Citizens Financial Services Stock Today
| CZFS Stock | USD 57.60 2.41 4.02% |
PerformanceVery Weak
| Odds Of DistressVery Low
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Citizens Financial is selling for under 57.60 as of the 23rd of March 2025; that is 4.02 percent decrease since the beginning of the trading day. The stock's lowest day price was 56.93. Citizens Financial has a very small chance of experiencing financial distress in the next few years, but has generated negative returns over the last 90 days. The performance scores are derived for the period starting the 23rd of December 2024 and ending today, the 23rd of March 2025. Click here to learn more.
Business Domain Banks | IPO Date 2nd of January 2001 | Category Financial Services | Classification Financials |
Citizens Financial Services, Inc. operates as the bank holding company for First Citizens Community Bank that provides various banking products and services for individual, business, governmental, and institutional customers. Citizens Financial Services, Inc. The company has 4.76 M outstanding shares of which 46.18 K shares are currently shorted by private and institutional investors with about 4.45 trading days to cover. More on Citizens Financial Services
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Citizens Stock Highlights
ESG Sustainability
Environmental | Governance | Social |
| CEO | Randall Black | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Business Concentration | Regional Banks, Banks - Regional, Financial Services, NASDAQ Composite, Financials, Banks, Banks—Regional, Financial Services (View all Sectors) | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Financial Strength
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Debt LevelsCitizens Financial can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Citizens Financial's financial leverage. It provides some insight into what part of Citizens Financial's total assets is financed by creditors.
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Citizens Financial Services (CZFS) is traded on NASDAQ Exchange in USA. It is located in 15 South Main Street, Mansfield, PA, United States, 16933 and employs 383 people. Citizens Financial is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 274.15 M. Citizens Financial conducts business under Banks sector and is part of Financials industry. The entity has 4.76 M outstanding shares of which 46.18 K shares are currently shorted by private and institutional investors with about 4.45 trading days to cover.
Citizens Financial Services currently holds about 46.88 M in cash with 33.18 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 11.8.
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Ownership AllocationThe market capitalization of Citizens Financial is $274.15 Million. Citizens Financial Services shows 6.86 percent of its outstanding shares held by insiders and 27.6 percent owned by other corporate entities. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.
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Citizens Stock Institutional Holders
| Instituion | Recorded On | Shares | |
| Bank Of New York Mellon Corp | 2024-12-31 | 13.5 K | |
| Morgan Stanley - Brokerage Accounts | 2024-12-31 | 13.1 K | |
| Dimensional Fund Advisors, Inc. | 2024-12-31 | 11.7 K | |
| Wayne Hummer Asset Mgmt Company | 2024-12-31 | 11 K | |
| Weatherly Asset Management Lp | 2024-12-31 | 9.8 K | |
| Amvescap Plc. | 2024-12-31 | 9.4 K | |
| Nuveen Asset Management, Llc | 2024-12-31 | 9.3 K | |
| Minerva Advisors Llc | 2024-12-31 | 7.8 K | |
| Wells Fargo & Co | 2024-12-31 | 6.8 K | |
| Blackrock Inc | 2024-12-31 | 323.4 K | |
| Vanguard Group Inc | 2024-12-31 | 239.1 K |
Citizens Financial Historical Income Statement
Citizens Stock Against Markets
Citizens Financial Corporate Management
| Jeffrey Wilson | Chief Lending Officer of First Citizens Community Bank and Sr. VP of First Citizens Community Bank | Profile | |
| Jeffrey Carr | Chief Retail Banking and Sr. VP | Profile | |
| CPA CPA | COO, VP | Profile | |
| Jeffrey White | Chief Officer | Profile |
Additional Tools for Citizens Stock Analysis
When running Citizens Financial's price analysis, check to measure Citizens Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Citizens Financial is operating at the current time. Most of Citizens Financial's value examination focuses on studying past and present price action to predict the probability of Citizens Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Citizens Financial's price. Additionally, you may evaluate how the addition of Citizens Financial to your portfolios can decrease your overall portfolio volatility.