Kemper Valuation
| KMPR Stock | USD 68.55 2.18 3.28% |
At this time, the firm appears to be undervalued. Kemper secures a last-minute Real Value of $74.29 per share. The latest price of the firm is $68.55. Our model forecasts the value of Kemper from analyzing the firm fundamentals such as Return On Equity of 0.12, profit margin of 0.07 %, and Current Valuation of 5.71 B as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Kemper's valuation include:
Undervalued
Today
Please note that Kemper's price fluctuation is very steady at this time. Calculation of the real value of Kemper is based on 3 months time horizon. Increasing Kemper's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Kemper stock is determined by what a typical buyer is willing to pay for full or partial control of Kemper. Since Kemper is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Kemper Stock. However, Kemper's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 68.55 | Real 74.29 | Target 81.4 | Hype 68.49 | Naive 69.26 |
The intrinsic value of Kemper's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Kemper's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Kemper helps investors to forecast how Kemper stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Kemper more accurately as focusing exclusively on Kemper's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Kemper's intrinsic value based on its ongoing forecasts of Kemper's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Kemper's closest peers.
Kemper Cash |
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Kemper Valuation Trend
Kemper's real value is important for investors to make better decisions and a more accurate overall view of Kemper's financial worth over time. Using both Kemper's enterprise value as well as its market capitalization is the best way to gauge the value of the company and is usually enough for investors to make market timing conclusions.
Kemper Revenue by Product
Kemper Total Value Analysis
Kemper is now projected to have valuation of 5.71 B with market capitalization of 4.38 B, debt of 1.39 B, and cash on hands of 578.8 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Kemper fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
5.71 B | 4.38 B | 1.39 B | 578.8 M |
Kemper Investor Information
About 86.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.57. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Kemper last dividend was issued on the 18th of February 2025. The entity had 2:1 split on the 29th of March 1999. Based on the analysis of Kemper's profitability, liquidity, and operating efficiency, Kemper is not in a good financial situation at the present time. It has a very high chance of going through financial crunch in April.Kemper Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Kemper has an asset utilization ratio of 36.73 percent. This connotes that the Company is making $0.37 for each dollar of assets. An increasing asset utilization means that Kemper is more efficient with each dollar of assets it utilizes for everyday operations.Kemper Ownership Allocation
Kemper maintains a total of 63.9 Million outstanding shares. The majority of Kemper outstanding shares are owned by institutional investors. These third-party entities are usually referred to as non-private investors looking to shop for positions in Kemper to benefit from reduced commissions. Consequently, institutional holders are subject to a different set of regulations than regular investors in Kemper. Please pay attention to any change in the institutional holdings of Kemper as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company has, if the real value of the firm is less than the current market value, you may not be able to make money on it.Kemper Profitability Analysis
The company reported the previous year's revenue of 4.64 B. Net Income was 312.5 M with profit before overhead, payroll, taxes, and interest of 1.63 B.Kemper Past Distributions to stockholders
About Kemper Valuation
The stock valuation mechanism determines Kemper's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of Kemper based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of Kemper. We calculate exposure to Kemper's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Kemper's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 4.6 B | 3 B | |
| Pretax Profit Margin | 0.08 | 0.15 | |
| Operating Profit Margin | 0.01 | 0.01 | |
| Net Profit Margin | 0.07 | 0.07 | |
| Gross Profit Margin | 1.15 | 1.10 |
Kemper Quarterly Retained Earnings |
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A single share of Kemper represents a small ownership stake in the entity. As a stockholder of Kemper, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Kemper Dividends Analysis For Valuation
At this time, Kemper's Dividend Payout Ratio is relatively stable compared to the past year. As of 03/17/2025, Dividend Paid And Capex Coverage Ratio is likely to grow to 5.02, while Dividends Paid is likely to drop slightly above 63.7 M. . As of 03/17/2025, Price Earnings Ratio is likely to grow to 14.33, while Retained Earnings are likely to drop slightly above 1.1 B.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 72.1 M | 63.7 M | |
| Dividend Yield | 0.02 | 0.02 | |
| Dividend Payout Ratio | 0.26 | 0.27 | |
| Dividend Paid And Capex Coverage Ratio | 4.78 | 5.02 |
There are various types of dividends Kemper can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Kemper shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Kemper directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Kemper pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Kemper by the value of the dividends paid out.
Kemper Growth Indicators
Investing in growth stocks can be very risky. If the company such as Kemper does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 64.8 M | |
| Quarterly Earnings Growth Y O Y | 0.906 | |
| Forward Price Earnings | 10.4275 |
Kemper Current Valuation Indicators
Kemper's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Kemper's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Kemper, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Kemper's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Kemper's worth.Additional Tools for Kemper Stock Analysis
When running Kemper's price analysis, check to measure Kemper's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Kemper is operating at the current time. Most of Kemper's value examination focuses on studying past and present price action to predict the probability of Kemper's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Kemper's price. Additionally, you may evaluate how the addition of Kemper to your portfolios can decrease your overall portfolio volatility.