Hanmi Financial Earnings Estimate

HAFC Stock  USD 21.85  0.55  2.58%   
The next projected EPS of Hanmi Financial is estimated to be 0.576 with future projections ranging from a low of 0.55 to a high of 0.6. Hanmi Financial's most recent 12-month trailing earnings per share (EPS TTM) is at 2.05. Please be aware that the consensus of earnings estimates for Hanmi Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
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Hanmi Financial is projected to generate 0.576 in earnings per share on the 31st of March 2025. Hanmi Financial earnings estimates show analyst consensus about projected Hanmi Financial EPS (Earning Per Share). It derives the highest and the lowest estimates based on Hanmi Financial's historical volatility. Many public companies, such as Hanmi Financial, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm. By analyzing Hanmi Financial's earnings estimates, investors can diagnose different trends across Hanmi Financial's analyst sentiment over time as well as compare current estimates against different timeframes. The current year's Net Profit Margin is expected to grow to 0.28, whereas Gross Profit is forecasted to decline to about 169.4 M.
  
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Hanmi Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
For information on how to trade Hanmi Stock refer to our How to Trade Hanmi Stock guide.

Hanmi Financial Earnings Estimation Breakdown

The calculation of Hanmi Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Hanmi Financial is estimated to be 0.576 with the future projection ranging from a low of 0.55 to a high of 0.6. Please be aware that this consensus of annual earnings estimates for Hanmi Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.58
0.55
Lowest
Expected EPS
0.576
0.60
Highest

Hanmi Financial Earnings Projection Consensus

Suppose the current estimates of Hanmi Financial's value are higher than the current market price of the Hanmi Financial stock. In this case, investors may conclude that Hanmi Financial is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Hanmi Financial's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of March 2025Current EPS (TTM)
693.33%
0.58
0.576
2.05

Hanmi Financial Earnings History

Earnings estimate consensus by Hanmi Financial analysts from Wall Street is used by the market to judge Hanmi Financial's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only Hanmi Financial's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.

Hanmi Financial Quarterly Gross Profit

59.86 Million

At present, Hanmi Financial's Retained Earnings Total Equity is projected to increase significantly based on the last few years of reporting. The current year's Earnings Yield is expected to grow to 0.09, whereas Earning Assets are forecasted to decline to about 542.7 M. The current year's Net Income Applicable To Common Shares is expected to grow to about 121.8 M, whereas Common Stock Shares Outstanding is forecasted to decline to about 21.2 M.
Hype
Prediction
LowEstimatedHigh
19.7621.8123.86
Details
Intrinsic
Valuation
LowRealHigh
19.6724.8026.85
Details
Naive
Forecast
LowNextHigh
20.0022.0624.11
Details
6 Analysts
Consensus
LowTargetHigh
24.6627.1030.08
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as Hanmi Financial. Your research has to be compared to or analyzed against Hanmi Financial's peers to derive any actionable benefits. When done correctly, Hanmi Financial's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in Hanmi Financial. Note that many institutional investors and large investment bankers can move markets due to the volume of Hanmi assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards Hanmi Financial. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving Hanmi Financial's stock price in the short term.

Hanmi Financial Earnings per Share Projection vs Actual

Actual Earning per Share of Hanmi Financial refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Hanmi Financial predict the company's earnings will be in the future. The higher the earnings per share of Hanmi Financial, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

Hanmi Financial Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as Hanmi Financial, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Hanmi Financial should always be considered in relation to other companies to make a more educated investment decision.

Hanmi Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact Hanmi Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2025-01-21
2024-12-310.510.580.0713 
2024-10-22
2024-09-300.480.490.01
2024-07-23
2024-06-300.470.480.01
2024-04-23
2024-03-310.520.5-0.02
2024-01-23
2023-12-310.590.610.02
2023-10-24
2023-09-300.620.620.0
2023-07-25
2023-06-300.650.670.02
2023-04-25
2023-03-310.760.72-0.04
2023-01-24
2022-12-310.830.930.112 
2022-10-25
2022-09-300.780.890.1114 
2022-07-26
2022-06-300.670.820.1522 
2022-04-26
2022-03-310.580.680.117 
2022-01-25
2021-12-310.61.090.4981 
2021-10-26
2021-09-300.570.860.2950 
2021-07-27
2021-06-300.480.720.2450 
2021-04-27
2021-03-310.430.540.1125 
2021-01-26
2020-12-310.350.470.1234 
2020-10-27
2020-09-300.260.480.2284 
2020-07-28
2020-06-300.150.04-0.1173 
2020-04-30
2020-03-310.30.08-0.2273 
2020-01-28
2019-12-310.440.1-0.3477 
2019-10-22
2019-09-300.470.4-0.0714 
2019-08-05
2019-06-300.10.09-0.0110 
2019-04-23
2019-03-310.480.480.0
2019-01-15
2018-12-310.510.46-0.05
2018-10-23
2018-09-300.510.5-0.01
2018-07-24
2018-06-300.530.48-0.05
2018-04-24
2018-03-310.530.46-0.0713 
2018-01-23
2017-12-310.480.480.0
2017-10-17
2017-09-300.460.460.0
2017-07-18
2017-06-300.450.450.0
2017-04-18
2017-03-310.440.43-0.01
2017-01-24
2016-12-310.430.450.02
2016-10-18
2016-09-300.440.41-0.03
2016-07-19
2016-06-300.420.440.02
2016-04-19
2016-03-310.410.460.0512 
2016-01-26
2015-12-310.410.460.0512 
2015-10-27
2015-09-300.40.440.0410 
2015-07-23
2015-06-300.370.440.0718 
2015-04-23
2015-03-310.310.350.0412 
2015-02-05
2014-12-310.340.460.1235 
2014-11-07
2014-09-300.330.410.0824 
2014-07-22
2014-06-300.330.350.02
2014-04-22
2014-03-310.330.350.02
2014-01-27
2013-12-310.320.31-0.01
2013-10-22
2013-09-300.320.320.0
2013-07-23
2013-06-300.310.3-0.01
2013-04-25
2013-03-310.290.320.0310 
2013-01-24
2012-12-310.450.44-0.01
2012-10-18
2012-09-300.410.420.01
2012-07-19
2012-06-300.530.06-0.4788 
2012-04-19
2012-03-310.220.230.01
2012-01-19
2011-12-310.320.22-0.131 
2011-10-20
2011-09-300.280.13-0.1553 
2011-07-21
2011-06-300.160.480.32200 
2011-01-27
2010-12-31-0.560.320.88157 
2010-10-28
2010-09-30-2.04-0.961.0852 
2010-07-27
2010-06-30-2-4.56-2.56128 
2010-04-29
2010-03-31-2.4-7.76-5.36223 
2009-11-05
2009-09-30-2.24-3.6-1.3660 
2009-08-06
2009-06-30-1.6-1.68-0.08
2009-04-28
2009-03-31-0.84-0.88-0.04
2009-01-29
2008-12-31-0.1-0.64-0.54540 
2008-10-23
2008-09-300.140.720.58414 
2008-07-29
2008-06-300.920.32-0.665 
2008-04-29
2008-03-311.520.48-1.0468 
2008-02-12
2007-12-311.80.8-1.055 
2007-11-06
2007-09-302.251.84-0.4118 
2007-07-26
2007-06-302.532.48-0.05
2007-05-03
2007-03-312.032.080.05
2007-01-30
2006-12-312.732.80.07
2006-10-24
2006-09-302.622.880.26
2006-07-25
2006-06-302.572.56-0.01
2006-04-25
2006-03-312.432.4-0.03
2006-01-26
2005-12-312.452.4-0.05
2005-10-27
2005-09-302.352.40.05
2005-07-21
2005-06-302.12.40.314 
2005-04-22
2005-03-311.942.160.2211 
2005-01-27
2004-12-311.861.84-0.02
2004-10-21
2004-09-301.61.760.1610 
2004-07-27
2004-06-301.491.4-0.09
2004-04-22
2004-03-311.61.760.1610 
2004-01-26
2003-12-311.491.680.1912 
2003-10-23
2003-09-301.381.36-0.02
2003-07-18
2003-06-301.261.40.1411 
2003-04-18
2003-03-311.191.20.01
2003-01-23
2002-12-311.41.36-0.04
2002-10-11
2002-09-301.331.480.1511 
2002-07-19
2002-06-301.241.320.08
2002-04-15
2002-03-311.121.160.04

About Hanmi Financial Earnings Estimate

The earnings estimate module is a useful tool to check what professional financial analysts are assuming about the future of Hanmi Financial earnings. We show available consensus EPS estimates for the upcoming years and quarters. Investors can also examine how these consensus opinions have evolved historically. We show current Hanmi Financial estimates, future projections, as well as estimates 1, 2, and three years ago. Investors can search for a specific entity to conduct investment planning and build diversified portfolios. Please note, earnings estimates provided by Macroaxis are the average expectations of expert analysts that we track. If a given stock such as Hanmi Financial fails to match professional earnings estimates, it usually performs purely. Wall Street refers to that as a 'negative surprise.' If a company 'beats' future estimates, it's usually called an 'upside surprise.'
Please read more on our stock advisor page.
Last ReportedProjected for Next Year
Retained Earnings350.9 M368.4 M
Retained Earnings Total Equity226.3 M237.6 M
Earning Assets638.8 M542.7 M
Earnings Yield 0.09  0.09 
Price Earnings Ratio 11.52  12.66 
Price Earnings To Growth Ratio(0.52)(0.50)

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Hanmi Financial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Hanmi Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Hanmi Financial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Hanmi Financial Stock:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Hanmi Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
For information on how to trade Hanmi Stock refer to our How to Trade Hanmi Stock guide.
You can also try the Portfolio Backtesting module to avoid under-diversification and over-optimization by backtesting your portfolios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Hanmi Financial. If investors know Hanmi will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Hanmi Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.05)
Dividend Share
1
Earnings Share
2.05
Revenue Per Share
7.66
Quarterly Revenue Growth
(0.04)
The market value of Hanmi Financial is measured differently than its book value, which is the value of Hanmi that is recorded on the company's balance sheet. Investors also form their own opinion of Hanmi Financial's value that differs from its market value or its book value, called intrinsic value, which is Hanmi Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Hanmi Financial's market value can be influenced by many factors that don't directly affect Hanmi Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Hanmi Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Hanmi Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Hanmi Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.