Southern California Bancorp Stock Alpha and Beta Analysis

BCAL Stock  USD 14.92  0.09  0.60%   
This module allows you to check different measures of market premium (i.e., alpha and beta) for all equities such as Southern California Bancorp. It also helps investors analyze the systematic and unsystematic risks associated with investing in Southern California over a specified time horizon. Remember, high Southern California's alpha is almost always a sign of good performance; however, a high beta will depend on investors' risk tolerance level and may signal increased volatility and potential future overvaluation. Key technical indicators related to Southern California's market risk premium analysis include:
Beta
0.67
Alpha
(0.15)
Risk
1.67
Sharpe Ratio
(0.16)
Expected Return
(0.27)
Please note that although Southern California alpha is a measure of relative return and represented here as a single number, it indicates the percentage above or below your selected benchmark (i.e., Dow Jones Industrial index.) So in this particular case, Southern California did 0.15  worse than the index. Remember, a high alpha is always good. Beta, on the other hand, measures the volatility (or risk) of an investment. It is an indication of Southern California Bancorp stock's relative risk over its benchmark. Southern California has a beta of 0.67  . As returns on the market increase, Southern California's returns are expected to increase less than the market. However, during the bear market, the loss of holding Southern California is expected to be smaller as well. At this time, Southern California's Book Value Per Share is quite stable compared to the past year. Tangible Book Value Per Share is expected to rise to 16.49 this year, although Price Book Value Ratio will most likely fall to 1.17.

Enterprise Value

376.63 Million

Alpha is a measure of relative performance on a risk-adjusted basis, while beta measures volatility against the benchmark. The goal is to know if an investor is being compensated for the volatility risk taken. The return on investment might be better than its reference but still not compensate for the assumption of the risk.
  
Check out Southern California Backtesting, Southern California Valuation, Southern California Correlation, Southern California Hype Analysis, Southern California Volatility, Southern California History and analyze Southern California Performance.

Southern California Market Premiums

Investors always prefer to have the highest possible return on investment, coupled with the lowest possible volatility. Southern California market risk premium is the additional return an investor will receive from holding Southern California long position in a well-diversified portfolio. The market premium is part of the Capital Asset Pricing Model (CAPM), which most analysts and investors use to calculate the acceptable rate of return on investment in Southern California. At the center of the CAPM is the concept of risk and reward, which is usually communicated by investors using alpha and beta measures. Alpha and beta are two of the key measurements used to evaluate Southern California's performance over market.
α-0.15   β0.67

Southern California expected buy-and-hold returns

Although buy-and-hold investment strategy may not appeal to all investors, it may be used as a good measure of Southern California's Buy-and-hold return. Our buy-and-hold chart shows how Southern California performed over your current time horizon against a typical interest-earning bank account and a selected benchmark.

Southern California Market Price Analysis

Market price analysis indicators help investors to evaluate how Southern California stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing, and determine when trading Southern California shares will generate the highest return on investment. By understating and applying Southern California stock market price indicators, traders can identify Southern California position entry and exit signals to maximize returns.

Southern California Return and Market Media

The median price of Southern California for the period between Sun, Dec 15, 2024 and Sat, Mar 15, 2025 is 15.99 with a coefficient of variation of 5.2. The daily time series for the period is distributed with a sample standard deviation of 0.84, arithmetic mean of 16.11, and mean deviation of 0.66. The Stock received a lot of media exposure during the period.
 Price Growth (%)  
       Timeline  
1
Disposition of 464 shares by Joann Yeung of Southern California at 17.61 subject to Rule 16b-3
12/13/2024
2
Disposition of 231 shares by Steven Shelton of Southern California at 16.74 subject to Rule 16b-3
12/20/2024
3
Has Southern California Bancorps Stock Reached Its Breaking Point
12/23/2024
4
Disposition of 1234 shares by Manisha Merchant of Southern California at 15.98 subject to Rule 16b-3
01/06/2025
5
Acquisition by Varjavand Kaveh of 22 shares of Southern California subject to Rule 16b-3
01/13/2025
6
California BanCorp Loses -10.45 percent in 4 Weeks, Heres Why a Trend Reversal May be Around the Corner
01/27/2025
7
CALIFORNIA BANCORP REPORTS NET INCOME OF 16.8 MILLION FOR THE FOURTH QUARTER AND 5. ...
01/29/2025
8
California BanCorp Full Year 2024 Earnings EPS Beats Expectations, Revenues Lag
01/30/2025
9
Can California BanCorp Climb 26.81 percent to Reach the Level Wall Street Analysts Expect
01/31/2025
10
Disposition of 6550 shares by Martin Liska of Southern California subject to Rule 16b-3
02/03/2025
11
FY2025 Earnings Forecast for BCAL Issued By DA Davidson
02/05/2025
12
California BanCorp Upgraded to Strong Buy Heres Why
02/12/2025
13
Fourthstone LLC Reduces Stake in Orrstown Financial Services Inc
02/14/2025
14
Disposition of 2424 shares by Peter Nutz of Southern California at 15.84 subject to Rule 16b-3
02/21/2025
15
Disposition of 1898 shares by Manisha Merchant of Southern California at 15.99 subject to Rule 16b-3
02/28/2025
16
Acquisition by Manisha Merchant of 1089 shares of Southern California subject to Rule 16b-3
03/03/2025
17
Disposition of 1557 shares by Richard Hernandez of Southern California at 15.57 subject to Rule 16b-3
03/04/2025
18
Disposition of 1544 shares by Peter Nutz of Southern California at 15.99 subject to Rule 16b-3
03/07/2025

About Southern California Beta and Alpha

For many years both, Alpha and Beta indicators are used by professional money managers as critical performance measurement tools across virtually all financial instruments including Southern or other stocks. Alpha measures the amount that position in Southern California has returned in comparison to a selected market index or another relevant benchmark. In other words, Alpha is the excess return on an investment relative to the performance of your selected benchmark. Beta, on the other hand, measures the relative risk of your investment.
 2024 2025 (projected)
Dividend Yield0.01080.00864
Price To Sales Ratio2.874.29

Southern California Upcoming Company Events

As portrayed in its financial statements, the presentation of Southern California's financial position is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Southern California's leadership is honest, while the outside auditors are strict and uncompromising. Whatever the case, investors should always follow all of Southern California's public filing events to personally review all filings and be reasonable and skeptical to interpret all of the financial statements of Southern California. Please utilize our Beneish M Score to check the likelihood of Southern California's management manipulating its earnings.
25th of January 2024
Upcoming Quarterly Report
View
18th of June 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
25th of January 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

Build Portfolio with Southern California

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Align your risk with return expectations

By capturing your risk tolerance and investment horizon Macroaxis technology of instant portfolio optimization will compute exactly how much risk is acceptable for your desired return expectations
When determining whether Southern California is a strong investment it is important to analyze Southern California's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Southern California's future performance. For an informed investment choice regarding Southern Stock, refer to the following important reports:
Southern California technical stock analysis exercises models and trading practices based on price and volume transformations, such as the moving averages, relative strength index, regressions, price and return correlations, business cycles, stock market cycles, or different charting patterns.
A focus of Southern California technical analysis is to determine if market prices reflect all relevant information impacting that market. A technical analyst looks at the history of Southern California trading pattern rather than external drivers such as economic, fundamental, or social events. It is believed that price action tends to repeat itself due to investors' collective, patterned behavior. Hence technical analysis focuses on identifiable price trends and conditions. More Info...