnover0.140.24870.1872
Slightly volatile
Net Profit Margin0.20.13470.1435
Pretty Stable

Employers Holdings Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap804.3 M1.3 B1.1 B
Slightly volatile
Enterprise Value745.3 M1.2 B990.3 M
Slightly volatile

Employers Fundamental Market Drivers

Forward Price Earnings13.9276
Cash And Short Term InvestmentsB

Employers Upcoming Events

15th of February 2024
Upcoming Quarterly Report
View
25th of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
15th of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Employers Holdings Financial Statements

Employers Holdings stakeholders use historical fundamental indicators, such as Employers Holdings' revenue or net income, to determine how well the company is positioned to perform in the future. Although Employers Holdings investors may analyze each financial statement separately, they are all interrelated. For example, changes in Employers Holdings' assets and liabilities are reflected in the revenues and expenses on Employers Holdings' income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Employers Holdings. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue72.1 M75.7 M
Total Revenue880.7 M675.2 M
Cost Of Revenue737.7 M700.8 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.20  0.25 
Revenue Per Share 35.17  36.93 
Ebit Per Revenue 0.72  0.76 

Currently Active Assets on Macroaxis

When determining whether Employers Holdings is a strong investment it is important to analyze Employers Holdings' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Employers Holdings' future performance. For an informed investment choice regarding Employers Stock, refer to the following important reports:
Check out the analysis of Employers Holdings Correlation against competitors.
For more detail on how to invest in Employers Stock please use our How to Invest in Employers Holdings guide.
You can also try the Price Ceiling Movement module to calculate and plot Price Ceiling Movement for different equity instruments.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Employers Holdings. If investors know Employers will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Employers Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.35)
Dividend Share
1.18
Earnings Share
4.71
Revenue Per Share
35.157
Quarterly Revenue Growth
(0.04)
The market value of Employers Holdings is measured differently than its book value, which is the value of Employers that is recorded on the company's balance sheet. Investors also form their own opinion of Employers Holdings' value that differs from its market value or its book value, called intrinsic value, which is Employers Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Employers Holdings' market value can be influenced by many factors that don't directly affect Employers Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Employers Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if Employers Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Employers Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.