Pacific Premier Bancorp Stock Current Valuation
| PPBI Stock | USD 21.62 0.13 0.60% |
Valuation analysis of Pacific Premier Bancorp helps investors to measure Pacific Premier's intrinsic value by examining its available valuation indicators, including the cash flow records, the balance sheet account changes and income statement patterns. The Pacific Premier's current Enterprise Value Over EBITDA is estimated to increase to 42.94. The Pacific Premier's current Enterprise Value Multiple is estimated to increase to 42.94. Fundamental drivers impacting Pacific Premier's valuation include:
Undervalued
Today
Please note that Pacific Premier's price fluctuation is very steady at this time. Calculation of the real value of Pacific Premier Bancorp is based on 3 months time horizon. Increasing Pacific Premier's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Pacific Premier is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Pacific Stock. However, Pacific Premier's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 21.62 | Real 22.66 | Target 29.14 | Hype 21.62 | Naive 22.67 |
The intrinsic value of Pacific Premier's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence Pacific Premier's stock price.
Estimating the potential upside or downside of Pacific Premier Bancorp helps investors to forecast how Pacific stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Pacific Premier more accurately as focusing exclusively on Pacific Premier's fundamentals will not take into account other important factors: Pacific Premier Bancorp Company Current Valuation Analysis
Pacific Premier's Enterprise Value is a firm valuation proxy that approximates the current market value of a company. It is typically used to determine the takeover or merger price of a firm. Unlike Market Cap, this measure takes into account the entire liquid asset, outstanding debt, and exotic equity instruments that the company has on its balance sheet. When a takeover occurs, the parent company will have to assume the target company's liabilities but will take possession of all cash and cash equivalents.
Current Pacific Premier Current Valuation | 1.81 B |
Most of Pacific Premier's fundamental indicators, such as Current Valuation, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Pacific Premier Bancorp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Pacific Current Valuation Driver Correlations
Understanding the fundamental principles of building solid financial models for Pacific Premier is extremely important. It helps to project a fair market value of Pacific Stock properly, considering its historical fundamentals such as Current Valuation. Since Pacific Premier's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Pacific Premier's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Pacific Premier's interrelated accounts and indicators.
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Pacific Current Valuation Historical Pattern
Today, most investors in Pacific Premier Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Pacific Premier's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's current valuation growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Pacific Premier current valuation as a starting point in their analysis.
Pacific Premier Current Valuation |
| Timeline |
Enterprise Value can be a useful tool to compare companies with different capital structures. Long term liability and current cash or cash equivalents can have a huge impact on market valuation of a given company.
| Competition |
In accordance with the recently published financial statements, Pacific Premier Bancorp has a Current Valuation of 1.81 B. This is 94.49% lower than that of the Banks sector and significantly higher than that of the Financials industry. The current valuation for all United States stocks is 89.13% higher than that of the company.
Pacific Current Valuation Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Pacific Premier's direct or indirect competition against its Current Valuation to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Pacific Premier could also be used in its relative valuation, which is a method of valuing Pacific Premier by comparing valuation metrics of similar companies.Pacific Premier is currently under evaluation in current valuation category among its peers.
Pacific Premier Current Valuation Drivers
We derive many important indicators used in calculating different scores of Pacific Premier from analyzing Pacific Premier's financial statements. These drivers represent accounts that assess Pacific Premier's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Pacific Premier's important valuation drivers and their relationship over time.
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Market Cap | 2.5B | 3.7B | 3.0B | 2.7B | 2.4B | 2.5B | |
| Enterprise Value | 2.1B | 4.3B | 3.2B | 2.7B | 2.5B | 2.6B |
Pacific Premier ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Pacific Premier's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Pacific Premier's managers, analysts, and investors.Environmental | Governance | Social |
Pacific Fundamentals
| Return On Equity | 0.0544 | |||
| Return On Asset | 0.0086 | |||
| Profit Margin | 0.26 % | |||
| Operating Margin | 0.31 % | |||
| Current Valuation | 1.81 B | |||
| Shares Outstanding | 96.44 M | |||
| Shares Owned By Insiders | 2.03 % | |||
| Shares Owned By Institutions | 96.98 % | |||
| Number Of Shares Shorted | 1.31 M | |||
| Price To Earning | 31.43 X | |||
| Price To Book | 0.71 X | |||
| Price To Sales | 3.42 X | |||
| Revenue | 822.57 M | |||
| Gross Profit | 609.73 M | |||
| EBITDA | 34.04 M | |||
| Net Income | 158.8 M | |||
| Cash And Equivalents | 740.94 M | |||
| Cash Per Share | 7.80 X | |||
| Total Debt | 272.45 M | |||
| Debt To Equity | 8.33 % | |||
| Book Value Per Share | 30.65 X | |||
| Cash Flow From Operations | 226.46 M | |||
| Short Ratio | 2.70 X | |||
| Earnings Per Share | 1.65 X | |||
| Price To Earnings To Growth | 2.98 X | |||
| Target Price | 28.43 | |||
| Number Of Employees | 1.32 K | |||
| Beta | 1.22 | |||
| Market Capitalization | 2.08 B | |||
| Total Asset | 17.9 B | |||
| Retained Earnings | 635.27 M | |||
| Annual Yield | 0.06 % | |||
| Net Asset | 17.9 B | |||
| Last Dividend Paid | 1.32 |
About Pacific Premier Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Pacific Premier Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Pacific Premier using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Pacific Premier Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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When determining whether Pacific Premier Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Pacific Premier's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Pacific Premier Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Pacific Premier Bancorp Stock:Check out Pacific Premier Piotroski F Score and Pacific Premier Altman Z Score analysis. You can also try the Portfolio Backtesting module to avoid under-diversification and over-optimization by backtesting your portfolios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Pacific Premier. If investors know Pacific will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Pacific Premier listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.23) | Dividend Share 1.32 | Earnings Share 1.65 | Revenue Per Share | Quarterly Revenue Growth (0.09) |
The market value of Pacific Premier Bancorp is measured differently than its book value, which is the value of Pacific that is recorded on the company's balance sheet. Investors also form their own opinion of Pacific Premier's value that differs from its market value or its book value, called intrinsic value, which is Pacific Premier's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Pacific Premier's market value can be influenced by many factors that don't directly affect Pacific Premier's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Pacific Premier's value and its price as these two are different measures arrived at by different means. Investors typically determine if Pacific Premier is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Pacific Premier's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.