Pacific Premier Valuation
| PPBI Stock | USD 22.00 0.38 1.76% |
At this time, the company appears to be undervalued. Pacific Premier Bancorp holds a recent Real Value of $26.0 per share. The prevailing price of the company is $22.0. Our model determines the value of Pacific Premier Bancorp from analyzing the company fundamentals such as Shares Outstanding of 96.44 M, return on equity of 0.0544, and Operating Margin of 0.31 % as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Pacific Premier's valuation include:
Undervalued
Today
Please note that Pacific Premier's price fluctuation is very steady at this time. Calculation of the real value of Pacific Premier Bancorp is based on 3 months time horizon. Increasing Pacific Premier's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Pacific Premier is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Pacific Stock. However, Pacific Premier's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 22.0 | Real 26.0 | Target 29.14 | Hype 21.99 | Naive 22.78 |
The intrinsic value of Pacific Premier's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence Pacific Premier's stock price.
Estimating the potential upside or downside of Pacific Premier Bancorp helps investors to forecast how Pacific stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Pacific Premier more accurately as focusing exclusively on Pacific Premier's fundamentals will not take into account other important factors: When choosing an evaluation method for Pacific Premier Bancorp, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.
Pacific Premier Cash |
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Pacific Valuation Trend
Pacific Premier's real value analysis enables investors to forecast the earnings more efficiently. Using both Pacific Premier's enterprise value as well as its market capitalization is the best way to gauging the value of the company and is usually enough for investors to make market timing decisions.
Pacific Revenue by Product
Pacific Premier Total Value Analysis
Pacific Premier Bancorp is at this time forecasted to have valuation of 1.81 B with market capitalization of 2.08 B, debt of 272.45 M, and cash on hands of 740.94 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Pacific Premier fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
1.81 B | 2.08 B | 272.45 M | 740.94 M |
Pacific Premier Investor Information
About 97.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.71. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Pacific Premier Bancorp has Price/Earnings To Growth (PEG) ratio of 2.98. The entity last dividend was issued on the 3rd of February 2025. The firm had 1:5 split on the 12th of June 2001. Based on the analysis of Pacific Premier's profitability, liquidity, and operating efficiency, Pacific Premier Bancorp is performing exceptionally good at this time. It has a great probability to report excellent financial results in April.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.64 | 0.9938 |
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| Operating Income | 858.4 M | 817.5 M |
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Pacific Premier Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The recent return on assets of Pacific signifies not a very effective usage of assets in March.Pacific Premier Ownership Allocation
Pacific Premier owns a total of 96.44 Million outstanding shares. The majority of Pacific Premier Bancorp outstanding shares are owned by third-party entities. These institutional holders are usually referred to as non-private investors looking to secure positions in Pacific Premier Bancorp to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Pacific Premier. Please pay attention to any change in the institutional holdings of Pacific Premier Bancorp as this could imply that something significant has changed or is about to change at the company. On November 7, 2024, Representative Josh Gottheimer of US Congress acquired under $15k worth of Pacific Premier Bancorp's common stock.Pacific Premier Profitability Analysis
The company reported the previous year's revenue of 822.57 M. Net Income was 158.8 M with profit before overhead, payroll, taxes, and interest of 609.73 M.Pacific Premier Past Distributions to stockholders
About Pacific Premier Valuation
An absolute valuation paradigm, as applied to Pacific Stock, attempts to find the value of Pacific Premier Bancorp based on its fundamental and basic technical indicators. By analyzing Pacific Premier's financials, quarterly and monthly indicators, and their related drivers, such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of Pacific Premier's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of Pacific Premier. We calculate exposure to Pacific Premier's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Pacific Premier's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 822.6 M | 863.7 M | |
| Pretax Profit Margin | 0.26 | 0.14 | |
| Operating Profit Margin | 0.99 | 0.64 | |
| Net Profit Margin | 0.19 | 0.20 |
A single share of Pacific Premier represents a small ownership stake in the entity. As a stockholder of Pacific, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Pacific Premier Dividends Analysis For Valuation
As of now, Pacific Premier's Dividends Paid is increasing as compared to previous years. The Pacific Premier's current Dividend Yield is estimated to increase to 0.06, while Dividend Payout Ratio is projected to decrease to 0.53. . As of now, Pacific Premier's Retained Earnings are increasing as compared to previous years. The Pacific Premier's current Retained Earnings Total Equity is estimated to increase to about 845.3 M, while Earning Assets are projected to decrease to under 1.1 B.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 127.1 M | 133.5 M | |
| Dividend Yield | 0.05 | 0.06 | |
| Dividend Payout Ratio | 0.80 | 0.53 | |
| Dividend Paid And Capex Coverage Ratio | 1.78 | 1.87 |
There are various types of dividends Pacific Premier can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Pacific shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Pacific Premier Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Pacific pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Pacific Premier by the value of the dividends paid out.
Pacific Premier Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 94.7 M | |
| Quarterly Earnings Growth Y O Y | -0.229 | |
| Forward Price Earnings | 15.9236 |
Pacific Premier Current Valuation Indicators
Valuation refers to the process of determining the present value of Pacific Premier Bancorp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Pacific we look at many different elements of the entity such as Pacific's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Pacific Premier, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Pacific Premier's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Pacific Premier's worth.Complementary Tools for Pacific Stock analysis
When running Pacific Premier's price analysis, check to measure Pacific Premier's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Pacific Premier is operating at the current time. Most of Pacific Premier's value examination focuses on studying past and present price action to predict the probability of Pacific Premier's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Pacific Premier's price. Additionally, you may evaluate how the addition of Pacific Premier to your portfolios can decrease your overall portfolio volatility.
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