United Fire Earnings Estimate

UFCS Stock

USD 29.13 0.97 3.44%

The next projected EPS of United Fire is estimated to be 0.62 with future projections ranging from a low of 0.6 to a high of 0.62. United Fire's most recent 12-month trailing earnings per share (EPS TTM) is at 2.39. Please be aware that the consensus of earnings estimates for United Fire Group is based on EPS before non-recurring items and includes expenses related to employee stock options.

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United Fire is projected to generate 0.62 in earnings per share on the 31st of March 2025. United Fire earnings estimates show analyst consensus about projected United Fire Group EPS (Earning Per Share). It derives the highest and the lowest estimates based on United Fire's historical volatility. Many public companies, such as United Fire, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm. By analyzing United Fire's earnings estimates, investors can diagnose different trends across United Fire's analyst sentiment over time as well as compare current estimates against different timeframes. At this time, United Fire's Pretax Profit Margin is comparatively stable compared to the past year. Net Profit Margin is likely to gain to 0.06 in 2025, whereas Gross Profit is likely to drop slightly above 653 M in 2025.

Check out World Market Map to better understand how to build diversified portfolios, which includes a position in United Fire Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators.

United Fire Earnings Estimation Breakdown

The calculation of United Fire's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of United Fire is estimated to be 0.62 with the future projection ranging from a low of 0.6 to a high of 0.62. Please be aware that this consensus of annual earnings estimates for United Fire Group is based on EPS before non-recurring items and includes expenses related to employee stock options.

Last Reported EPS

1.25

0.60

Lowest

Expected EPS

0.62

0.62

Highest

United Fire Earnings Projection Consensus

Suppose the current estimates of United Fire's value are higher than the current market price of the United Fire stock. In this case, investors may conclude that United Fire is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and United Fire's stock will quickly adjusts to the new information provided by the consensus estimate.

Number of Analysts	Historical Accuracy	Last Reported EPS		Estimated EPS for 31st of March 2025	Current EPS (TTM)
2	40.65%	1.25		0.62	2.39

United Fire Earnings History

Earnings estimate consensus by United Fire Group analysts from Wall Street is used by the market to judge United Fire's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only United Fire's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.

United Fire Quarterly Gross Profit

331.74 Million

Retained Earnings is likely to drop to about 354 M in 2025. Retained Earnings Total Equity is likely to drop to about 623.9 M in 2025 Common Stock Shares Outstanding is likely to gain to about 25.9 M in 2025, whereas Net Income Applicable To Common Shares is likely to drop slightly above 12.9 M in 2025.

Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of United Fire's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.

Hype

Prediction

Low	Estimated	High
26.99	29.04	31.09

Details

Intrinsic

Valuation

Low	Real	High
25.19	27.24	29.29

Details

Naive

Forecast

Low	Next	High
26.56	28.61	30.66

Details

1 Analysts

Consensus

Low	Target	High
23.66	26.00	28.86

Details

Note that many institutional investors and large investment bankers can move markets due to the volume of United assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards United Fire. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving United Fire's stock price in the short term.

United Fire Earnings per Share Projection vs Actual

Actual Earning per Share of United Fire refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering United Fire Group predict the company's earnings will be in the future. The higher the earnings per share of United Fire, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

United Fire Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as United Fire, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of United Fire should always be considered in relation to other companies to make a more educated investment decision.

United Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact United Fire's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.

Reported	Fiscal Date	Estimated EPS	Reported EPS	Surprise
2025-02-11	2024-12-31	0.66	1.25	0.59	89
2024-11-05	2024-09-30	0.33	0.81	0.48	145
2024-08-06	2024-06-30	0.01	-0.07	-0.08	800
2024-05-07	2024-03-31	0.48	0.56	0.08	16
2024-02-13	2023-12-31	0.56	0.65	0.09	16
2023-11-01	2023-09-30	-0.03	0.31	0.34	1133
2023-08-07	2023-06-30	0.2	-2.27	-2.47	1235
2023-05-08	2023-03-31	0.56	0.08	-0.48	85
2023-02-15	2022-12-31	0.56	0.18	-0.38	67
2022-11-02	2022-09-30	-0.46	-0.47	-0.01	2
2022-08-04	2022-06-30	0.44	0.24	-0.2	45
2022-05-05	2022-03-31	0.84	1.13	0.29	34
2022-02-15	2021-12-31	0.41	1.69	1.28	312
2021-11-04	2021-09-30	-0.04	-0.31	-0.27	675
2021-08-04	2021-06-30	-0.02	0.35	0.37	1850
2021-05-05	2021-03-31	-0.06	-0.03	0.03	50
2021-02-17	2020-12-31	-1.31	-1.3	0.01	0
2020-11-04	2020-09-30	-1.33	-1.37	-0.04	3
2020-08-05	2020-06-30	-0.26	-0.26	0.0	0
2020-05-06	2020-03-31	0.16	0.05	-0.11	68
2020-02-18	2019-12-31	-0.64	-1.04	-0.4	62
2019-11-06	2019-09-30	-0.28	-0.4	-0.12	42
2019-08-07	2019-06-30	0.06	-0.59	-0.65	1083
2019-05-08	2019-03-31	0.53	0.91	0.38	71
2019-02-20	2018-12-31	0.23	-0.3	-0.53	230
2018-11-07	2018-09-30	0.31	0.432	0.122	39
2018-08-08	2018-06-30	0.22	-0.03	-0.25	113
2018-05-09	2018-03-31	0.83	1.0	0.17	20
2018-02-14	2017-12-31	0.48	0.92	0.44	91
2017-11-08	2017-09-30	-0.72	-0.73	-0.01	1
2017-08-02	2017-06-30	0.11	0.05	-0.06	54
2017-05-03	2017-03-31	0.67	0.67	0.0	0
2017-02-16	2016-12-31	0.89	0.46	-0.43	48
2016-11-02	2016-09-30	0.44	0.41	-0.03	6
2016-08-03	2016-06-30	0.07	0.08	0.01	14
2016-05-04	2016-03-31	0.88	0.88	0.0	0
2016-02-18	2015-12-31	0.53	1.21	0.68	128
2015-11-05	2015-09-30	0.2	0.75	0.55	275
2015-08-04	2015-06-30	0.22	0.57	0.35	159
2015-05-05	2015-03-31	0.86	0.92	0.06	6
2015-02-17	2014-12-31	1.35	1.34	-0.01	0
2014-11-04	2014-09-30	0.56	-0.01	-0.57	101
2014-08-05	2014-06-30	0.31	0.35	0.04	12
2014-05-06	2014-03-31	0.65	0.47	-0.18	27
2014-02-18	2013-12-31	0.62	1.0	0.38	61
2013-11-05	2013-09-30	0.57	0.42	-0.15	26
2013-08-06	2013-06-30	0.26	0.5	0.24	92
2013-05-07	2013-03-31	0.66	0.84	0.18	27
2013-02-19	2012-12-31	-0.23	-0.12	0.11	47
2012-11-05	2012-09-30	0.32	0.31	-0.01	3
2012-08-06	2012-06-30	0.26	0.56	0.3	115
2012-05-07	2012-03-31	0.17	0.68	0.51	300
2012-02-21	2011-12-31	0.12	0.62	0.5	416
2011-10-31	2011-09-30	0.07	-0.22	-0.29	414
2011-07-26	2011-06-30	-0.6	-0.71	-0.11	18
2011-05-02	2011-03-31	0.19	0.16	-0.03	15
2011-02-14	2010-12-31	0.3	0.29	-0.01	3
2010-10-25	2010-09-30	0.29	0.11	-0.18	62
2010-07-26	2010-06-30	0.43	0.53	0.1	23
2010-04-26	2010-03-31	0.21	0.67	0.46	219
2010-02-16	2009-12-31	0.3	0.03	-0.27	90
2009-10-26	2009-09-30	0.18	-0.43	-0.61	338
2009-07-27	2009-06-30	0.36	0.12	-0.24	66
2009-04-27	2009-03-31	0.43	0.21	-0.22	51
2009-02-17	2008-12-31	0.55	-0.41	-0.96	174
2008-10-20	2008-09-30	0.1	-0.53	-0.63	630
2008-07-28	2008-06-30	0.28	-0.08	-0.36	128
2008-04-21	2008-03-31	0.88	0.77	-0.11	12
2008-02-11	2007-12-31	0.79	0.84	0.05	6
2007-10-22	2007-09-30	0.77	0.67	-0.1	12
2007-07-23	2007-06-30	0.73	1.09	0.36	49
2007-04-23	2007-03-31	0.77	1.2	0.43	55
2007-02-12	2006-12-31	0.84	1.02	0.18	21
2006-10-23	2006-09-30	0.68	0.8	0.12	17
2006-07-24	2006-06-30	0.73	0.8	0.07	9
2006-04-24	2006-03-31	0.97	0.46	-0.51	52
2006-02-13	2005-12-31	-1.17	-2.49	-1.32	112
2005-10-28	2005-09-30	-0.2	0.32	0.52	260
2005-07-25	2005-06-30	0.95	1.03	0.08	8
2005-05-02	2005-03-31	0.85	1.49	0.64	75
2005-02-14	2004-12-31	0.9	0.84	-0.06	6
2004-10-21	2004-09-30	0.52	0.95	0.43	82
2004-07-27	2004-06-30	0.68	0.92	0.24	35
2004-04-30	2004-03-31	0.58	0.85	0.27	46
2004-02-13	2003-12-31	0.47	0.73	0.26	55
2003-10-30	2003-09-30	0.41	0.67	0.26	63
2003-08-01	2003-06-30	0.23	0.59	0.36	156
2003-05-05	2003-03-31	0.5	0.61	0.11	22
2003-02-18	2002-12-31	0.25	0.18	-0.07	28
2002-11-05	2002-09-30	0.33	0.18	-0.15	45
2002-08-05	2002-06-30	0.25	0.44	0.19	76

About United Fire Earnings Estimate

The earnings estimate module is a useful tool to check what professional financial analysts are assuming about the future of United Fire earnings. We show available consensus EPS estimates for the upcoming years and quarters. Investors can also examine how these consensus opinions have evolved historically. We show current United Fire estimates, future projections, as well as estimates 1, 2, and three years ago. Investors can search for a specific entity to conduct investment planning and build diversified portfolios. Please note, earnings estimates provided by Macroaxis are the average expectations of expert analysts that we track. If a given stock such as United Fire fails to match professional earnings estimates, it usually performs purely. Wall Street refers to that as a 'negative surprise.' If a company 'beats' future estimates, it's usually called an 'upside surprise.'

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	Last Reported	Projected for Next Year
Retained Earnings	620.4 M	354 M
Retained Earnings Total Equity	714.6 M	623.9 M
Earnings Yield	0.09	0.07
Price Earnings Ratio	11.63	11.05
Price Earnings To Growth Ratio	(0.04)	(0.04)

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United Fire Earnings Estimate

United Fire Earnings Estimation Breakdown

United Fire Earnings Projection Consensus

United Fire Earnings History

United Fire Quarterly Gross Profit

331.74 Million

United Fire Earnings per Share Projection vs Actual

United Fire Estimated Months Earnings per Share

United Quarterly Analyst Estimates and Surprise Metrics

About United Fire Earnings Estimate

Thematic Opportunities

Explore Investment Opportunities

Additional Tools for United Stock Analysis

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