Hanmi Financial Stock Performance
| HAFC Stock | USD 22.06 0.22 1.01% |
The company retains a Market Volatility (i.e., Beta) of 0.0254, which attests to not very significant fluctuations relative to the market. As returns on the market increase, Hanmi Financial's returns are expected to increase less than the market. However, during the bear market, the loss of holding Hanmi Financial is expected to be smaller as well. At this point, Hanmi Financial has a negative expected return of -0.0736%. Please make sure to check out Hanmi Financial's skewness, rate of daily change, and the relationship between the value at risk and accumulation distribution , to decide if Hanmi Financial performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Very Weak
Weak | Strong |
Over the last 90 days Hanmi Financial has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of rather sound technical and fundamental indicators, Hanmi Financial is not utilizing all of its potentials. The latest stock price tumult, may contribute to shorter-term losses for the shareholders. ...more
| Hanmi Financial dividend paid on 26th of February 2025 | 02/26/2025 |
| Begin Period Cash Flow | 302.3 M |
Hanmi |
Hanmi Financial Relative Risk vs. Return Landscape
If you would invest 2,319 in Hanmi Financial on December 21, 2024 and sell it today you would lose (122.50) from holding Hanmi Financial or give up 5.28% of portfolio value over 90 days. Hanmi Financial is currently does not generate positive expected returns and assumes 1.8541% risk (volatility on return distribution) over the 90 days horizon. In different words, 16% of stocks are less volatile than Hanmi, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Hanmi Financial Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Hanmi Financial's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Hanmi Financial, and traders can use it to determine the average amount a Hanmi Financial's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.0397
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| Negative Returns | HAFC |
Estimated Market Risk
| 1.85 actual daily | 16 84% of assets are more volatile |
Expected Return
| -0.07 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.04 actual daily | 0 Most of other assets perform better |
Based on monthly moving average Hanmi Financial is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Hanmi Financial by adding Hanmi Financial to a well-diversified portfolio.
Hanmi Financial Fundamentals Growth
Hanmi Stock prices reflect investors' perceptions of the future prospects and financial health of Hanmi Financial, and Hanmi Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Hanmi Stock performance.
| Return On Equity | 0.0868 | ||||
| Return On Asset | 0.0082 | ||||
| Profit Margin | 0.27 % | ||||
| Operating Margin | 0.42 % | ||||
| Current Valuation | 789.13 M | ||||
| Shares Outstanding | 30.2 M | ||||
| Price To Earning | 14.56 X | ||||
| Price To Book | 0.91 X | ||||
| Price To Sales | 2.90 X | ||||
| Revenue | 233.5 M | ||||
| EBITDA | 10.78 M | ||||
| Cash And Equivalents | 275.16 M | ||||
| Cash Per Share | 9.10 X | ||||
| Total Debt | 393.14 M | ||||
| Debt To Equity | 0.04 % | ||||
| Book Value Per Share | 24.46 X | ||||
| Cash Flow From Operations | 53.95 M | ||||
| Earnings Per Share | 2.05 X | ||||
| Total Asset | 7.68 B | ||||
| Retained Earnings | 350.87 M | ||||
About Hanmi Financial Performance
By analyzing Hanmi Financial's fundamental ratios, stakeholders can gain valuable insights into Hanmi Financial's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if Hanmi Financial has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Hanmi Financial has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
Hanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and services in the United States. The company was founded in 1982 and is headquartered in Los Angeles, California. Hanmi Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 586 people.Things to note about Hanmi Financial performance evaluation
Checking the ongoing alerts about Hanmi Financial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Hanmi Financial help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Hanmi Financial generated a negative expected return over the last 90 days | |
| Over 93.0% of the company shares are owned by institutional investors | |
| On 26th of February 2025 Hanmi Financial paid $ 0.27 per share dividend to its current shareholders |
- Analyzing Hanmi Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Hanmi Financial's stock is overvalued or undervalued compared to its peers.
- Examining Hanmi Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Hanmi Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Hanmi Financial's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Hanmi Financial's stock. These opinions can provide insight into Hanmi Financial's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for Hanmi Stock analysis
When running Hanmi Financial's price analysis, check to measure Hanmi Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Hanmi Financial is operating at the current time. Most of Hanmi Financial's value examination focuses on studying past and present price action to predict the probability of Hanmi Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Hanmi Financial's price. Additionally, you may evaluate how the addition of Hanmi Financial to your portfolios can decrease your overall portfolio volatility.
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