Wintrust Financial Stock Today

WTFC Stock  USD 129.61  0.30  0.23%   

Performance

Very Weak

 
Weak
 
Strong

Odds Of Distress

Low

 
High
 
Low
Wintrust Financial is trading at 129.61 as of the 17th of February 2025, a 0.23% down since the beginning of the trading day. The stock's open price was 129.91. Wintrust Financial has less than a 9 % chance of experiencing financial distress in the next few years, but has generated negative returns over the last 90 days. The performance scores are derived for the period starting the 28th of February 2023 and ending today, the 17th of February 2025. Click here to learn more.
Business Domain
Banks
IPO Date
16th of April 1998
Category
Financial Services
Classification
Financials
Wintrust Financial Corporation operates as a financial holding company. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois. Wintrust Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. The company has 66.5 M outstanding shares of which 1.31 M shares are at this time shorted by private and institutional investors with about 2.69 trading days to cover. More on Wintrust Financial

Moving together with Wintrust Stock

  0.67AX Axos FinancialPairCorr
  0.62BY Byline BancorpPairCorr
  0.67KB KB Financial GroupPairCorr
  0.87PB Prosperity BancsharesPairCorr

Moving against Wintrust Stock

  0.59VBFC Village BankPairCorr
Follow Valuation Options Odds of Bankruptcy
Check how we calculate scores

Wintrust Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEOEdward Wehmer
Thematic IdeaMacroaxis Picks (View all Themes)
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, SP Midcap 400, NASDAQ Composite, NASDAQ Financial 100, NASDAQ Composite Total, Macroaxis Picks, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.00530.01
Way Down
Slightly volatile
Asset Turnover0.02990.0345
Fairly Down
Pretty Stable
Gross Profit Margin0.780.9
Fairly Down
Slightly volatile
Total Current Liabilities45.1 B43 B
Sufficiently Up
Slightly volatile
Non Current Liabilities Total61.4 B58.5 B
Sufficiently Up
Slightly volatile
Total Assets67.9 B64.7 B
Sufficiently Up
Slightly volatile
Total Current Assets2.8 B4.5 B
Way Down
Slightly volatile
Debt Levels
Wintrust Financial can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Wintrust Financial's financial leverage. It provides some insight into what part of Wintrust Financial's total assets is financed by creditors.
Liquidity
Wintrust Financial currently holds 3.65 B in liabilities with Debt to Equity (D/E) ratio of 8.74, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about Wintrust Financial's use of debt, we should always consider it together with its cash and equity.

Stock Based Compensation

39.16 Million
Wintrust Financial (WTFC) is traded on NASDAQ Exchange in USA. It is located in 9700 West Higgins Road, Rosemont, IL, United States, 60018 and employs 15 people. Wintrust Financial is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a current market capitalization of 8.62 B. Wintrust Financial conducts business under Banks sector and is part of Financials industry. The entity has 66.5 M outstanding shares of which 1.31 M shares are at this time shorted by private and institutional investors with about 2.69 trading days to cover. Wintrust Financial currently holds about 4.46 B in cash with 1.84 B of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 73.4.
Check Wintrust Financial Probability Of Bankruptcy
Ownership Allocation
Wintrust Financial retains a total of 66.5 Million outstanding shares. The majority of Wintrust Financial outstanding shares are owned by institutional investors. These institutions are usually referred to as non-private investors looking to purchase positions in Wintrust Financial to benefit from reduced commissions. Consequently, other corporate entities are subject to a different set of regulations than regular investors in Wintrust Financial. Please pay attention to any change in the institutional holdings of Wintrust Financial as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company shows, if the real value of the company is less than the current market value, you may not be able to make money on it.
Check Wintrust Ownership Details

Wintrust Stock Institutional Holders

InstituionRecorded OnShares
Amvescap Plc.2024-09-30
1.1 M
Victory Capital Management Inc.2024-12-31
938.5 K
First Trust Advisors L.p.2024-09-30
926.1 K
Federated Hermes Inc2024-09-30
821.5 K
Charles Schwab Investment Management Inc2024-12-31
800.7 K
Channing Capital Management, Llc2024-12-31
797.3 K
Hhg Plc2024-09-30
767.7 K
Norges Bank2024-12-31
761 K
Sei Investments Co2024-12-31
698.6 K
Vanguard Group Inc2024-12-31
6.9 M
Blackrock Inc2024-09-30
M
View Wintrust Financial Diagnostics

Wintrust Financial Historical Income Statement

At present, Wintrust Financial's Total Revenue is projected to increase significantly based on the last few years of reporting. The current year's Gross Profit is expected to grow to about 3.7 B, whereas Operating Income is forecasted to decline to about 55.8 M. View More Fundamentals

Wintrust Stock Against Markets

Wintrust Financial Corporate Executives

Elected by the shareholders, the Wintrust Financial's board of directors comprises two types of representatives: Wintrust Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Wintrust. The board's role is to monitor Wintrust Financial's management team and ensure that shareholders' interests are well served. Wintrust Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Wintrust Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
Edward CPAFounder AdvisorProfile
David StoehrCFO and Executive VPProfile
David DykstraCOO and Sr. Executive VPProfile

Already Invested in Wintrust Financial?

The danger of trading Wintrust Financial is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Wintrust Financial is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Wintrust Financial. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Wintrust Financial is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether Wintrust Financial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Wintrust Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Wintrust Financial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Wintrust Financial Stock:
Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in Wintrust Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
For information on how to trade Wintrust Stock refer to our How to Trade Wintrust Stock guide.
You can also try the Stock Tickers module to use high-impact, comprehensive, and customizable stock tickers that can be easily integrated to any websites.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Wintrust Financial. If investors know Wintrust will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Wintrust Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.406
Dividend Share
1.8
Earnings Share
10.3
Revenue Per Share
36.868
Quarterly Revenue Growth
0.177
The market value of Wintrust Financial is measured differently than its book value, which is the value of Wintrust that is recorded on the company's balance sheet. Investors also form their own opinion of Wintrust Financial's value that differs from its market value or its book value, called intrinsic value, which is Wintrust Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Wintrust Financial's market value can be influenced by many factors that don't directly affect Wintrust Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Wintrust Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Wintrust Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Wintrust Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.