Bank First Valuation
| BFC Stock | USD 101.65 1.58 1.53% |
At this time, the firm appears to be fairly valued. Bank First National shows a prevailing Real Value of $104.85 per share. The current price of the firm is $101.65. Our model approximates the value of Bank First National from analyzing the firm fundamentals such as Current Valuation of 925.47 M, return on equity of 0.1, and Profit Margin of 0.41 % as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Bank First's valuation include:
Price Book 1.587 | Enterprise Value | Price Sales 6.5584 | Trailing PE 15.615 | Enterprise Value Revenue 7.5177 |
Fairly Valued
Today
Please note that Bank First's price fluctuation is very steady at this time. Calculation of the real value of Bank First National is based on 3 months time horizon. Increasing Bank First's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Bank First is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Bank Stock. However, Bank First's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 101.65 | Real 104.85 | Target 108.0 | Hype 103.11 | Naive 104.12 |
The real value of Bank Stock, also known as its intrinsic value, is the underlying worth of Bank First National Company, which is reflected in its stock price. It is based on Bank First's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Bank First's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Bank First National helps investors to forecast how Bank stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Bank First more accurately as focusing exclusively on Bank First's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Bank First's intrinsic value based on its ongoing forecasts of Bank First's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Bank First's closest peers. If more than one evaluation category is relevant for Bank First we suggest using both methods to arrive at a better estimate.
Bank First Cash |
|
Bank Valuation Trend
Comparing Bank First's enterprise value against its market capitalization is a good way to estimate the value of Bank First National uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
Bank First Total Value Analysis
Bank First National is currently forecasted to have company total value of 925.47 M with market capitalization of 1.04 B, debt of 135.37 M, and cash on hands of 144.91 M. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the Bank First fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
925.47 M | 1.04 B | 135.37 M | 144.91 M |
Bank First Investor Information
About 33.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.59. Some equities with similar Price to Book (P/B) outperform the market in the long run. Bank First National recorded earning per share (EPS) of 6.65. The entity last dividend was issued on the 26th of March 2025. The firm had 2:1 split on the 21st of October 2002. Based on the key indicators related to Bank First's liquidity, profitability, solvency, and operating efficiency, Bank First National may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Operating Profit Margin | 1.53 | 0.9985 |
|
| |||||
| Total Cash From Operating Activities | 2 M | 2.2 M |
|
| |||||
| Operating Income | 216.4 M | 206.1 M |
|
|
Bank First Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Bank First has an asset utilization ratio of 4.59 percent. This indicates that the Company is making $0.0459 for each dollar of assets. An increasing asset utilization means that Bank First National is more efficient with each dollar of assets it utilizes for everyday operations.Bank First Ownership Allocation
The market capitalization of Bank First National is $1.04 Billion. 30% of Bank First National outstanding shares are owned by other corporate entities. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Consequently, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.Bank First Profitability Analysis
The company reported the last year's revenue of 206.41 M. Total Income to common stockholders was 65.56 M with profit before taxes, overhead, and interest of 158.25 M.Bank First Past Distributions to stockholders
| 6th of January 2025 | ||
| 9th of October 2024 | ||
| 10th of July 2024 | ||
| 10th of April 2024 | ||
| 10th of January 2024 | ||
| 4th of October 2023 | ||
| 5th of July 2023 | ||
| 5th of April 2023 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Bank First's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Bank First and how it compares across the competition.
About Bank First Valuation
The stock valuation mechanism determines Bank First's current worth on a weekly basis. Our valuation model uses a comparative analysis of Bank First. We calculate exposure to Bank First's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Bank First's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 206.4 M | 216.7 M | |
| Pretax Profit Margin | 0.39 | 0.63 | |
| Operating Profit Margin | 1.00 | 1.53 | |
| Net Profit Margin | 0.32 | 0.50 |
Bank First Quarterly Retained Earnings |
|
A single share of Bank First represents a small ownership stake in the entity. As a stockholder of Bank, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Bank First Dividends Analysis For Valuation
At present, Bank First's Dividend Yield is projected to increase slightly based on the last few years of reporting. The current year's Dividend Payout Ratio is expected to grow to 1.35, whereas Dividend Paid And Capex Coverage Ratio is forecasted to decline to 0.02. . At present, Bank First's Earnings Yield is projected to slightly decrease based on the last few years of reporting.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 84.6 M | 88.8 M | |
| Dividend Yield | 0.09 | 0.09 | |
| Dividend Payout Ratio | 1.29 | 1.35 | |
| Dividend Paid And Capex Coverage Ratio | 0.03 | 0.02 |
There are various types of dividends Bank First can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Bank shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Bank First National directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Bank pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Bank First by the value of the dividends paid out.
Bank First Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 10 M | |
| Quarterly Earnings Growth Y O Y | -0.482 |
Bank First Current Valuation Indicators
Valuation refers to the process of determining the present value of Bank First National and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Bank we look at many different elements of the entity such as Bank's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Bank First, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Bank First's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Bank First's worth.Complementary Tools for Bank Stock analysis
When running Bank First's price analysis, check to measure Bank First's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Bank First is operating at the current time. Most of Bank First's value examination focuses on studying past and present price action to predict the probability of Bank First's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Bank First's price. Additionally, you may evaluate how the addition of Bank First to your portfolios can decrease your overall portfolio volatility.
| Portfolio Center All portfolio management and optimization tools to improve performance of your portfolios | |
| Portfolio Optimization Compute new portfolio that will generate highest expected return given your specified tolerance for risk | |
| Price Ceiling Movement Calculate and plot Price Ceiling Movement for different equity instruments | |
| Risk-Return Analysis View associations between returns expected from investment and the risk you assume | |
| Alpha Finder Use alpha and beta coefficients to find investment opportunities after accounting for the risk | |
| My Watchlist Analysis Analyze my current watchlist and to refresh optimization strategy. Macroaxis watchlist is based on self-learning algorithm to remember stocks you like | |
| Sign In To Macroaxis Sign in to explore Macroaxis' wealth optimization platform and fintech modules | |
| USA ETFs Find actively traded Exchange Traded Funds (ETF) in USA | |
| Fundamentals Comparison Compare fundamentals across multiple equities to find investing opportunities |