Norwood Financial Corp Stock Today

NWFL Stock  USD 25.00  0.23  0.93%   

Performance

Very Weak

 
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Strong

Odds Of Distress

About Average

 
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Norwood Financial is selling for 25.00 as of the 22nd of March 2025. This is a 0.93% increase since the beginning of the trading day. The stock's lowest day price was 24.47. Norwood Financial has 48 percent odds of going through some form of financial distress in the next two years and has generated negative returns to investors over the last 90 days. The performance scores are derived for the period starting the 22nd of December 2024 and ending today, the 22nd of March 2025. Click here to learn more.
Business Domain
Banks
IPO Date
2nd of March 1998
Category
Financial Services
Classification
Financials
Norwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services. Norwood Financial Corp. was founded in 1870 and is headquartered in Honesdale, Pennsylvania. Norwood Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. The company has 9.24 M outstanding shares of which 41.07 K shares are now shorted by private and institutional investors with about 4.17 trading days to cover. More on Norwood Financial Corp

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Norwood Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEO PresidentJames Donnelly
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NASDAQ Composite Total, NASDAQ Composite, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.03170.0486
Way Down
Pretty Stable
Total Current Liabilities87.3 M125.7 M
Way Down
Slightly volatile
Non Current Liabilities Total2.1 BB
Sufficiently Up
Slightly volatile
Total Assets2.4 B2.3 B
Sufficiently Up
Slightly volatile
Total Current Assets2.2 B2.1 B
Sufficiently Up
Slightly volatile
Total Cash From Operating Activities13.1 M22.8 M
Way Down
Slightly volatile
Debt Levels
Norwood Financial can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Norwood Financial's financial leverage. It provides some insight into what part of Norwood Financial's total assets is financed by creditors.
Liquidity
Norwood Financial Corp currently holds 113.07 M in liabilities with Debt to Equity (D/E) ratio of 6.43, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about Norwood Financial's use of debt, we should always consider it together with its cash and equity.

Other Cashflows From Financing Activities

43.57 Million
Norwood Financial Corp (NWFL) is traded on NASDAQ Exchange in USA. It is located in 717 Main Street, Honesdale, PA, United States, 18431 and employs 264 people. Norwood Financial is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 243.66 M. Norwood Financial Corp conducts business under Banks sector and is part of Financials industry. The entity has 9.24 M outstanding shares of which 41.07 K shares are now shorted by private and institutional investors with about 4.17 trading days to cover. Norwood Financial Corp currently holds about 40.88 M in cash with 22.81 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 5.04.
Check Norwood Financial Probability Of Bankruptcy
Ownership Allocation
The market capitalization of Norwood Financial Corp is $243.66 Million. Norwood Financial Corp secures 8.85 % of its outstanding shares held by insiders and 27.23 % owned by institutional investors. Note, that even with negative profits, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company.
Check Norwood Ownership Details

Norwood Stock Institutional Holders

InstituionRecorded OnShares
Jacobs Asset Management, Llc2024-12-31
61.4 K
Raymond James Finl Svs Advisors, Inc.2024-09-30
48.3 K
Emerald Mutual Fund Advisers Trust2024-12-31
47.5 K
Renaissance Technologies Corp2024-12-31
42.9 K
Code Waechter Llc2024-12-31
27.9 K
Jpmorgan Chase & Co2024-12-31
26.3 K
Morgan Stanley - Brokerage Accounts2024-12-31
25.9 K
Commonwealth Equity Services Inc2024-12-31
25.1 K
Eagle Wealth Strategies Llc2024-12-31
23.5 K
Wellington Management Company Llp2024-12-31
618.1 K
Blackrock Inc2024-12-31
590.5 K
View Norwood Financial Diagnostics

Norwood Financial Historical Income Statement

At this time, Norwood Financial's Selling And Marketing Expenses is quite stable compared to the past year. Net Income Applicable To Common Shares is expected to rise to about 35.3 M this year, although the value of Selling General Administrative will most likely fall to about 2.1 M. View More Fundamentals

Norwood Stock Against Markets

Norwood Financial Corporate Management

Vincent OBellExecutive OfficerProfile
Tracie YoungExecutive RiskProfile
Diane EsqSenior OfficerProfile
Joseph MahonSenior LeaderProfile
When determining whether Norwood Financial Corp is a strong investment it is important to analyze Norwood Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Norwood Financial's future performance. For an informed investment choice regarding Norwood Stock, refer to the following important reports:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Norwood Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
You can also try the Global Correlations module to find global opportunities by holding instruments from different markets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Norwood Financial. If investors know Norwood will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Norwood Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.06)
Dividend Share
1.2
Earnings Share
1.59
Revenue Per Share
7.741
Quarterly Revenue Growth
0.025
The market value of Norwood Financial Corp is measured differently than its book value, which is the value of Norwood that is recorded on the company's balance sheet. Investors also form their own opinion of Norwood Financial's value that differs from its market value or its book value, called intrinsic value, which is Norwood Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Norwood Financial's market value can be influenced by many factors that don't directly affect Norwood Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Norwood Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Norwood Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Norwood Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.