Bank Financial Statements From 2010 to 2025

BFC Stock  USD 100.81  2.03  2.06%   
Bank First financial statements provide useful quarterly and yearly information to potential Bank First National investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Bank First financial statements helps investors assess Bank First's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Bank First's valuation are summarized below:
Gross Profit
158.2 M
Profit Margin
0.4143
Market Capitalization
B
Enterprise Value Revenue
7.4583
Revenue
158.2 M
We have found one hundred twenty available fundamental signals for Bank First National, which can be analyzed and compared to other ratios and to its rivals. Investors should ensure to validate all of Bank First's prevailing performance against the performance from 2010 to 2025 to make sure the company is sustainable down the road. The current year's Market Cap is expected to grow to about 1 B. The current year's Enterprise Value is expected to grow to about 1.1 B

Bank First Total Revenue

216.73 Million

Check Bank First financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Bank First's main balance sheet or income statement drivers, such as Depreciation And Amortization of 10.1 M, Interest Expense of 72 M or Selling General Administrative of 44.9 M, as well as many indicators such as Price To Sales Ratio of 6.31, Dividend Yield of 0.09 or PTB Ratio of 1.18. Bank financial statements analysis is a perfect complement when working with Bank First Valuation or Volatility modules.
  
Check out the analysis of Bank First Correlation against competitors.

Bank First Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets4.7 B4.5 B2.2 B
Slightly volatile
Short and Long Term Debt Total142.1 M135.4 M62 M
Slightly volatile
Total Stockholder Equity671.7 M639.7 M265.5 M
Slightly volatile
Property Plant And Equipment Net74.7 M71.1 M32.1 M
Slightly volatile
Retained Earnings417.9 M398 M195.7 M
Slightly volatile
Cash68.6 M59.2 M85.3 M
Slightly volatile
Non Current Assets Total371.7 M290.1 M485.8 M
Slightly volatile
Cash And Short Term Investments141.8 M282.2 M206 M
Slightly volatile
Common Stock Total Equity86.4 K90.9 K192.1 K
Slightly volatile
Common Stock Shares Outstanding7.1 M10 M6.9 M
Slightly volatile
Liabilities And Stockholders Equity4.7 B4.5 B2.2 B
Slightly volatile
Non Current Liabilities Total128.6 M135.4 M490.9 M
Slightly volatile
Other Current Assets273.2 M287.5 M584.7 M
Slightly volatile
Total LiabilitiesB3.9 B1.5 B
Slightly volatile
Property Plant And Equipment Gross90 M85.7 M36.2 M
Slightly volatile
Total Current Assets268.1 M282.2 M705.2 M
Slightly volatile
Common Stock98.3 K103.5 K194.5 K
Slightly volatile
Intangible Assets22.3 M21.2 M10.7 M
Slightly volatile
Total Current Liabilities2.2 B2.1 B1.2 B
Slightly volatile
Other Assets4.1 B3.9 B1.8 B
Slightly volatile
Short Term Debt91.6 M87.2 M43.7 M
Slightly volatile
Short Term Investments148.2 M223.1 M135.5 M
Slightly volatile
Good Will211.4 M201.4 M59.2 M
Slightly volatile
Other Liabilities17.2 M26.3 M16 M
Slightly volatile
Accounts Payable1.8 B3.5 B1.7 B
Slightly volatile
Long Term Debt154.7 M147.4 M36.9 M
Slightly volatile
Inventory2.9 M2.3 M3.8 M
Slightly volatile
Property Plant Equipment68.2 M64.9 M30.9 M
Slightly volatile
Net Tangible Assets199.6 M375 M183.6 M
Slightly volatile
Long Term Investments371 M390.6 M678.4 M
Slightly volatile
Capital Surpluse263.6 M251 M79.6 M
Slightly volatile
Earning Assets279.4 M372.2 M269.5 M
Slightly volatile
Other Current Liabilities1.7 BB1.3 B
Slightly volatile
Long Term Debt Total34.8 M27 M26 M
Slightly volatile
Net Invested Capital452 M787.1 M313.2 M
Slightly volatile
Retained Earnings Total Equity249.2 M339.8 M210.3 M
Slightly volatile
Capital Stock102.8 K132.2 K85.4 K
Slightly volatile
Non Current Liabilities Other80.1 M142.1 M69.5 M
Slightly volatile
Net ReceivablesM11 M6.2 M
Slightly volatile

Bank First Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization10.1 M9.7 M3.2 M
Slightly volatile
Interest Expense72 M68.6 M19.6 M
Slightly volatile
Selling General Administrative44.9 M42.8 M24.3 M
Slightly volatile
Total Revenue216.7 M206.4 M85.6 M
Slightly volatile
Gross Profit216.7 M206.4 M85.6 M
Slightly volatile
Other Operating Expenses297.4 K313 K22.9 M
Pretty Stable
Operating Income216.4 M206.1 M62 M
Slightly volatile
EBIT119.3 M113.6 M48.3 M
Slightly volatile
EBITDA129.4 M123.3 M51.4 M
Slightly volatile
Income Before Tax83.5 M79.5 M39.5 M
Slightly volatile
Net Income68.8 M65.6 M30.1 M
Slightly volatile
Income Tax Expense14.6 M13.9 M9.4 M
Slightly volatile
Selling And Marketing Expenses297.4 K313 K974.4 K
Slightly volatile
Net Income Applicable To Common Shares54.6 M52 M27 M
Slightly volatile
Net Income From Continuing Ops35.5 M65.6 M27.6 M
Slightly volatile
Tax Provision12 M13.9 M9.7 M
Slightly volatile
Net Interest Income88.4 M137.8 M67 M
Slightly volatile
Interest Income109.8 M206.4 M82.1 M
Slightly volatile
Reconciled Depreciation4.3 MM2.8 M
Slightly volatile

Bank First Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash FlowM2.2 M17 M
Slightly volatile
Begin Period Cash Flow259.8 M247.5 M118.9 M
Slightly volatile
Depreciation8.4 MMM
Slightly volatile
Dividends Paid88.8 M84.6 M15.2 M
Slightly volatile
Capital Expenditures7.6 M7.2 M5.2 M
Slightly volatile
Total Cash From Operating ActivitiesM2.2 M21.2 M
Slightly volatile
Net Income68.8 M65.6 M30.1 M
Slightly volatile
End Period Cash Flow274.4 M261.3 M134.3 M
Slightly volatile
Change To Inventory795.2 K420.3 K885.8 K
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio6.314.78135.1421
Very volatile
Dividend Yield0.090.08570.0278
Slightly volatile
PTB Ratio1.181.54281.4695
Slightly volatile
Book Value Per Share45.664.228190.956
Slightly volatile
Free Cash Flow Yield0.00210.00220.0683
Slightly volatile
Operating Cash Flow Per Share0.210.21623.0467
Very volatile
Stock Based Compensation To Revenue0.00720.01050.0081
Slightly volatile
Capex To Depreciation1.371.452.1477
Very volatile
PB Ratio1.181.54281.4695
Slightly volatile
Free Cash Flow Per Share0.210.21622.4589
Very volatile
Net Income Per Share6.916.58293.8445
Slightly volatile
Sales General And Administrative To Revenue0.250.260.3848
Slightly volatile
Capex To Revenue0.110.08660.0818
Very volatile
Cash Per Share14.9628.337128.5284
Slightly volatile
POCF Ratio48145869.6129
Slightly volatile
Interest Coverage2.263.0043.7427
Very volatile
Payout Ratio1.351.28980.3664
Slightly volatile
Capex To Operating Cash Flow0.130.230.1836
Slightly volatile
PFCF Ratio48145872.514
Slightly volatile
Income Quality0.03120.03280.973
Slightly volatile
ROE0.120.10250.1165
Very volatile
PE Ratio10.4215.052612.7983
Slightly volatile
Return On Tangible Assets0.00940.01530.0124
Slightly volatile
Earnings Yield0.0880.06640.0814
Slightly volatile
Intangibles To Total Assets0.04590.04370.0206
Slightly volatile
Current Ratio0.280.3188
Slightly volatile
Tangible Book Value Per Share42.0444.517484.5283
Slightly volatile
Graham Number10297.535653.7664
Slightly volatile
Shareholders Equity Per Share67.4464.228133.5616
Slightly volatile
Debt To Equity0.410.21160.2238
Pretty Stable
Capex Per Share1.251.190.7403
Slightly volatile
Revenue Per Share21.7620.724310.714
Slightly volatile
Interest Debt Per Share21.520.48058.0589
Slightly volatile
Debt To Assets0.03870.03010.0226
Pretty Stable
Short Term Coverage Ratios4.863.596.64
Slightly volatile
Price Earnings Ratio10.4215.052612.7983
Slightly volatile
Price Book Value Ratio1.181.54281.4695
Slightly volatile
Dividend Payout Ratio1.351.28980.3664
Slightly volatile
Price To Operating Cash Flows Ratio48145869.6129
Slightly volatile
Price To Free Cash Flows Ratio48145872.514
Slightly volatile
Pretax Profit Margin0.630.38520.5727
Slightly volatile
Ebt Per Ebit0.430.38580.699
Very volatile
Operating Profit Margin1.530.99851.0709
Slightly volatile
Effective Tax Rate0.180.17540.2603
Slightly volatile
Company Equity Multiplier10.997.0279.6586
Slightly volatile
Long Term Debt To Capitalization0.230.17470.1185
Very volatile
Total Debt To Capitalization0.250.17470.1588
Pretty Stable
Return On Capital Employed0.03180.04580.0433
Pretty Stable
Debt Equity Ratio0.410.21160.2238
Pretty Stable
Ebit Per Revenue1.530.99851.0709
Slightly volatile
Quick Ratio0.280.3188
Slightly volatile
Dividend Paid And Capex Coverage Ratio0.02420.02552.4764
Slightly volatile
Net Income Per E B T0.850.82460.7416
Slightly volatile
Cash Ratio0.07920.083420.9048
Slightly volatile
Operating Cash Flow Sales Ratio0.00990.01040.4284
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.920.860.8251
Pretty Stable
Cash Flow Coverage Ratios0.01510.01591.6484
Slightly volatile
Price To Book Ratio1.181.54281.4695
Slightly volatile
Fixed Asset Turnover2.22.90272.7781
Slightly volatile
Capital Expenditure Coverage Ratio4.294.526.4394
Slightly volatile
Price Cash Flow Ratio48145869.6129
Slightly volatile
Debt Ratio0.03870.03010.0226
Pretty Stable
Cash Flow To Debt Ratio0.01510.01591.6484
Slightly volatile
Price Sales Ratio6.314.78135.1421
Very volatile
Return On Assets0.00920.01460.0122
Slightly volatile
Asset Turnover0.0280.04590.0343
Slightly volatile
Net Profit Margin0.50.31760.4277
Pretty Stable
Price Fair Value1.181.54281.4695
Slightly volatile
Return On Equity0.120.10250.1165
Very volatile

Bank First Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market CapB986.9 M421.9 M
Slightly volatile
Enterprise Value1.1 B1.1 B380.6 M
Slightly volatile

Bank Fundamental Market Drivers

Cash And Short Term Investments282.2 M

Bank Upcoming Events

16th of April 2024
Upcoming Quarterly Report
View
16th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
21st of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Bank First Financial Statements

Bank First stakeholders use historical fundamental indicators, such as Bank First's revenue or net income, to determine how well the company is positioned to perform in the future. Although Bank First investors may analyze each financial statement separately, they are all interrelated. For example, changes in Bank First's assets and liabilities are reflected in the revenues and expenses on Bank First's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Bank First National. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total Revenue206.4 M216.7 M
Cost Of Revenue-355.5 K-337.7 K
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.26  0.25 
Capex To Revenue 0.09  0.11 
Revenue Per Share 20.72  21.76 
Ebit Per Revenue 1.00  1.53 

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Bank First National offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bank First's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bank First National Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bank First National Stock:
Check out the analysis of Bank First Correlation against competitors.
You can also try the Latest Portfolios module to quick portfolio dashboard that showcases your latest portfolios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bank First. If investors know Bank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bank First listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.48)
Dividend Share
1.55
Earnings Share
6.5
Revenue Per Share
15.777
Quarterly Revenue Growth
(0.39)
The market value of Bank First National is measured differently than its book value, which is the value of Bank that is recorded on the company's balance sheet. Investors also form their own opinion of Bank First's value that differs from its market value or its book value, called intrinsic value, which is Bank First's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bank First's market value can be influenced by many factors that don't directly affect Bank First's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bank First's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bank First is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bank First's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.