SoFi Technologies Valuation
| SOFI Stock | USD 13.92 0.75 5.11% |
At this time, the company appears to be overvalued. SoFi Technologies has a current Real Value of $12.23 per share. The regular price of the company is $13.92. Our model measures the value of SoFi Technologies from inspecting the company fundamentals such as return on equity of 0.0826, and Shares Outstanding of 1.1 B as well as reviewing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting SoFi Technologies' valuation include:
Overvalued
Today
Please note that SoFi Technologies' price fluctuation is somewhat reliable at this time. Calculation of the real value of SoFi Technologies is based on 3 months time horizon. Increasing SoFi Technologies' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since SoFi Technologies is currently traded on the exchange, buyers and sellers on that exchange determine the market value of SoFi Stock. However, SoFi Technologies' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 13.92 | Real 12.23 | Target 12.1 | Hype 13.64 | Naive 14.17 |
The intrinsic value of SoFi Technologies' stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence SoFi Technologies' stock price.
Estimating the potential upside or downside of SoFi Technologies helps investors to forecast how SoFi stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of SoFi Technologies more accurately as focusing exclusively on SoFi Technologies' fundamentals will not take into account other important factors: When choosing an evaluation method for SoFi Technologies, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.
SoFi Technologies Cash |
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SoFi Valuation Trend
SoFi Technologies' real value analysis enables investors to forecast the earnings more efficiently. Using both SoFi Technologies' enterprise value as well as its market capitalization is the best way to gauging the value of the company and is usually enough for investors to make market timing decisions.
SoFi Revenue by Product
SoFi Technologies Total Value Analysis
SoFi Technologies is at this time forecasted to have valuation of 16.72 B with market capitalization of 16.07 B, debt of 3.09 B, and cash on hands of 935.16 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the SoFi Technologies fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
16.72 B | 16.07 B | 3.09 B | 935.16 M |
SoFi Technologies Investor Information
About 48.0% of the company shares are owned by institutional investors. The book value of SoFi Technologies was at this time reported as 5.96. The company had not issued any dividends in recent years. Based on the key indicators related to SoFi Technologies' liquidity, profitability, solvency, and operating efficiency, SoFi Technologies is performing exceptionally good at the present time. It has a great chance to report excellent financial results in March.SoFi Technologies Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. SoFi Technologies has an asset utilization ratio of 7.75 percent. This signifies that the Company is making $0.0775 for each dollar of assets. An increasing asset utilization means that SoFi Technologies is more efficient with each dollar of assets it utilizes for everyday operations.SoFi Technologies Ownership Allocation
SoFi Technologies shows a total of 1.1 Billion outstanding shares. 30% of SoFi Technologies outstanding shares are owned by institutional holders. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Consequently, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. On January 13, 2025, Representative James Comer of US Congress acquired under $15k worth of SoFi Technologies's common stock.SoFi Technologies Profitability Analysis
The company reported the previous year's revenue of 2.81 B. Net Income was 498.67 M with profit before overhead, payroll, taxes, and interest of 2.18 B.About SoFi Technologies Valuation
An absolute valuation paradigm, as applied to SoFi Stock, attempts to find the value of SoFi Technologies based on its fundamental and basic technical indicators. By analyzing SoFi Technologies's financials, quarterly and monthly indicators, and their related drivers, such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of SoFi Technologies's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of SoFi Technologies. We calculate exposure to SoFi Technologies's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of SoFi Technologies's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 2.5 B | 2.7 B | |
| Pretax Profit Margin | 0.08 | 0.09 | |
| Operating Profit Margin | 0.31 | 0.32 | |
| Net Profit Margin | 0.18 | 0.19 | |
| Gross Profit Margin | 0.82 | 0.73 |
SoFi Technologies Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 1.1 B | |
| Quarterly Earnings Growth Y O Y | 7.428 | |
| Forward Price Earnings | 54.3478 |
SoFi Technologies Current Valuation Indicators
Valuation refers to the process of determining the present value of SoFi Technologies and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value SoFi we look at many different elements of the entity such as SoFi's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as SoFi Technologies, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use SoFi Technologies' valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes SoFi Technologies' worth.Complementary Tools for SoFi Stock analysis
When running SoFi Technologies' price analysis, check to measure SoFi Technologies' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy SoFi Technologies is operating at the current time. Most of SoFi Technologies' value examination focuses on studying past and present price action to predict the probability of SoFi Technologies' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move SoFi Technologies' price. Additionally, you may evaluate how the addition of SoFi Technologies to your portfolios can decrease your overall portfolio volatility.
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