Hanmi Financial Net Worth

Hanmi Financial Net Worth Breakdown

  HAFC
The net worth of Hanmi Financial is the difference between its total assets and liabilities. Hanmi Financial's net worth represents the value of the company's equity or ownership interest. In other words, it is the amount of money that would be left over if all of Hanmi Financial's assets were sold and all of its debts were paid off. Net worth is sometimes referred to as shareholder's equity or book value. Hanmi Financial's net worth can be used as a measure of its financial health and stability which can help investors to decide if Hanmi Financial is a good investment. It is also essential in determining the company's creditworthiness and ability to secure financing before investing in Hanmi Financial stock.

Hanmi Financial Net Worth Analysis

Hanmi Financial's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Hanmi Financial's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Hanmi Financial's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Hanmi Financial's net worth analysis. One common approach is to calculate Hanmi Financial's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Hanmi Financial's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Hanmi Financial's net worth. This approach calculates the present value of Hanmi Financial's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Hanmi Financial's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Hanmi Financial's net worth. This involves comparing Hanmi Financial's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Hanmi Financial's net worth relative to its peers.

Enterprise Value

459.63 Million

To determine if Hanmi Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Hanmi Financial's net worth research are outlined below:
Over 92.0% of the company shares are owned by institutional investors
On 20th of November 2024 Hanmi Financial paid $ 0.25 per share dividend to its current shareholders
Latest headline from prnewswire.com: Hanmi Pharmaceutical et Beijing Hanmi font progresser les essais cliniques du BH3120, dvelopp conjointement, en tant quimmunothrapie de nouvelle gnration contre le cancer
Hanmi Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Hanmi Financial. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Hanmi Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
23rd of April 2024
Upcoming Quarterly Report
View
23rd of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
28th of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

Hanmi Financial Target Price Consensus

Hanmi target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Hanmi Financial's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   6  Buy
Most Hanmi analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Hanmi stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Hanmi Financial, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

Hanmi Financial Target Price Projection

Hanmi Financial's current and average target prices are 26.75 and 20.20, respectively. The current price of Hanmi Financial is the price at which Hanmi Financial is currently trading. On the other hand, Hanmi Financial's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

Hanmi Financial Market Quote on 29th of November 2024

Low Price26.7Odds
High Price27.4Odds

26.75

Target Price

Analyst Consensus On Hanmi Financial Target Price

Low Estimate18.38Odds
High Estimate22.42Odds

20.2

Historical Lowest Forecast  18.38 Target Price  20.2 Highest Forecast  22.42
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on Hanmi Financial and the information provided on this page.

Know Hanmi Financial's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Hanmi Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Hanmi Financial backward and forwards among themselves. Hanmi Financial's institutional investor refers to the entity that pools money to purchase Hanmi Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Hotchkis & Wiley Capital Management Llc2024-09-30
641.2 K
Stieven Capital Advisors, L.p.2024-09-30
571.1 K
Jpmorgan Chase & Co2024-06-30
486.8 K
Bridgeway Capital Management, Llc2024-09-30
460.5 K
Bank Of New York Mellon Corp2024-06-30
451.4 K
Assenagon Asset Management Sa2024-09-30
395.2 K
Charles Schwab Investment Management Inc2024-09-30
384.2 K
Millennium Management Llc2024-06-30
353.3 K
Arrowstreet Capital Limited Partnership2024-06-30
325.3 K
Blackrock Inc2024-06-30
4.4 M
Vanguard Group Inc2024-09-30
2.3 M
Note, although Hanmi Financial's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Follow Hanmi Financial's market capitalization trends

The company currently falls under 'Small-Cap' category with a current market capitalization of 807.75 M.

Market Cap

445.35 Million

Project Hanmi Financial's profitablity

Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Assets 0.01  0.01 
Return On Equity 0.11  0.12 
The company has Profit Margin (PM) of 0.27 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.38 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.38.
When accessing Hanmi Financial's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Hanmi Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Hanmi Financial's profitability and make more informed investment decisions.
Please note, the presentation of Hanmi Financial's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Hanmi Financial's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Hanmi Financial's management manipulating its earnings.

Evaluate Hanmi Financial's management efficiency

The current year's Return On Equity is expected to grow to 0.12, whereas Return On Tangible Assets are forecasted to decline to 0.01. At present, Hanmi Financial's Non Currrent Assets Other are projected to increase significantly based on the last few years of reporting. The current year's Total Current Assets is expected to grow to about 2.7 B, whereas Total Assets are forecasted to decline to about 4.2 B. Hanmi Financial's management efficiency ratios could be used to measure how well Hanmi Financial manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 23.19  24.35 
Tangible Book Value Per Share 22.82  23.96 
Enterprise Value Over EBITDA 6.80  6.46 
Price Book Value Ratio 0.84  1.65 
Enterprise Value Multiple 6.80  6.46 
Price Fair Value 0.84  1.65 
Enterprise Value416.9 M459.6 M
The strategic decisions made by Hanmi Financial management significantly impact its financial stability and market performance. Evaluating these factors helps determine whether the stock is a worthwhile investment.
Enterprise Value Revenue
5.3254
Revenue
232.8 M
Quarterly Revenue Growth
(0.08)
Revenue Per Share
7.737
Return On Equity
0.0902
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Hanmi Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Hanmi Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Hanmi Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Hanmi Financial Corporate Filings

8K
18th of November 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
13A
12th of November 2024
An amended filing to the original Schedule 13G
ViewVerify
F4
8th of November 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
10Q
4th of November 2024
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify
Hanmi Financial time-series forecasting models is one of many Hanmi Financial's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Hanmi Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Hanmi Financial Earnings Estimation Breakdown

The calculation of Hanmi Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Hanmi Financial is estimated to be 0.51 with the future projection ranging from a low of 0.4875 to a high of 0.505. Please be aware that this consensus of annual earnings estimates for Hanmi Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.49
0.49
Lowest
Expected EPS
0.51
0.51
Highest

Hanmi Financial Earnings Projection Consensus

Suppose the current estimates of Hanmi Financial's value are higher than the current market price of the Hanmi Financial stock. In this case, investors may conclude that Hanmi Financial is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Hanmi Financial's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of December 2024Current EPS (TTM)
693.87%
0.49
0.51
2.08

Hanmi Financial Earnings History

Earnings estimate consensus by Hanmi Financial analysts from Wall Street is used by the market to judge Hanmi Financial's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only Hanmi Financial's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.

Hanmi Financial Quarterly Gross Profit

54.4 Million

At present, Hanmi Financial's Retained Earnings Total Equity is projected to increase significantly based on the last few years of reporting. The current year's Earnings Yield is expected to grow to 0.14, whereas Earning Assets are forecasted to decline to about 542.7 M. The current year's Net Income Applicable To Common Shares is expected to grow to about 121.8 M, whereas Common Stock Shares Outstanding is forecasted to decline to about 20.7 M.
Hype
Prediction
LowEstimatedHigh
23.7126.3629.01
Details
Intrinsic
Valuation
LowRealHigh
21.8724.5227.17
Details
Naive
Forecast
LowNextHigh
24.3026.9629.61
Details
6 Analysts
Consensus
LowTargetHigh
18.3820.2022.42
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as Hanmi Financial. Your research has to be compared to or analyzed against Hanmi Financial's peers to derive any actionable benefits. When done correctly, Hanmi Financial's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in Hanmi Financial. Note that many institutional investors and large investment bankers can move markets due to the volume of Hanmi assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards Hanmi Financial. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving Hanmi Financial's stock price in the short term.

Hanmi Financial Earnings per Share Projection vs Actual

Actual Earning per Share of Hanmi Financial refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Hanmi Financial predict the company's earnings will be in the future. The higher the earnings per share of Hanmi Financial, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

Hanmi Financial Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as Hanmi Financial, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Hanmi Financial should always be considered in relation to other companies to make a more educated investment decision.

Hanmi Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact Hanmi Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2024-10-22
2024-09-300.480.490.01
2024-07-23
2024-06-300.470.480.01
2024-04-23
2024-03-310.520.5-0.02
2024-01-23
2023-12-310.590.610.02
2023-10-24
2023-09-300.620.620.0
2023-07-25
2023-06-300.650.670.02
2023-04-25
2023-03-310.760.72-0.04
2023-01-24
2022-12-310.830.930.112 
2022-10-25
2022-09-300.780.890.1114 
2022-07-26
2022-06-300.670.820.1522 
2022-04-26
2022-03-310.580.680.117 
2022-01-25
2021-12-310.61.090.4981 
2021-10-26
2021-09-300.570.860.2950 
2021-07-27
2021-06-300.480.720.2450 
2021-04-27
2021-03-310.430.540.1125 
2021-01-26
2020-12-310.350.470.1234 
2020-10-27
2020-09-300.260.480.2284 
2020-07-28
2020-06-300.150.04-0.1173 
2020-04-30
2020-03-310.30.08-0.2273 
2020-01-28
2019-12-310.440.1-0.3477 
2019-10-22
2019-09-300.470.4-0.0714 
2019-08-05
2019-06-300.10.09-0.0110 
2019-04-23
2019-03-310.480.480.0
2019-01-15
2018-12-310.510.46-0.05
2018-10-23
2018-09-300.510.5-0.01
2018-07-24
2018-06-300.530.48-0.05
2018-04-24
2018-03-310.530.46-0.0713 
2018-01-23
2017-12-310.480.480.0
2017-10-17
2017-09-300.460.460.0
2017-07-18
2017-06-300.450.450.0
2017-04-18
2017-03-310.440.43-0.01
2017-01-24
2016-12-310.430.450.02
2016-10-18
2016-09-300.440.41-0.03
2016-07-19
2016-06-300.420.440.02
2016-04-19
2016-03-310.410.460.0512 
2016-01-26
2015-12-310.410.460.0512 
2015-10-27
2015-09-300.40.440.0410 
2015-07-23
2015-06-300.370.440.0718 
2015-04-23
2015-03-310.310.350.0412 
2015-02-05
2014-12-310.340.460.1235 
2014-11-07
2014-09-300.330.410.0824 
2014-07-22
2014-06-300.330.350.02
2014-04-22
2014-03-310.330.350.02
2014-01-27
2013-12-310.320.31-0.01
2013-10-22
2013-09-300.320.320.0
2013-07-23
2013-06-300.310.3-0.01
2013-04-25
2013-03-310.290.320.0310 
2013-01-24
2012-12-310.450.44-0.01
2012-10-18
2012-09-300.410.420.01
2012-07-19
2012-06-300.530.06-0.4788 
2012-04-19
2012-03-310.220.230.01
2012-01-19
2011-12-310.320.22-0.131 
2011-10-20
2011-09-300.280.13-0.1553 
2011-07-21
2011-06-300.160.480.32200 
2011-01-27
2010-12-31-0.560.320.88157 
2010-10-28
2010-09-30-2.04-0.961.0852 
2010-07-27
2010-06-30-2-4.56-2.56128 
2010-04-29
2010-03-31-2.4-7.76-5.36223 
2009-11-05
2009-09-30-2.24-3.6-1.3660 
2009-08-06
2009-06-30-1.6-1.68-0.08
2009-04-28
2009-03-31-0.84-0.88-0.04
2009-01-29
2008-12-31-0.1-0.64-0.54540 
2008-10-23
2008-09-300.140.720.58414 
2008-07-29
2008-06-300.920.32-0.665 
2008-04-29
2008-03-311.520.48-1.0468 
2008-02-12
2007-12-311.80.8-1.055 
2007-11-06
2007-09-302.251.84-0.4118 
2007-07-26
2007-06-302.532.48-0.05
2007-05-03
2007-03-312.032.080.05
2007-01-30
2006-12-312.732.80.07
2006-10-24
2006-09-302.622.880.26
2006-07-25
2006-06-302.572.56-0.01
2006-04-25
2006-03-312.432.4-0.03
2006-01-26
2005-12-312.452.4-0.05
2005-10-27
2005-09-302.352.40.05
2005-07-21
2005-06-302.12.40.314 
2005-04-22
2005-03-311.942.160.2211 
2005-01-27
2004-12-311.861.84-0.02
2004-10-21
2004-09-301.61.760.1610 
2004-07-27
2004-06-301.491.4-0.09
2004-04-22
2004-03-311.61.760.1610 
2004-01-26
2003-12-311.491.680.1912 
2003-10-23
2003-09-301.381.36-0.02
2003-07-18
2003-06-301.261.40.1411 
2003-04-18
2003-03-311.191.20.01
2003-01-23
2002-12-311.41.36-0.04
2002-10-11
2002-09-301.331.480.1511 
2002-07-19
2002-06-301.241.320.08
2002-04-15
2002-03-311.121.160.04

Hanmi Financial Corporate Executives

Elected by the shareholders, the Hanmi Financial's board of directors comprises two types of representatives: Hanmi Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Hanmi. The board's role is to monitor Hanmi Financial's management team and ensure that shareholders' interests are well served. Hanmi Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Hanmi Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
Romolo SantarosaCFO, Sr. Executive VP, CFO of Hanmi Bank and Sr. Executive VP of Corporate Fin. and Strategy of Hanmi BankProfile
Romolo CPASenior CFOProfile
Bonita LeeCOO, Sr. Executive VP, COO of Hanmi Bank and Sr. Executive VP of Hanmi BankProfile
When determining whether Hanmi Financial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Hanmi Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Hanmi Financial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Hanmi Financial Stock:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Hanmi Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
For information on how to trade Hanmi Stock refer to our How to Trade Hanmi Stock guide.
You can also try the Commodity Directory module to find actively traded commodities issued by global exchanges.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Hanmi Financial. If investors know Hanmi will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Hanmi Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.21)
Dividend Share
1
Earnings Share
2.08
Revenue Per Share
7.737
Quarterly Revenue Growth
(0.08)
The market value of Hanmi Financial is measured differently than its book value, which is the value of Hanmi that is recorded on the company's balance sheet. Investors also form their own opinion of Hanmi Financial's value that differs from its market value or its book value, called intrinsic value, which is Hanmi Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Hanmi Financial's market value can be influenced by many factors that don't directly affect Hanmi Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Hanmi Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Hanmi Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Hanmi Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.