Western Union Co Stock Analysis
WU Stock | USD 10.64 0.10 0.93% |
Western Union Co is undervalued with Real Value of 11.64 and Target Price of 12.6. The main objective of Western Union stock analysis is to determine its intrinsic value, which is an estimate of what Western Union Co is worth, separate from its market price. There are two main types of Western Union's stock analysis: fundamental analysis and technical analysis.
The Western Union stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Western Union is usually not traded on Thanksgiving Day, Christmas Day, New Year 's Day, National Mourning Day, Dr . Martin Luther King Jr 's Birthday, Washington 's Birthday, Good Friday, Memorial Day, Juneteenth Holiday, Independence Day, Labour Day. Western Stock trading window is adjusted to America/New York timezone.
Western |
Western Stock Analysis Notes
About 95.0% of the company outstanding shares are owned by institutional investors. The book value of Western Union was at this time reported as 2.87. The company has Price/Earnings To Growth (PEG) ratio of 2.17. Western Union last dividend was issued on the 17th of March 2025. The Western Union Company provides money movement and payment services worldwide. The company was founded in 1851 and is headquartered in Denver, Colorado. Western Union operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 10500 people. For more information please call Hikmet Ersek at 866 405 5012 or visit https://www.westernunion.com.Western Union Quarterly Total Revenue |
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Western Union Investment Alerts
Western Union Co reports 3.13 B of total liabilities with total debt to equity ratio (D/E) of 4.94, which implies that the company may not be able to produce enough cash to satisfy its debt commitments. Western Union has a current ratio of 0.44, implying that it has not enough working capital to pay out debt commitments in time. Note however, debt could still be an excellent tool for Western to invest in growth at high rates of return. | |
Over 95.0% of Western Union outstanding shares are owned by institutional investors | |
Latest headline from finance.yahoo.com: Placements.io Taps New GM of Retail Media from Western Union, GAP, eBay, and Sony |
Western Union Upcoming and Recent Events
6th of February 2024 Upcoming Quarterly Report | View | |
7th of May 2024 Next Financial Report | View | |
31st of December 2023 Next Fiscal Quarter End | View | |
6th of February 2024 Next Fiscal Year End | View | |
30th of September 2023 Last Quarter Report | View | |
31st of December 2022 Last Financial Announcement | View |
Western Largest EPS Surprises
Earnings surprises can significantly impact Western Union's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
---|---|---|---|---|---|---|---|
2023-10-25 | 2023-09-30 | 0.39 | 0.43 | 0.04 | 10 | ||
2017-05-02 | 2017-03-31 | 0.39 | 0.35 | -0.04 | 10 | ||
2016-08-03 | 2016-06-30 | 0.4 | 0.44 | 0.04 | 10 |
Western Union Environmental, Social, and Governance (ESG) Scores
Western Union's ESG score is a quantitative measure that evaluates Western Union's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Western Union's operations that may have significant financial implications and affect Western Union's stock price as well as guide investors towards more socially responsible investments.
Western Union Thematic Classifications
In addition to having Western Union stock in your portfolios, you can add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your favorite investment opportunity, you can then obtain an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility. If you are a result-oriented investor, you can benefit from optimizing one of our existing themes to build an efficient portfolio against your specific investing outlook.
![]() | BanksAll money banks and credit services | |
![]() | Business ServicesUSA Equities from Business Services industry as classified by Fama & French |
Western Stock Institutional Investors
Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares | Allianz Asset Management Ag | 2024-12-31 | 6.9 M | Discerene Group Lp | 2024-12-31 | 6.7 M | Bank Of New York Mellon Corp | 2024-12-31 | 6.3 M | Amvescap Plc. | 2024-12-31 | 5.7 M | Morgan Stanley - Brokerage Accounts | 2024-12-31 | 5.4 M | Dimensional Fund Advisors, Inc. | 2024-12-31 | 5.1 M | First Trust Advisors L.p. | 2024-12-31 | 3.6 M | Macquarie Group Ltd | 2024-12-31 | 2.9 M | Ameriprise Financial Inc | 2024-12-31 | 2.6 M | Vanguard Group Inc | 2024-12-31 | 38.1 M | Blackrock Inc | 2024-12-31 | 33.4 M |
Western Market Capitalization
The company currently falls under 'Mid-Cap' category with a market capitalization of 3.63 B.Western Profitablity
The company has Net Profit Margin (PM) of 0.22 %, which suggests that even a small decline in it sales will erase profits and may result in a net loss, or a negative profit margin. This is way below average. Likewise, it shows Net Operating Margin (NOM) of 0.16 %, which signifies that for every $100 of sales, it has a net operating income of $0.16.Last Reported | Projected for Next Year | ||
Return On Tangible Assets | 0.16 | 0.18 | |
Return On Capital Employed | 0.17 | 0.24 | |
Return On Assets | 0.11 | 0.12 | |
Return On Equity | 0.96 | 1.01 |
Management Efficiency
Western Union has Return on Asset (ROA) of 0.0582 % which means that for every $100 of assets, it generated a profit of $0.0582. This is way below average. Likewise, it shows a return on total equity (ROE) of 1.2904 %, which means that it produced $1.2904 on every 100 dollars invested by current stockholders. Western Union's management efficiency ratios could be used to measure how well Western Union manages its routine affairs as well as how well it operates its assets and liabilities. Return On Tangible Assets is likely to gain to 0.18 in 2025. Return On Capital Employed is likely to gain to 0.24 in 2025. At this time, Western Union's Liabilities And Stockholders Equity is comparatively stable compared to the past year. Non Current Liabilities Total is likely to gain to about 6.1 B in 2025, whereas Total Current Liabilities is likely to drop slightly above 2.3 B in 2025.Last Reported | Projected for Next Year | ||
Book Value Per Share | 2.85 | 2.99 | |
Tangible Book Value Per Share | (4.14) | (4.34) | |
Enterprise Value Over EBITDA | 5.05 | 9.21 | |
Price Book Value Ratio | 3.72 | 3.91 | |
Enterprise Value Multiple | 5.05 | 9.21 | |
Price Fair Value | 3.72 | 3.91 | |
Enterprise Value | 15 B | 15.2 B |
Western Union benefits from a management team that prioritizes both innovation and efficiency. We analyze these priorities to gauge the stock's future performance.
Technical Drivers
As of the 22nd of March, Western Union maintains the Market Risk Adjusted Performance of 0.1063, downside deviation of 1.83, and Mean Deviation of 1.27. Relative to fundamental indicators, the technical analysis model lets you check existing technical drivers of Western Union Co, as well as the relationship between them.Western Union Price Movement Analysis
The output start index for this execution was four with a total number of output elements of fifty-seven. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. Western Union middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for Western Union. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.
Western Union Insider Trading Activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Western Union insiders, such as employees or executives, is commonly permitted as long as it does not rely on Western Union's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Western Union insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Western Union Outstanding Bonds
Western Union issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Western Union uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Western bonds can be classified according to their maturity, which is the date when Western Union Co has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
WESTERN UN 62 Corp BondUS959802AM19 | View | |
WESTERN UN 62 Corp BondUS959802AH24 | View |
Western Union Predictive Daily Indicators
Western Union intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Western Union stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Western Union Corporate Filings
F4 | 28th of February 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F4 | 26th of February 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F4 | 25th of February 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
10K | 20th of February 2025 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
14th of February 2025 Other Reports | ViewVerify | |
8K | 4th of February 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
8K | 10th of January 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
8K | 17th of December 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
Western Union Forecast Models
Western Union's time-series forecasting models are one of many Western Union's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Western Union's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.About Western Stock Analysis
Stock analysis is the technique used by a trader or investor to examine and evaluate how Western Union prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Western shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Western Union. By using and applying Western Stock analysis, traders can create a robust methodology for identifying Western entry and exit points for their positions.
Last Reported | Projected for Next Year | ||
Pretax Profit Margin | 0.15 | 0.23 | |
Operating Profit Margin | 0.17 | 0.24 | |
Net Profit Margin | 0.22 | 0.18 | |
Gross Profit Margin | 0.38 | 0.46 |
Current Western Analysis - Recommendations
We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Western analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Western analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target Price | Advice | # of Analysts | |
12.6 | Hold | 19 | Odds |
Most Western analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Western stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Western Union, talking to its executives and customers, or listening to Western conference calls.
Western Stock Analysis Indicators
Western Union Co stock analysis indicators help investors evaluate how Western Union stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Western Union shares will generate the highest return on investment. By understating and applying Western Union stock analysis, traders can identify Western Union position entry and exit signals to maximize returns.
Begin Period Cash Flow | 1.8 B | |
Total Stockholder Equity | 968.9 M | |
Capital Lease Obligations | 191.2 M | |
Property Plant And Equipment Net | 245.3 M | |
Cash And Short Term Investments | 1.5 B | |
Cash | 2.1 B | |
50 Day M A | 10.617 | |
Net Interest Income | -107.9 M | |
Total Current Liabilities | 4.1 B | |
Forward Price Earnings | 5.9032 | |
Investments | -16.3 M | |
Interest Expense | 119.8 M | |
Long Term Debt | 2.9 B | |
Common Stock Shares Outstanding | 341.1 M | |
Tax Provision | -315.6 M | |
Quarterly Earnings Growth Y O Y | 2.261 | |
Other Current Assets | 29.5 M | |
Accounts Payable | 407.9 M | |
Net Debt | 1 B | |
Other Operating Expenses | 3.5 B | |
Non Current Assets Total | 3.2 B | |
Liabilities And Stockholders Equity | 8.4 B | |
Non Currrent Assets Other | 100.4 M |
Additional Tools for Western Stock Analysis
When running Western Union's price analysis, check to measure Western Union's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Western Union is operating at the current time. Most of Western Union's value examination focuses on studying past and present price action to predict the probability of Western Union's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Western Union's price. Additionally, you may evaluate how the addition of Western Union to your portfolios can decrease your overall portfolio volatility.