Southern California Bancorp Stock Performance
| BCAL Stock | USD 14.78 0.04 0.27% |
The entity has a beta of 0.69, which indicates possible diversification benefits within a given portfolio. As returns on the market increase, Southern California's returns are expected to increase less than the market. However, during the bear market, the loss of holding Southern California is expected to be smaller as well. At this point, Southern California has a negative expected return of -0.22%. Please make sure to validate Southern California's accumulation distribution, and the relationship between the potential upside and day median price , to decide if Southern California performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Very Weak
Weak | Strong |
Over the last 90 days Southern California Bancorp has generated negative risk-adjusted returns adding no value to investors with long positions. Despite inconsistent performance in the last few months, the Stock's basic indicators remain quite persistent which may send shares a bit higher in April 2025. The latest mess may also be a sign of long-standing up-swing for the company institutional investors. ...more
Actual Historical Performance (%)
One Day Return (0.60) | Five Day Return 0.14 | Year To Date Return (8.91) | Ten Year Return 108.73 | All Time Return 41.14 |
1 | Disposition of 1234 shares by Manisha Merchant of Southern California at 15.98 subject to Rule 16b-3 | 01/06/2025 |
2 | Acquisition by Varjavand Kaveh of 22 shares of Southern California subject to Rule 16b-3 | 01/13/2025 |
3 | California BanCorp Full Year 2024 Earnings EPS Beats Expectations, Revenues Lag | 01/30/2025 |
4 | Can California BanCorp Climb 26.81 percent to Reach the Level Wall Street Analysts Expect | 01/31/2025 |
5 | Disposition of 6550 shares by Martin Liska of Southern California subject to Rule 16b-3 | 02/03/2025 |
6 | FY2025 Earnings Forecast for BCAL Issued By DA Davidson | 02/05/2025 |
7 | California BanCorp Upgraded to Strong Buy Heres Why | 02/12/2025 |
8 | Disposition of 464 shares by Joann Yeung of Southern California at 17.61 subject to Rule 16b-3 | 02/13/2025 |
9 | Fourthstone LLC Reduces Stake in Orrstown Financial Services Inc | 02/14/2025 |
10 | Disposition of 2424 shares by Peter Nutz of Southern California at 15.84 subject to Rule 16b-3 | 02/21/2025 |
11 | Disposition of 1898 shares by Manisha Merchant of Southern California at 15.99 subject to Rule 16b-3 | 02/28/2025 |
12 | Acquisition by Manisha Merchant of 1089 shares of Southern California subject to Rule 16b-3 | 03/03/2025 |
13 | Disposition of 1557 shares by Richard Hernandez of Southern California at 15.57 subject to Rule 16b-3 | 03/04/2025 |
14 | Disposition of 1544 shares by Peter Nutz of Southern California at 15.99 subject to Rule 16b-3 | 03/07/2025 |
15 | Discretionary transaction by Klein Rochelle G. of tradable shares of Southern California subject to Rule 16b-3 | 03/14/2025 |
16 | Southern California Bancorp Delays Yearly Report Filing - TipRanks | 03/17/2025 |
17 | Disposition of 154 shares by Wirfel Michelle of Southern California at 15.01 subject to Rule 16b-3 | 03/19/2025 |
18 | Disposition of 903 shares by Martin Liska of Southern California at 15.99 subject to Rule 16b-3 | 03/21/2025 |
| Begin Period Cash Flow | 86.8 M | |
| Free Cash Flow | 30.2 M |
Southern |
Southern California Relative Risk vs. Return Landscape
If you would invest 1,702 in Southern California Bancorp on December 26, 2024 and sell it today you would lose (224.00) from holding Southern California Bancorp or give up 13.16% of portfolio value over 90 days. Southern California Bancorp is currently does not generate positive expected returns and assumes 1.5193% risk (volatility on return distribution) over the 90 days horizon. In different words, 13% of stocks are less volatile than Southern, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Southern California Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Southern California's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Southern California Bancorp, and traders can use it to determine the average amount a Southern California's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.1446
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | BCAL |
Estimated Market Risk
| 1.52 actual daily | 13 87% of assets are more volatile |
Expected Return
| -0.22 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.14 actual daily | 0 Most of other assets perform better |
Based on monthly moving average Southern California is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Southern California by adding Southern California to a well-diversified portfolio.
Southern California Fundamentals Growth
Southern Stock prices reflect investors' perceptions of the future prospects and financial health of Southern California, and Southern California fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Southern Stock performance.
| Return On Equity | 0.0136 | ||||
| Return On Asset | 0.0017 | ||||
| Profit Margin | 0.05 % | ||||
| Operating Margin | 0.51 % | ||||
| Current Valuation | 178.05 M | ||||
| Shares Outstanding | 32.27 M | ||||
| Price To Earning | 34.79 X | ||||
| Price To Book | 0.93 X | ||||
| Price To Sales | 4.54 X | ||||
| Revenue | 126.9 M | ||||
| Gross Profit | 106.05 M | ||||
| EBITDA | 38.77 M | ||||
| Net Income | 25.91 M | ||||
| Cash And Equivalents | 157.19 M | ||||
| Cash Per Share | 8.85 X | ||||
| Total Debt | 114.98 M | ||||
| Book Value Per Share | 15.86 X | ||||
| Cash Flow From Operations | 30.45 M | ||||
| Earnings Per Share | 0.22 X | ||||
| Market Capitalization | 481.09 M | ||||
| Total Asset | 2.36 B | ||||
| Retained Earnings | 70.58 M | ||||
About Southern California Performance
By examining Southern California's fundamental ratios, stakeholders can obtain critical insights into Southern California's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that Southern California is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.04 | 0.04 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.08 | 0.09 |
Things to note about Southern California performance evaluation
Checking the ongoing alerts about Southern California for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Southern California help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Southern California generated a negative expected return over the last 90 days | |
| Southern California is unlikely to experience financial distress in the next 2 years | |
| Southern California has a poor financial position based on the latest SEC disclosures | |
| About 64.0% of the company shares are held by institutions such as insurance companies | |
| Latest headline from news.google.com: Southern California Bancorp Delays Yearly Report Filing - TipRanks |
- Analyzing Southern California's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Southern California's stock is overvalued or undervalued compared to its peers.
- Examining Southern California's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Southern California's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Southern California's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Southern California's stock. These opinions can provide insight into Southern California's potential for growth and whether the stock is currently undervalued or overvalued.
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Southern California Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation. You can also try the Latest Portfolios module to quick portfolio dashboard that showcases your latest portfolios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Southern California. If investors know Southern will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Southern California listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 1.125 | Earnings Share 0.22 | Revenue Per Share | Quarterly Revenue Growth 1.283 | Return On Assets |
The market value of Southern California is measured differently than its book value, which is the value of Southern that is recorded on the company's balance sheet. Investors also form their own opinion of Southern California's value that differs from its market value or its book value, called intrinsic value, which is Southern California's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Southern California's market value can be influenced by many factors that don't directly affect Southern California's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Southern California's value and its price as these two are different measures arrived at by different means. Investors typically determine if Southern California is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Southern California's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.