United Fire Group Stock Performance
| UFCS Stock | USD 26.50 0.27 1.01% |
The entity has a beta of 0.75, which indicates possible diversification benefits within a given portfolio. As returns on the market increase, United Fire's returns are expected to increase less than the market. However, during the bear market, the loss of holding United Fire is expected to be smaller as well. At this point, United Fire Group has a negative expected return of -0.0307%. Please make sure to validate United Fire's semi variance, and the relationship between the treynor ratio and daily balance of power , to decide if United Fire Group performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Very Weak
Weak | Strong |
Over the last 90 days United Fire Group has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of comparatively stable fundamental indicators, United Fire is not utilizing all of its potentials. The current stock price uproar, may contribute to short-horizon losses for the private investors. ...more
Actual Historical Performance (%)
One Day Return (1.01) | Five Day Return (6.46) | Year To Date Return (6.95) | Ten Year Return (11.13) | All Time Return 1.2 K |
Forward Dividend Yield 0.0242 | Payout Ratio | Last Split Factor 2:1 | Forward Dividend Rate 0.64 | Dividend Date 2024-12-13 |
1 | Is Axis Capital Holdings Stock Undervalued Right Now | 12/09/2024 |
| United Fire dividend paid on 13th of December 2024 | 12/13/2024 |
2 | Disposition of 2664 shares by Corey Ruehle of United Fire at 29.12 subject to Rule 16b-3 | 12/19/2024 |
3 | Disposition of 2104 shares by Walsh Kelly A of United Fire at 28.48 subject to Rule 16b-3 | 12/27/2024 |
4 | Disposition of 2646 shares by Kevin Leidwinger of United Fire at 28.45 subject to Rule 16b-3 | 12/31/2024 |
5 | Acquisition by Robert Cataldo of 500 shares of United Fire at 22.265 subject to Rule 16b-3 | 01/10/2025 |
6 | Micah G. Woolstenhulme Acquires 2,500 Shares of United Fire Group, Inc. Stock | 01/16/2025 |
7 | Insider Selling United Fire Group, Inc. Insider Sells 4,700 Shares of Stock | 01/24/2025 |
8 | Should Value Investors Buy United Fire Group Stock | 01/27/2025 |
9 | NMI Holdings Lags Q4 Earnings and Revenue Estimates | 02/06/2025 |
10 | United Fire Non-GAAP EPS of 1.25 beats by 0.59, revenue of 333.18M beats by 5.48M | 02/11/2025 |
11 | United Fire Group anticipates 10M growth in net investment income for 2025 | 02/12/2025 |
12 | United Fire Group Full Year 2024 Earnings EPS US2.39 | 02/13/2025 |
13 | Acquisition by Noyce James of 2000 shares of United Fire at 26.97 subject to Rule 16b-3 | 02/14/2025 |
| Begin Period Cash Flow | 96.7 M |
United |
United Fire Relative Risk vs. Return Landscape
If you would invest 2,732 in United Fire Group on November 19, 2024 and sell it today you would lose (82.00) from holding United Fire Group or give up 3.0% of portfolio value over 90 days. United Fire Group is currently does not generate positive expected returns and assumes 1.9872% risk (volatility on return distribution) over the 90 days horizon. In different words, 17% of stocks are less volatile than United, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
United Fire Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for United Fire's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as United Fire Group, and traders can use it to determine the average amount a United Fire's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.0154
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | UFCS |
Estimated Market Risk
| 1.99 actual daily | 17 83% of assets are more volatile |
Expected Return
| -0.03 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.02 actual daily | 0 Most of other assets perform better |
Based on monthly moving average United Fire is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of United Fire by adding United Fire to a well-diversified portfolio.
United Fire Fundamentals Growth
United Stock prices reflect investors' perceptions of the future prospects and financial health of United Fire, and United Fire fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on United Stock performance.
| Return On Equity | 0.0818 | ||||
| Return On Asset | 0.0159 | ||||
| Profit Margin | 0.05 % | ||||
| Operating Margin | 0.13 % | ||||
| Current Valuation | 592.16 M | ||||
| Shares Outstanding | 25.38 M | ||||
| Price To Earning | 11.71 X | ||||
| Price To Book | 0.86 X | ||||
| Price To Sales | 0.54 X | ||||
| Revenue | 1.1 B | ||||
| Gross Profit | 86.42 M | ||||
| EBITDA | (25.95 M) | ||||
| Net Income | (29.7 M) | ||||
| Cash And Equivalents | 92.21 M | ||||
| Cash Per Share | 3.66 X | ||||
| Total Debt | 50 M | ||||
| Debt To Equity | 0.06 % | ||||
| Current Ratio | 0.32 X | ||||
| Book Value Per Share | 30.80 X | ||||
| Cash Flow From Operations | 171.74 M | ||||
| Earnings Per Share | 2.39 X | ||||
| Market Capitalization | 672.52 M | ||||
| Total Asset | 3.14 B | ||||
| Retained Earnings | 574.69 M | ||||
About United Fire Performance
Assessing United Fire's fundamental ratios provides investors with valuable insights into United Fire's financial health and overall profitability. This information is crucial for making informed investment decisions. A high ROA would indicate that the United Fire is effectively leveraging its assets and equity to generate significant profits, making it an appealing investment. Conversely, low Return on Assets could signal underlying management issues in assets and equity, indicating a necessity for operational refinements. Please also refer to our technical analysis and fundamental analysis pages.
| Last Reported | Projected for Next Year | ||
| Days Of Inventory On Hand | -15.5 K | -16.3 K | |
| Return On Tangible Assets | (0.01) | (0.01) | |
| Return On Capital Employed | (0.01) | (0.01) | |
| Return On Assets | (0.01) | (0.01) | |
| Return On Equity | (0.05) | (0.04) |
Things to note about United Fire Group performance evaluation
Checking the ongoing alerts about United Fire for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for United Fire Group help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| United Fire Group generated a negative expected return over the last 90 days | |
| United Fire Group currently holds 50 M in liabilities with Debt to Equity (D/E) ratio of 0.06, which may suggest the company is not taking enough advantage from borrowing. United Fire Group has a current ratio of 0.31, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Note, when we think about United Fire's use of debt, we should always consider it together with its cash and equity. | |
| The entity reported the previous year's revenue of 1.1 B. Net Loss for the year was (29.7 M) with profit before overhead, payroll, taxes, and interest of 86.42 M. | |
| United Fire Group has a poor financial position based on the latest SEC disclosures | |
| About 66.0% of United Fire outstanding shares are owned by institutional investors | |
| Latest headline from zacks.com: Acquisition by Noyce James of 2000 shares of United Fire at 26.97 subject to Rule 16b-3 |
- Analyzing United Fire's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether United Fire's stock is overvalued or undervalued compared to its peers.
- Examining United Fire's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating United Fire's management team can have a significant impact on its success or failure. Reviewing the track record and experience of United Fire's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of United Fire's stock. These opinions can provide insight into United Fire's potential for growth and whether the stock is currently undervalued or overvalued.
Additional Tools for United Stock Analysis
When running United Fire's price analysis, check to measure United Fire's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy United Fire is operating at the current time. Most of United Fire's value examination focuses on studying past and present price action to predict the probability of United Fire's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move United Fire's price. Additionally, you may evaluate how the addition of United Fire to your portfolios can decrease your overall portfolio volatility.