Is Pacific Premier Stock a Good Investment?
Pacific Premier Investment Advice | PPBI |
- Examine Pacific Premier's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Pacific Premier's leadership team and their track record. Good management can help Pacific Premier navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Pacific Premier's business and its evolving consumer preferences.
- Compare Pacific Premier's performance and market position to its competitors. Analyze how Pacific Premier is positioned in terms of product offerings, innovation, and market share.
- Check if Pacific Premier pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Pacific Premier's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Pacific Premier Bancorp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Pacific Premier Bancorp is a good investment.
Sell | Buy |
Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Very Small | Details | |
Economic Sensitivity | Responds to the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Pacific Premier Stock
Researching Pacific Premier's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 97.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.71. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Pacific Premier Bancorp has Price/Earnings To Growth (PEG) ratio of 2.98. The entity last dividend was issued on the 3rd of February 2025. The firm had 1:5 split on the 12th of June 2001.
To determine if Pacific Premier is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Pacific Premier's research are outlined below:
| Pacific Premier generated a negative expected return over the last 90 days | |
| Pacific Premier is unlikely to experience financial distress in the next 2 years | |
| Over 97.0% of the company shares are owned by institutional investors | |
| On 10th of February 2025 Pacific Premier paid $ 0.33 per share dividend to its current shareholders | |
| Latest headline from thelincolnianonline.com: 25,690 Shares in Pacific Premier Bancorp, Inc. Acquired by EntryPoint Capital LLC |
Pacific Premier Quarterly Liabilities And Stockholders Equity |
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Pacific Premier uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Pacific Premier Bancorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Pacific Premier's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 29th of January 2024 Upcoming Quarterly Report | View | |
| 25th of April 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 29th of January 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Earnings surprises can significantly impact Pacific Premier's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Pacific Premier's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2005-01-19 | 2004-12-31 | 0.18 | 0.2 | 0.02 | 11 | ||
2004-10-19 | 2004-09-30 | 0.19 | 0.17 | -0.02 | 10 | ||
2014-10-22 | 2014-09-30 | 0.28 | 0.31 | 0.03 | 10 | ||
2010-07-22 | 2010-06-30 | 0.06 | 0.03 | -0.03 | 50 | ||
2009-04-21 | 2009-03-31 | 0.06 | 0.09 | 0.03 | 50 | ||
2015-07-22 | 2015-06-30 | 0.32 | 0.36 | 0.04 | 12 | ||
2013-10-23 | 2013-09-30 | 0.22 | 0.18 | -0.04 | 18 | ||
2011-10-20 | 2011-09-30 | 0.19 | 0.23 | 0.04 | 21 |
Know Pacific Premier's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Pacific Premier is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Pacific Premier Bancorp backward and forwards among themselves. Pacific Premier's institutional investor refers to the entity that pools money to purchase Pacific Premier's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Brown Advisory Holdings Inc | 2024-12-31 | 1.7 M | Alliancebernstein L.p. | 2024-12-31 | 1.5 M | Morgan Stanley - Brokerage Accounts | 2024-12-31 | 1.4 M | Victory Capital Management Inc. | 2024-12-31 | 1.4 M | Charles Schwab Investment Management Inc | 2024-12-31 | 1.3 M | William Blair Investment Management, Llc | 2024-12-31 | 1.3 M | Northern Trust Corp | 2024-12-31 | 1.2 M | Bank Of New York Mellon Corp | 2024-12-31 | 1.1 M | Gw&k Investment Management, Llc | 2024-12-31 | 1 M | Blackrock Inc | 2024-12-31 | 14.1 M | Vanguard Group Inc | 2024-12-31 | 11.2 M |
Pacific Premier's market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 2.12 B.Market Cap |
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Pacific Premier's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.05 | 0.05 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.05 | 0.06 |
Determining Pacific Premier's profitability involves analyzing its financial statements and using various financial metrics to determine if Pacific Premier is a good buy. For example, gross profit margin measures Pacific Premier's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Pacific Premier's profitability and make more informed investment decisions.
Evaluate Pacific Premier's management efficiency
The Pacific Premier's current Return On Tangible Assets is estimated to increase to 0.01. The Pacific Premier's current Return On Capital Employed is estimated to increase to 0.05. As of now, Pacific Premier's Other Assets are increasing as compared to previous years. The Pacific Premier's current Other Current Assets is estimated to increase to about 2 B, while Total Current Assets are projected to decrease to under 1.8 B. Pacific Premier's management efficiency ratios could be used to measure how well Pacific Premier manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 31.25 | 35.65 | |
| Tangible Book Value Per Share | 21.38 | 32.53 | |
| Enterprise Value Over EBITDA | 40.90 | 42.94 | |
| Price Book Value Ratio | 0.80 | 0.74 | |
| Enterprise Value Multiple | 40.90 | 42.94 | |
| Price Fair Value | 0.80 | 0.74 | |
| Enterprise Value | 2.5 B | 2.6 B |
Pacific Premier's management has consistently demonstrated strong leadership, driving both financial growth and operational excellence. By analyzing current market trends and future growth opportunities, we assess the stock's true value and potential for investors.
Basic technical analysis of Pacific Stock
As of the 26th of March, Pacific Premier holds the Coefficient Of Variation of (727.03), risk adjusted performance of (0.11), and Variance of 3.49. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Pacific Premier, as well as the relationship between them.Pacific Premier's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Pacific Premier insiders, such as employees or executives, is commonly permitted as long as it does not rely on Pacific Premier's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Pacific Premier insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Pacific Premier's Outstanding Corporate Bonds
Pacific Premier issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Pacific Premier Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Pacific bonds can be classified according to their maturity, which is the date when Pacific Premier Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
Understand Pacific Premier's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Pacific Premier's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.11) | |||
| Market Risk Adjusted Performance | (0.20) | |||
| Mean Deviation | 1.37 | |||
| Coefficient Of Variation | (727.03) | |||
| Standard Deviation | 1.87 | |||
| Variance | 3.49 | |||
| Information Ratio | (0.14) | |||
| Jensen Alpha | (0.27) | |||
| Total Risk Alpha | (0.27) | |||
| Treynor Ratio | (0.21) | |||
| Maximum Drawdown | 7.91 | |||
| Value At Risk | (4.13) | |||
| Potential Upside | 3.08 | |||
| Skewness | (0.44) | |||
| Kurtosis | 1.21 |
| Risk Adjusted Performance | (0.11) | |||
| Market Risk Adjusted Performance | (0.20) | |||
| Mean Deviation | 1.37 | |||
| Coefficient Of Variation | (727.03) | |||
| Standard Deviation | 1.87 | |||
| Variance | 3.49 | |||
| Information Ratio | (0.14) | |||
| Jensen Alpha | (0.27) | |||
| Total Risk Alpha | (0.27) | |||
| Treynor Ratio | (0.21) | |||
| Maximum Drawdown | 7.91 | |||
| Value At Risk | (4.13) | |||
| Potential Upside | 3.08 | |||
| Skewness | (0.44) | |||
| Kurtosis | 1.21 |
Consider Pacific Premier's intraday indicators
Pacific Premier intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Pacific Premier stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Daily Balance Of Power | (9,223,372,036,855) | |||
| Rate Of Daily Change | 0.99 | |||
| Day Median Price | 21.66 | |||
| Day Typical Price | 21.66 | |||
| Price Action Indicator | (0.11) | |||
| Period Momentum Indicator | (0.22) | |||
| Relative Strength Index | 36.32 |
Pacific Premier Corporate Filings
F4 | 18th of March 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
10K | 28th of February 2025 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
8K | 28th of January 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
| 17th of December 2024 Other Reports | ViewVerify |
Pacific Stock media impact
Far too much social signal, news, headlines, and media speculation about Pacific Premier that are available to investors today. That information is available publicly through Pacific media outlets and privately through word of mouth or via Pacific internal channels. However, regardless of the origin, that massive amount of Pacific data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Pacific Premier news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Pacific Premier relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Pacific Premier's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Pacific Premier alpha.
Pacific Premier Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Pacific Premier can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Pacific Premier Bancorp Historical Investor Sentiment
Investor biases related to Pacific Premier's public news can be used to forecast risks associated with an investment in Pacific. The trend in average sentiment can be used to explain how an investor holding Pacific can time the market purely based on public headlines and social activities around Pacific Premier Bancorp. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Pacific Premier's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Pacific Premier and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average Pacific Premier news discussions. The higher the estimate score, the more favorable the investor's outlook on Pacific Premier.
Pacific Premier Corporate Management
| Mark Whalen | Chief VP | Profile | |
| Matthew Lazzaro | Senior Relations | Profile | |
| Steven Arnold | Corporate Secretary | Profile | |
| Steven JD | Corporate Secretary | Profile | |
| Jorge DazIrizarry | VP Branch | Profile |
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Pacific Premier Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. You can also try the Stock Tickers module to use high-impact, comprehensive, and customizable stock tickers that can be easily integrated to any websites.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Pacific Premier. If investors know Pacific will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Pacific Premier listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.23) | Dividend Share 1.32 | Earnings Share 1.64 | Revenue Per Share | Quarterly Revenue Growth (0.09) |
The market value of Pacific Premier Bancorp is measured differently than its book value, which is the value of Pacific that is recorded on the company's balance sheet. Investors also form their own opinion of Pacific Premier's value that differs from its market value or its book value, called intrinsic value, which is Pacific Premier's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Pacific Premier's market value can be influenced by many factors that don't directly affect Pacific Premier's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Pacific Premier's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Pacific Premier is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Pacific Premier's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.