Citizens Financial Services Stock Alpha and Beta Analysis
| CZFS Stock | USD 58.05 0.04 0.07% |
This module allows you to check different measures of market premium (i.e., alpha and beta) for all equities such as Citizens Financial Services. It also helps investors analyze the systematic and unsystematic risks associated with investing in Citizens Financial over a specified time horizon. Remember, high Citizens Financial's alpha is almost always a sign of good performance; however, a high beta will depend on investors' risk tolerance level and may signal increased volatility and potential future overvaluation. Key technical indicators related to Citizens Financial's market risk premium analysis include:
Beta 1.71 | Alpha (0.18) | Risk 2.89 | Sharpe Ratio (0.06) | Expected Return (0.16) |
Enterprise Value |
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Alpha is a measure of relative performance on a risk-adjusted basis, while beta measures volatility against the benchmark. The goal is to know if an investor is being compensated for the volatility risk taken. The return on investment might be better than its reference but still not compensate for the assumption of the risk.
Citizens |
Citizens Financial Market Premiums
Investors always prefer to have the highest possible return on investment, coupled with the lowest possible volatility. Citizens Financial market risk premium is the additional return an investor will receive from holding Citizens Financial long position in a well-diversified portfolio. The market premium is part of the Capital Asset Pricing Model (CAPM), which most analysts and investors use to calculate the acceptable rate of return on investment in Citizens Financial. At the center of the CAPM is the concept of risk and reward, which is usually communicated by investors using alpha and beta measures. Alpha and beta are two of the key measurements used to evaluate Citizens Financial's performance over market.| α | -0.18 | β | 1.71 |
Citizens Financial expected buy-and-hold returns
Although buy-and-hold investment strategy may not appeal to all investors, it may be used as a good measure of Citizens Financial's Buy-and-hold return. Our buy-and-hold chart shows how Citizens Financial performed over your current time horizon against a typical interest-earning bank account and a selected benchmark.Citizens Financial Market Price Analysis
Market price analysis indicators help investors to evaluate how Citizens Financial stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing, and determine when trading Citizens Financial shares will generate the highest return on investment. By understating and applying Citizens Financial stock market price indicators, traders can identify Citizens Financial position entry and exit signals to maximize returns.
Citizens Financial Return and Market Media
The median price of Citizens Financial for the period between Wed, Dec 25, 2024 and Tue, Mar 25, 2025 is 60.41 with a coefficient of variation of 4.84. The daily time series for the period is distributed with a sample standard deviation of 2.94, arithmetic mean of 60.69, and mean deviation of 2.34. The Stock received substential amount of media coverage during this period. Price Growth (%) |
| Timeline |
| Citizens Financial dividend paid on 27th of December 2024 | 12/27/2024 |
1 | Insider Trading | 12/30/2024 |
2 | Acquisition by Gephart Leeann of tradable shares of Citizens Financial subject to Rule 16b-3 | 12/31/2024 |
3 | Disposition of tradable shares by Landy R Joseph of Citizens Financial subject to Rule 16b-3 | 01/02/2025 |
4 | Citizens Financial Services Inc Reports Q4 EPS of 1.54 and Revenue of 22. ... | 01/30/2025 |
5 | Acquisition by Gephart Leeann of tradable shares of Citizens Financial at 69.19 subject to Rule 16b-3 | 02/03/2025 |
6 | Citizens Financial Services executive vice president sells shares for 1,452 - MSN | 02/05/2025 |
7 | Acquisition by Chappell Robert W of tradable shares of Citizens Financial subject to Rule 16b-3 | 02/11/2025 |
8 | Citizens Financial Group, Inc. Stock Holdings Increased by Salzhauer Michael - MarketBeat | 02/12/2025 |
9 | Citizens Northern Corp Acquires 26,693 Shares of Citizens Financial Services, Inc. | 02/18/2025 |
10 | Acquisition by Richards David Z Jr of 557 shares of Citizens Financial subject to Rule 16b-3 | 02/27/2025 |
11 | Acquisition by Stephen Guillaume of tradable shares of Citizens Financial at 57.45 subject to Rule 16b-3 | 02/28/2025 |
12 | Citizens Financial Services Inc. reports earnings - Quartz | 03/06/2025 |
13 | Acquisition by Randall Black of tradable shares of Citizens Financial at 43.95 subject to Rule 16b-3 | 03/07/2025 |
14 | Acquisition by Behm John D of 129 shares of Citizens Financial at 43.95 subject to Rule 16b-3 | 03/10/2025 |
15 | 3 Dividend Stocks To Consider With Up To 6.1 percent Yield - Simply Wall St | 03/18/2025 |
16 | Citizens Financial Group, Inc. Shares Purchased by Harvest Fund Management Co. Ltd - MarketBeat | 03/24/2025 |
About Citizens Financial Beta and Alpha
For many years both, Alpha and Beta indicators are used by professional money managers as critical performance measurement tools across virtually all financial instruments including Citizens or other stocks. Alpha measures the amount that position in Citizens Financial has returned in comparison to a selected market index or another relevant benchmark. In other words, Alpha is the excess return on an investment relative to the performance of your selected benchmark. Beta, on the other hand, measures the relative risk of your investment.
| 2023 | 2024 | 2025 (projected) | |
| Dividend Yield | 0.03 | 0.0309 | 0.0363 |
| Price To Sales Ratio | 3.29 | 1.95 | 1.85 |
Citizens Financial Upcoming Company Events
As portrayed in its financial statements, the presentation of Citizens Financial's financial position is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Citizens Financial's leadership is honest, while the outside auditors are strict and uncompromising. Whatever the case, investors should always follow all of Citizens Financial's public filing events to personally review all filings and be reasonable and skeptical to interpret all of the financial statements of Citizens Financial. Please utilize our Beneish M Score to check the likelihood of Citizens Financial's management manipulating its earnings.
| 29th of January 2024 Upcoming Quarterly Report | View | |
| 25th of April 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 29th of January 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
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Additional Tools for Citizens Stock Analysis
When running Citizens Financial's price analysis, check to measure Citizens Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Citizens Financial is operating at the current time. Most of Citizens Financial's value examination focuses on studying past and present price action to predict the probability of Citizens Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Citizens Financial's price. Additionally, you may evaluate how the addition of Citizens Financial to your portfolios can decrease your overall portfolio volatility.