Oportun Financial Company Insiders

OPRT Stock  USD 3.95  0.22  5.90%   
Oportun Financial employs about 2.3 K people. The company is managed by 17 executives with a total tenure of roughly 5460 years, averaging almost 321.0 years of service per executive, having 137.65 employees per reported executive. Breaking down Oportun Financial's management performance can provide insight into the firm performance.
  
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Oportun Financial's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Oportun Financial's future performance. Based on our forecasts, it is anticipated that Oportun will maintain a workforce of slightly above 2340 employees by December 2024.
 
Covid

Oportun Financial Management Team Effectiveness

The company has return on total asset (ROA) of (0.0358) % which means that it has lost $0.0358 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of (0.2964) %, meaning that it created substantial loss on money invested by shareholders. Oportun Financial's management efficiency ratios could be used to measure how well Oportun Financial manages its routine affairs as well as how well it operates its assets and liabilities. Return On Tangible Assets is likely to gain to -0.05 in 2024. Return On Capital Employed is likely to gain to -0.06 in 2024. At this time, Oportun Financial's Total Current Liabilities is comparatively stable compared to the past year. Non Current Liabilities Total is likely to gain to about 3.1 B in 2024, whereas Liabilities And Stockholders Equity is likely to drop slightly above 2.4 B in 2024.
Common Stock Shares Outstanding is likely to drop to about 28.2 M in 2024. Net Loss is likely to gain to about (66.5 M) in 2024

Oportun Financial Workforce Comparison

Oportun Financial Corp is regarded second in number of employees category among its peers. The total workforce of Financials industry is now estimated at about 7,136. Oportun Financial totals roughly 2,340 in number of employees claiming about 33% of equities under Financials industry.
The company has Profit Margin (PM) of (0.15) %, which may suggest that it does not properly executes on its current pricing strategies or is unable to control all of the operational costs. This is way below average. Similarly, it shows Operating Margin (OM) of 0.03 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.03.

Oportun Financial Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Oportun Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Oportun Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Oportun Financial insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2024-06-01
9.5
19
2
 844,012 
 0.00 
2024-03-01
0.2174
5
23
 56,425 
 151,016 
2023-09-01
0.3125
5
16
 50,188 
 135,502 
2023-06-01
2.2857
16
7
 324,761 
 292,029 
2023-03-01
0.5758
19
33
 365,088 
 186,275 
2022-12-01
5.5
11
2
 161,816 
 56,023 
2022-09-01
0.5
8
16
 68,190 
 105,600 
2022-06-01
2.8333
17
6
 159,404 
 61,700 
2022-03-01
0.6216
23
37
 623,434 
 1,929,318 
2021-12-01
1.1429
8
7
 38,487 
 54,194 
2021-09-01
0.5946
22
37
 139,462 
 223,502 
2021-06-01
1.625
13
8
 54,945 
 21,165 
2021-03-01
0.8537
35
41
 490,398 
 514,345 
2020-12-01
0.5333
16
30
 50,463 
 499,432 
2020-09-01
0.7879
26
33
 460,621 
 202,243 
2020-06-01
0.9286
26
28
 149,404 
 49,693 
2020-03-01
1.0465
45
43
 1,078,847 
 537,183 
2019-09-01
0.1667
15
90
 11,818,951 
 15,731,478 

Oportun Financial Notable Stakeholders

An Oportun Financial stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Oportun Financial often face trade-offs trying to please all of them. Oportun Financial's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Oportun Financial's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.

About Oportun Financial Management Performance

The success or failure of an entity such as Oportun Financial Corp often depends on how effective the management is. Oportun Financial management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Oportun management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Oportun management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets(0.05)(0.05)
Return On Capital Employed(0.07)(0.06)
Return On Assets(0.05)(0.05)
Return On Equity(0.44)(0.42)
Please note, the imprecision that can be found in Oportun Financial's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Oportun Financial Corp. Check Oportun Financial's Beneish M Score to see the likelihood of Oportun Financial's management manipulating its earnings.

Oportun Financial Workforce Analysis

Traditionally, organizations such as Oportun Financial use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Oportun Financial within its industry.

Oportun Financial Manpower Efficiency

Return on Oportun Financial Manpower

Revenue Per Employee451.7K
Revenue Per Executive62.2M
Net Loss Per Employee76.9K
Net Loss Per Executive10.6M

Additional Tools for Oportun Stock Analysis

When running Oportun Financial's price analysis, check to measure Oportun Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Oportun Financial is operating at the current time. Most of Oportun Financial's value examination focuses on studying past and present price action to predict the probability of Oportun Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Oportun Financial's price. Additionally, you may evaluate how the addition of Oportun Financial to your portfolios can decrease your overall portfolio volatility.