Citizens Financial Services Stock Analysis
CZFS Stock | USD 60.47 0.37 0.62% |
Citizens Financial Services is fairly valued with Real Value of 62.12 and Hype Value of 60.47. The main objective of Citizens Financial stock analysis is to determine its intrinsic value, which is an estimate of what Citizens Financial Services is worth, separate from its market price. There are two main types of Citizens Financial's stock analysis: fundamental analysis and technical analysis.
The Citizens Financial stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Citizens Financial is usually not traded on Labour Day, Thanksgiving Day, Christmas Day, New Year 's Day, National Mourning Day, Dr . Martin Luther King Jr 's Birthday, Washington 's Birthday, Good Friday, Memorial Day, Juneteenth Holiday, Independence Day. Citizens Stock trading window is adjusted to America/New York timezone.
Citizens |
Citizens Stock Analysis Notes
About 28.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 0.96. Some equities with similar Price to Book (P/B) outperform the market in the long run. Citizens Financial recorded earning per share (EPS) of 5.85. The entity last dividend was issued on the 13th of December 2024. The firm had 101:100 split on the 14th of June 2024. Citizens Financial Services, Inc. operates as the bank holding company for First Citizens Community Bank that provides various banking products and services for individual, business, governmental, and institutional customers. Citizens Financial Services, Inc. was founded in 1932 and is headquartered in Mansfield, Pennsylvania. Citizens Fincl operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 309 people. For more info on Citizens Financial Services please contact Randall Black at 570 662 2121 or go to https://www.firstcitizensbank.com.Citizens Financial Investment Alerts
Citizens Financial generated a negative expected return over the last 90 days | |
Citizens Financial has high historical volatility and very poor performance |
Citizens Financial Upcoming and Recent Events
29th of January 2024 Upcoming Quarterly Report | View | |
25th of April 2024 Next Financial Report | View | |
31st of December 2023 Next Fiscal Quarter End | View | |
29th of January 2024 Next Fiscal Year End | View | |
30th of September 2023 Last Quarter Report | View | |
31st of December 2022 Last Financial Announcement | View |
Citizens Market Capitalization
The company currently falls under 'Small-Cap' category with a current market capitalization of 287.81 M.Citizens Profitablity
The company has Profit Margin (PM) of 0.28 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.38 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.38.Technical Drivers
As of the 1st of March, Citizens Financial shows the Standard Deviation of 3.01, risk adjusted performance of (0.04), and Mean Deviation of 2.47. Citizens Financial technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Please confirm Citizens Financial market risk adjusted performance, information ratio, as well as the relationship between the Information Ratio and skewness to decide if Citizens Financial is priced correctly, providing market reflects its regular price of 60.47 per share. Given that Citizens Financial has information ratio of (0.07), we suggest you to validate Citizens Financial Services's prevailing market performance to make sure the company can sustain itself at a future point.Citizens Financial Price Movement Analysis
The output start index for this execution was nineteen with a total number of output elements of fourty-two. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. Citizens Financial middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for Citizens Financial. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.
Citizens Financial Insider Trading Activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Citizens Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Citizens Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Citizens Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Citizens Financial Outstanding Bonds
Citizens Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Citizens Financial uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Citizens bonds can be classified according to their maturity, which is the date when Citizens Financial Services has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
CITIZENS FINL GROUP Corp BondUS174610AJ46 | View | |
CITIZENS FINL GROUP Corp BondUS174610AK19 | View | |
CFG 6375 Corp BondUS174610AQ88 | View | |
US174610AR61 Corp BondUS174610AR61 | View | |
CFG 6 Corp BondUS174610AP06 | View | |
CFG 565 Corp BondUS174610AU90 | View | |
US174610AS45 Corp BondUS174610AS45 | View | |
CITIZENS FINANCIAL GROUP Corp BondUS174610AT28 | View |
Citizens Financial Predictive Daily Indicators
Citizens Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Citizens Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Citizens Financial Forecast Models
Citizens Financial's time-series forecasting models are one of many Citizens Financial's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Citizens Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.About Citizens Stock Analysis
Stock analysis is the technique used by a trader or investor to examine and evaluate how Citizens Financial prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Citizens shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Citizens Financial. By using and applying Citizens Stock analysis, traders can create a robust methodology for identifying Citizens entry and exit points for their positions.
Citizens Financial Services, Inc. operates as the bank holding company for First Citizens Community Bank that provides various banking products and services for individual, business, governmental, and institutional customers. Citizens Financial Services, Inc. was founded in 1932 and is headquartered in Mansfield, Pennsylvania. Citizens Fincl operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 309 people.
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Additional Tools for Citizens Stock Analysis
When running Citizens Financial's price analysis, check to measure Citizens Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Citizens Financial is operating at the current time. Most of Citizens Financial's value examination focuses on studying past and present price action to predict the probability of Citizens Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Citizens Financial's price. Additionally, you may evaluate how the addition of Citizens Financial to your portfolios can decrease your overall portfolio volatility.