Southern California Bancorp Stock Today

BCAL Stock  USD 15.96  0.12  0.76%   

Performance

Very Weak

 
Weak
 
Strong

Odds Of Distress

Very Small

 
High
 
Low
Southern California is selling for 15.96 as of the 26th of February 2025. This is a 0.76 percent up since the beginning of the trading day. The stock's lowest day price was 15.84. Southern California has a very small chance of experiencing financial distress in the next few years, but has generated negative returns over the last 90 days. The performance scores are derived for the period starting the 1st of June 2024 and ending today, the 26th of February 2025. Click here to learn more.
Business Domain
Banks
IPO Date
22nd of December 2015
Category
Financial Services
Classification
Financials
Southern California Bancorp operates as the holding company for Bank of Southern California, N.A. that provides various financial products to individuals, professionals, and small-to-medium sized businesses. The company was founded in 2001 and is headquartered in San Diego, California. The company has 32.27 M outstanding shares of which 333.24 K shares are currently shorted by private and institutional investors with about 4.89 trading days to cover. More on Southern California Bancorp

Moving together with Southern Stock

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  0.89BY Byline BancorpPairCorr

Moving against Southern Stock

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  0.57TECTP Tectonic FinancialPairCorr
  0.56DB Deutsche Bank AGPairCorr
  0.35EBTC Enterprise BancorpPairCorr

Southern Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEO DirectorSteven Shelton
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NASDAQ Composite, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.04950.0618
Significantly Down
Pretty Stable
Total Current Liabilities1.7 B1.6 B
Sufficiently Up
Slightly volatile
Total Assets2.9 B2.7 B
Sufficiently Up
Slightly volatile
Total Current Assets310.4 M295.6 M
Sufficiently Up
Slightly volatile
Debt Levels
Southern California can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Southern California's financial leverage. It provides some insight into what part of Southern California's total assets is financed by creditors.
Liquidity
Southern California Bancorp currently holds 114.98 M in liabilities. Note, when we think about Southern California's use of debt, we should always consider it together with its cash and equity.

Free Cash Flow

36.41 Million
Southern California Bancorp (BCAL) is traded on NASDAQ Exchange in USA. It is located in 12265 El Camino Real, San Diego, CA, United States, 92130 and employs 300 people. Southern California is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 514.96 M. Southern California conducts business under Banks sector and is part of Financials industry. The entity has 32.27 M outstanding shares of which 333.24 K shares are currently shorted by private and institutional investors with about 4.89 trading days to cover. Southern California Bancorp currently holds about 157.19 M in cash with 30.45 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 8.85.
Check Southern California Probability Of Bankruptcy
Ownership Allocation
Southern California shows a total of 32.27 Million outstanding shares. Over half of Southern California's outstanding shares are owned by institutional holders. These institutional holders are typically referred to as corporate investors that take positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.
Check Southern Ownership Details

Southern California Historical Income Statement

At this time, Southern California's Operating Income is quite stable compared to the past year. EBIT is expected to rise to about 44.5 M this year, although the value of Net Interest Income will most likely fall to about 71.1 M. View More Fundamentals

Southern Stock Against Markets

Southern California Corporate Management

Manisha MerchantGeneral VPProfile
Jeffery HurtikExecutive OfficerProfile
Peter NutzExecutive OfficerProfile
Anne WilliamsEx OfficerProfile
When determining whether Southern California is a strong investment it is important to analyze Southern California's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Southern California's future performance. For an informed investment choice regarding Southern Stock, refer to the following important reports:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Southern California Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.
You can also try the Earnings Calls module to check upcoming earnings announcements updated hourly across public exchanges.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Southern California. If investors know Southern will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Southern California listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
1.125
Earnings Share
0.22
Revenue Per Share
4.294
Quarterly Revenue Growth
1.283
Return On Assets
0.0017
The market value of Southern California is measured differently than its book value, which is the value of Southern that is recorded on the company's balance sheet. Investors also form their own opinion of Southern California's value that differs from its market value or its book value, called intrinsic value, which is Southern California's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Southern California's market value can be influenced by many factors that don't directly affect Southern California's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Southern California's value and its price as these two are different measures arrived at by different means. Investors typically determine if Southern California is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Southern California's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.