Western Union Valuation

WU Stock  USD 10.70  0.06  0.56%   
At this time, the company appears to be undervalued. Western Union maintains a prevalent Real Value of $11.23 per share. The last-minute price of the company is $10.7. Our model calculates the value of Western Union from examining the company fundamentals such as Return On Asset of 0.0582, current valuation of 3.29 B, and Profit Margin of 0.22 % as well as analyzing its technical indicators and probability of bankruptcy.
Undervalued
Today
10.70
Please note that Western Union's price fluctuation is not too volatile at this time. Calculation of the real value of Western Union is based on 3 months time horizon. Increasing Western Union's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Western Union's intrinsic value may or may not be the same as its current market price of 10.70, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  10.7 Real  11.23 Hype  10.7 Naive  10.62
The intrinsic value of Western Union's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Western Union's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
11.23
Real Value
13.08
Upside
Estimating the potential upside or downside of Western Union Co helps investors to forecast how Western stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Western Union more accurately as focusing exclusively on Western Union's fundamentals will not take into account other important factors:
Bollinger
Band Projection (param)
LowerMiddle BandUpper
10.0910.6111.14
Details
Hype
Prediction
LowEstimatedHigh
8.8510.7012.55
Details
Potential
Annual Dividend
LowForecastedHigh
0.500.550.60
Details

Western Union Total Value Analysis

Western Union Co is at this time anticipated to have takeover value of 3.29 B with market capitalization of 3.64 B, debt of 3.13 B, and cash on hands of 1.29 B. Please note that takeover value may be misleading and is a subject to accounting mistakes. We encourage investors to methodically examine all of the Western Union fundamentals before making investment evaluation based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
3.29 B
3.64 B
3.13 B
1.29 B

Western Union Investor Information

About 95.0% of the company outstanding shares are owned by institutional investors. The book value of Western Union was at this time reported as 2.87. The company has Price/Earnings To Growth (PEG) ratio of 2.17. Western Union last dividend was issued on the 17th of March 2025. Based on the analysis of Western Union's profitability, liquidity, and operating efficiency, Western Union Co is not in a good financial situation at this time. It has a very high probability of going through financial hardship in April.

Western Union Asset Utilization

The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Western Union has an asset utilization ratio of 50.29 percent. This implies that the Company is making $0.5 for each dollar of assets. An increasing asset utilization means that Western Union Co is more efficient with each dollar of assets it utilizes for everyday operations.

Western Union Ownership Allocation

Western Union Co retains a total of 337.94 Million outstanding shares. The majority of Western Union outstanding shares are owned by institutional investors. These institutions are usually referred to as non-private investors looking to purchase positions in Western Union to benefit from reduced commissions. Consequently, other corporate entities are subject to a different set of regulations than regular investors in Western Union Co. Please pay attention to any change in the institutional holdings of Western Union as this could imply that something significant has changed or is about to change at the company. On May 14, 2024, Senator Tommy Tuberville of US Senate acquired under $15k worth of Western Union's common stock.

Western Union Profitability Analysis

The company generated the yearly revenue of 4.21 B. Reported Net Income was 934.2 M with gross profit of 1.61 B.

Western Union Past Distributions to stockholders

About Western Union Valuation

The stock valuation mechanism determines Western Union's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of Western Union based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of Western Union. We calculate exposure to Western Union's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Western Union's related companies.
The Western Union Company provides money movement and payment services worldwide. The company was founded in 1851 and is headquartered in Denver, Colorado. Western Union operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 10500 people.
Western Union's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether Western Union's value is low or high relative to the company's performance and growth projections. Determining the market value of Western Union can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of Western Union represents a small ownership stake in the entity. As a stockholder of Western, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

Western Union Dividends Analysis For Valuation

There are various types of dividends Western Union can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Western shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Western Union Co directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Western pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Western Union by the value of the dividends paid out.

Western Union Growth Indicators

Investing in growth stocks can be very risky. If the company such as Western Union does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Common Stock Shares Outstanding341.1 M
Quarterly Earnings Growth Y O Y2.261
Forward Price Earnings5.9102

Additional Tools for Western Stock Analysis

When running Western Union's price analysis, check to measure Western Union's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Western Union is operating at the current time. Most of Western Union's value examination focuses on studying past and present price action to predict the probability of Western Union's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Western Union's price. Additionally, you may evaluate how the addition of Western Union to your portfolios can decrease your overall portfolio volatility.