Is Kemper Stock a Good Investment?
Kemper Investment Advice | KMPR |
- Examine Kemper's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Kemper's leadership team and their track record. Good management can help Kemper navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Property & Casualty Insurance space and any emerging trends that could impact Kemper's business and its evolving consumer preferences.
- Compare Kemper's performance and market position to its competitors. Analyze how Kemper is positioned in terms of product offerings, innovation, and market share.
- Check if Kemper pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Kemper's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Kemper stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Kemper is a good investment.
Sell | Buy |
Strong Hold
Market Performance | Insignificant | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Almost mirrors the market | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Kemper Stock
Researching Kemper's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 86.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.57. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Kemper last dividend was issued on the 18th of February 2025. The entity had 2:1 split on the 29th of March 1999.
To determine if Kemper is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Kemper's research are outlined below:
| Kemper currently holds 1.39 B in liabilities with Debt to Equity (D/E) ratio of 0.51, which is about average as compared to similar companies. Kemper has a current ratio of 0.89, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Note, when we think about Kemper's use of debt, we should always consider it together with its cash and equity. | |
| Kemper has a poor financial position based on the latest SEC disclosures | |
| Over 86.0% of Kemper shares are owned by institutional investors | |
| Latest headline from simplywall.st: Are Kemper Corporations Fundamentals Good Enough to Warrant Buying Given The Stocks Recent Weakness |
Kemper Quarterly Cash And Short Term Investments |
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Kemper uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Kemper. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Kemper's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 1st of February 2024 Upcoming Quarterly Report | View | |
| 13th of May 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 1st of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Earnings surprises can significantly impact Kemper's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Kemper's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2016-05-05 | 2016-03-31 | 0.03 | -0.01 | -0.04 | 133 | ||
2000-08-11 | 2000-06-30 | 0.33 | 0.37 | 0.04 | 12 | ||
2009-02-04 | 2008-12-31 | 0.24 | 0.19 | -0.05 | 20 | ||
2016-11-03 | 2016-09-30 | -0.46 | -0.4 | 0.06 | 13 | ||
1995-10-05 | 1995-09-30 | 0.45 | 0.51 | 0.06 | 13 | ||
2023-10-30 | 2023-09-30 | -0.37 | -0.44 | -0.07 | 18 | ||
1996-10-10 | 1996-09-30 | 0.4 | 0.33 | -0.07 | 17 | ||
1994-10-07 | 1994-09-30 | 0.38 | 0.45 | 0.07 | 18 |
Kemper Target Price Consensus
Kemper target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Kemper's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 6 | Strong Buy |
Most Kemper analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Kemper stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Kemper, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationKemper Target Price Projection
Kemper's current and average target prices are 67.11 and 81.40, respectively. The current price of Kemper is the price at which Kemper is currently trading. On the other hand, Kemper's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Target Price
Analyst Consensus On Kemper Target Price
Kemper Analyst Ratings
Kemper's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about Kemper stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of Kemper's financials, market performance, and future outlook by experienced professionals. Kemper's historical ratings below, therefore, can serve as a valuable tool for investors.Know Kemper's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Kemper is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Kemper backward and forwards among themselves. Kemper's institutional investor refers to the entity that pools money to purchase Kemper's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Geode Capital Management, Llc | 2024-12-31 | 999.7 K | Fayez Sarofim & Company | 2024-12-31 | 943.2 K | Lakewood Capital Management, Lp | 2024-12-31 | 938.1 K | Driehaus Capital Management Llc | 2024-12-31 | 934.6 K | Aqr Capital Management Llc | 2024-12-31 | 916.2 K | Newsouth Capital Management Inc | 2024-12-31 | 866.2 K | Deprince Race & Zollo Inc | 2024-12-31 | 852 K | Charles Schwab Investment Management Inc | 2024-12-31 | 793 K | Alliancebernstein L.p. | 2024-12-31 | 761.5 K | Vanguard Group Inc | 2024-12-31 | 6.2 M | Blackrock Inc | 2024-12-31 | 5.4 M |
Kemper's market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 4.36 B.Market Cap |
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Kemper's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.03 | 0.03 | |
| Return On Assets | 0.02 | 0.02 | |
| Return On Equity | 0.11 | 0.08 |
Determining Kemper's profitability involves analyzing its financial statements and using various financial metrics to determine if Kemper is a good buy. For example, gross profit margin measures Kemper's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Kemper's profitability and make more informed investment decisions.
Evaluate Kemper's management efficiency
Kemper has return on total asset (ROA) of 0.024 % which means that it generated a profit of $0.024 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1182 %, meaning that it created $0.1182 on every $100 dollars invested by stockholders. Kemper's management efficiency ratios could be used to measure how well Kemper manages its routine affairs as well as how well it operates its assets and liabilities. As of 03/19/2025, Return On Tangible Assets is likely to drop to 0.03. In addition to that, Return On Capital Employed is likely to drop to 0. At this time, Kemper's Fixed Asset Turnover is relatively stable compared to the past year.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 43.38 | 68.98 | |
| Tangible Book Value Per Share | 18.98 | 18.03 | |
| Enterprise Value Over EBITDA | (21.98) | (20.88) | |
| Price Book Value Ratio | 1.53 | 0.94 | |
| Enterprise Value Multiple | (21.98) | (20.88) | |
| Price Fair Value | 1.53 | 0.94 | |
| Enterprise Value | 4.3 B | 4.5 B |
Effective leadership at Kemper drives its competitive edge in the market. Our analysis focuses on how this translates to financial performance and stock value.
Basic technical analysis of Kemper Stock
As of the 19th of March, Kemper secures the Mean Deviation of 1.34, downside deviation of 1.76, and Risk Adjusted Performance of 0.0123. Kemper technical analysis lets you operate historical price patterns with an objective to determine a pattern that forecasts the direction of the firm's future prices. Please verify Kemper coefficient of variation, maximum drawdown, as well as the relationship between the Maximum Drawdown and skewness to decide if Kemper is priced some-what accurately, providing market reflects its recent price of 67.11 per share. Given that Kemper has jensen alpha of 0.09, we recommend you to check Kemper's last-minute market performance to make sure the company can sustain itself at a future point.Kemper's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Kemper insiders, such as employees or executives, is commonly permitted as long as it does not rely on Kemper's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Kemper insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Kemper's Outstanding Corporate Bonds
Kemper issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Kemper uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Kemper bonds can be classified according to their maturity, which is the date when Kemper has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| KMPR 38 23 FEB 32 Corp BondUS488401AD23 | View | |
| US488401AC40 Corp BondUS488401AC40 | View | |
| Morgan Stanley 3971 Corp BondUS61744YAL20 | View | |
| AerCap Global Aviation Corp BondUS00773HAA59 | View |
Understand Kemper's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Kemper's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0123 | |||
| Market Risk Adjusted Performance | 0.0146 | |||
| Mean Deviation | 1.34 | |||
| Semi Deviation | 1.73 | |||
| Downside Deviation | 1.76 | |||
| Coefficient Of Variation | 11418.28 | |||
| Standard Deviation | 1.64 | |||
| Variance | 2.69 | |||
| Information Ratio | 0.0581 | |||
| Jensen Alpha | 0.09 | |||
| Total Risk Alpha | 0.174 | |||
| Sortino Ratio | 0.054 | |||
| Treynor Ratio | 0.0046 | |||
| Maximum Drawdown | 7.37 | |||
| Value At Risk | (2.66) | |||
| Potential Upside | 2.63 | |||
| Downside Variance | 3.11 | |||
| Semi Variance | 2.99 | |||
| Expected Short fall | (1.27) | |||
| Skewness | (0.11) | |||
| Kurtosis | (0.30) |
| Risk Adjusted Performance | 0.0123 | |||
| Market Risk Adjusted Performance | 0.0146 | |||
| Mean Deviation | 1.34 | |||
| Semi Deviation | 1.73 | |||
| Downside Deviation | 1.76 | |||
| Coefficient Of Variation | 11418.28 | |||
| Standard Deviation | 1.64 | |||
| Variance | 2.69 | |||
| Information Ratio | 0.0581 | |||
| Jensen Alpha | 0.09 | |||
| Total Risk Alpha | 0.174 | |||
| Sortino Ratio | 0.054 | |||
| Treynor Ratio | 0.0046 | |||
| Maximum Drawdown | 7.37 | |||
| Value At Risk | (2.66) | |||
| Potential Upside | 2.63 | |||
| Downside Variance | 3.11 | |||
| Semi Variance | 2.99 | |||
| Expected Short fall | (1.27) | |||
| Skewness | (0.11) | |||
| Kurtosis | (0.30) |
Consider Kemper's intraday indicators
Kemper intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Kemper stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Accumulation Distribution | 5059.41 | |||
| Daily Balance Of Power | (0.67) | |||
| Rate Of Daily Change | 0.98 | |||
| Day Median Price | 67.88 | |||
| Day Typical Price | 67.62 | |||
| Price Action Indicator | (1.31) | |||
| Period Momentum Indicator | (1.09) | |||
| Relative Strength Index | 48.0 |
Kemper Corporate Filings
F4 | 4th of March 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
| 10th of February 2025 Other Reports | ViewVerify | |
10K | 7th of February 2025 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
8K | 5th of February 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
Kemper Stock media impact
Far too much social signal, news, headlines, and media speculation about Kemper that are available to investors today. That information is available publicly through Kemper media outlets and privately through word of mouth or via Kemper internal channels. However, regardless of the origin, that massive amount of Kemper data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Kemper news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Kemper relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Kemper's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Kemper alpha.
Kemper Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Kemper can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Kemper Historical Investor Sentiment
Investor biases related to Kemper's public news can be used to forecast risks associated with an investment in Kemper. The trend in average sentiment can be used to explain how an investor holding Kemper can time the market purely based on public headlines and social activities around Kemper. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Kemper's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Kemper and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average Kemper news discussions. The higher the estimate score, the more favorable the investor's outlook on Kemper.
Kemper Corporate Directors
| Stuart Parker | Independent Director | Profile | |
| Kathleen Cronin | Independent Director | Profile | |
| Teresa Canida | Independent Director | Profile | |
| Lacy Johnson | Independent Director | Profile |
Additional Tools for Kemper Stock Analysis
When running Kemper's price analysis, check to measure Kemper's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Kemper is operating at the current time. Most of Kemper's value examination focuses on studying past and present price action to predict the probability of Kemper's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Kemper's price. Additionally, you may evaluate how the addition of Kemper to your portfolios can decrease your overall portfolio volatility.