Hanmi Financial Valuation
| HAFC Stock | USD 23.49 0.23 0.97% |
At this time, the firm appears to be fairly valued. Hanmi Financial retains a regular Real Value of $23.65 per share. The prevalent price of the firm is $23.49. Our model calculates the value of Hanmi Financial from evaluating the firm fundamentals such as Return On Asset of 0.0082, current valuation of 793.03 M, and Return On Equity of 0.0868 as well as inspecting its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Hanmi Financial's valuation include:
Fairly Valued
Today
Please note that Hanmi Financial's price fluctuation is very steady at this time. Calculation of the real value of Hanmi Financial is based on 3 months time horizon. Increasing Hanmi Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Hanmi Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Hanmi Stock. However, Hanmi Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 23.49 | Real 23.65 | Target 27.1 | Hype 23.49 | Naive 22.49 |
The real value of Hanmi Stock, also known as its intrinsic value, is the underlying worth of Hanmi Financial Company, which is reflected in its stock price. It is based on Hanmi Financial's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Hanmi Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Hanmi Financial helps investors to forecast how Hanmi stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Hanmi Financial more accurately as focusing exclusively on Hanmi Financial's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Hanmi Financial's intrinsic value based on its ongoing forecasts of Hanmi Financial's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Hanmi Financial's closest peers. If more than one evaluation category is relevant for Hanmi Financial we suggest using both methods to arrive at a better estimate.
Hanmi Financial Cash |
|
Hanmi Valuation Trend
Comparing Hanmi Financial's enterprise value against its market capitalization is a good way to estimate the value of Hanmi Financial uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
Hanmi Financial Total Value Analysis
Hanmi Financial is currently forecasted to have valuation of 793.03 M with market capitalization of 716.25 M, debt of 393.14 M, and cash on hands of 275.16 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Hanmi Financial fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
793.03 M | 716.25 M | 393.14 M | 275.16 M |
Hanmi Financial Investor Information
About 93.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 0.97. Some equities with similar Price to Book (P/B) outperform the market in the long run. Hanmi Financial has Price/Earnings To Growth (PEG) ratio of 2.14. The entity last dividend was issued on the 10th of February 2025. The firm had 1:8 split on the 19th of December 2011. Hanmi Financial may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Operating Profit Margin | 0.0257 | 0.027 |
|
| |||||
| Operating Income | 10.2 M | 10.8 M |
|
|
Hanmi Financial Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of Hanmi indicates not a very effective usage of assets in February.Hanmi Financial Ownership Allocation
Hanmi Financial has a total of 30.2 Million outstanding shares. The majority of Hanmi Financial outstanding shares are owned by outside corporations. These institutional investors are usually referred to as non-private investors looking to purchase positions in Hanmi Financial to benefit from reduced commissions. Consequently, third-party entities are subject to a different set of regulations than regular investors in Hanmi Financial. Please pay attention to any change in the institutional holdings of Hanmi Financial as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company holds, if the real value of the firm is less than the current market value, you may not be able to make money on it.Hanmi Financial Profitability Analysis
The company reported the previous year's revenue of 398.78 M. Net Income was 62.2 M with profit before overhead, payroll, taxes, and interest of 229.94 M.Hanmi Financial Past Distributions to stockholders
| 26th of February 2025 | ||
| 20th of November 2024 | ||
| 21st of August 2024 | ||
| 22nd of May 2024 | ||
| 22nd of February 2024 | ||
| 22nd of November 2023 | ||
| 23rd of August 2023 | ||
| 24th of May 2023 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Hanmi Financial's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Hanmi Financial and how it compares across the competition.
About Hanmi Financial Valuation
The stock valuation mechanism determines Hanmi Financial's current worth on a weekly basis. Our valuation model uses a comparative analysis of Hanmi Financial. We calculate exposure to Hanmi Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Hanmi Financial's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 398.8 M | 418.7 M | |
| Pretax Profit Margin | 0.22 | 0.21 | |
| Operating Profit Margin | 0.03 | 0.03 | |
| Net Profit Margin | 0.16 | 0.13 | |
| Gross Profit Margin | 0.86 | 0.75 |
A single share of Hanmi Financial represents a small ownership stake in the entity. As a stockholder of Hanmi, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Hanmi Financial Dividends Analysis For Valuation
The current year's Dividend Yield is expected to grow to 0.05, whereas Dividends Paid is projected to grow to (33.4 M). . At present, Hanmi Financial's Retained Earnings Total Equity is projected to increase significantly based on the last few years of reporting. The current year's Earnings Yield is expected to grow to 0.09, whereas Earning Assets are forecasted to decline to about 542.7 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | -35.1 M | -33.4 M | |
| Dividend Yield | 0.05 | 0.05 | |
| Dividend Payout Ratio | 0.34 | 0.18 | |
| Dividend Paid And Capex Coverage Ratio | 3.76 | 3.57 |
There are various types of dividends Hanmi Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Hanmi shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Hanmi Financial directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Hanmi pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Hanmi Financial by the value of the dividends paid out.
Hanmi Financial Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 30.1 M | |
| Quarterly Earnings Growth Y O Y | -0.051 | |
| Forward Price Earnings | 9.4697 |
Hanmi Financial Current Valuation Indicators
Valuation refers to the process of determining the present value of Hanmi Financial and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Hanmi we look at many different elements of the entity such as Hanmi's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Hanmi Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Hanmi Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Hanmi Financial's worth.Complementary Tools for Hanmi Stock analysis
When running Hanmi Financial's price analysis, check to measure Hanmi Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Hanmi Financial is operating at the current time. Most of Hanmi Financial's value examination focuses on studying past and present price action to predict the probability of Hanmi Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Hanmi Financial's price. Additionally, you may evaluate how the addition of Hanmi Financial to your portfolios can decrease your overall portfolio volatility.
| Instant Ratings Determine any equity ratings based on digital recommendations. Macroaxis instant equity ratings are based on combination of fundamental analysis and risk-adjusted market performance | |
| Investing Opportunities Build portfolios using our predefined set of ideas and optimize them against your investing preferences | |
| Stock Tickers Use high-impact, comprehensive, and customizable stock tickers that can be easily integrated to any websites | |
| Piotroski F Score Get Piotroski F Score based on the binary analysis strategy of nine different fundamentals | |
| Balance Of Power Check stock momentum by analyzing Balance Of Power indicator and other technical ratios | |
| Equity Analysis Research over 250,000 global equities including funds, stocks and ETFs to find investment opportunities | |
| Funds Screener Find actively-traded funds from around the world traded on over 30 global exchanges | |
| ETF Categories List of ETF categories grouped based on various criteria, such as the investment strategy or type of investments | |
| Commodity Directory Find actively traded commodities issued by global exchanges |