SmartFinancial, Financial Statements From 2010 to 2024

SMBK Stock  USD 36.26  0.02  0.06%   
SmartFinancial, financial statements provide useful quarterly and yearly information to potential SmartFinancial, investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on SmartFinancial, financial statements helps investors assess SmartFinancial,'s valuation, profitability, and current liquidity needs. Key fundamental drivers impacting SmartFinancial,'s valuation are summarized below:
Gross Profit
161.2 M
Profit Margin
0.2053
Market Capitalization
613.8 M
Enterprise Value Revenue
4.02
Revenue
159.2 M
There are currently one hundred twenty fundamental trend indicators for SmartFinancial, that can be evaluated and compared over time across competition. We recommend to double-check SmartFinancial,'s current fundamental drivers against the all of the trends between 2010 and 2024. The value of Market Cap is estimated to slide to about 449.9 M. The Enterprise Value is projected to slide to about 182.5 M

SmartFinancial, Total Revenue

160.03 Million

Check SmartFinancial, financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among SmartFinancial,'s main balance sheet or income statement drivers, such as Depreciation And Amortization of 15.9 M, Interest Expense of 167.8 M or Total Revenue of 160 M, as well as many indicators such as Price To Sales Ratio of 2.57, Dividend Yield of 0.0125 or PTB Ratio of 1.72. SmartFinancial, financial statements analysis is a perfect complement when working with SmartFinancial, Valuation or Volatility modules.
  
Check out the analysis of SmartFinancial, Correlation against competitors.
For more information on how to buy SmartFinancial, Stock please use our How to buy in SmartFinancial, Stock guide.

SmartFinancial, Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total AssetsB4.8 B11.7 B
Slightly volatile
Total Stockholder Equity597.4 M459.9 M1.2 B
Slightly volatile
Cash318.2 M294.8 M621.9 M
Slightly volatile
Cash And Short Term Investments402.7 M470 M789.6 M
Pretty Stable
Common Stock Total Equity14.5 M15.2 M92.6 M
Slightly volatile
Common Stock Shares Outstanding16.1 M16.9 M91.5 M
Slightly volatile
Liabilities And Stockholders EquityB4.8 B11.7 B
Slightly volatile
Other Stockholder Equity497 M295.7 M974.5 M
Slightly volatile
Total Liabilities5.3 B4.4 B10.2 B
Slightly volatile
Total Current Assets529.5 M470 MB
Pretty Stable
Common Stock16.1 M17 M92.8 M
Slightly volatile
Short and Long Term Debt Total58.3 M50.1 M57.7 M
Slightly volatile
Total Current Liabilities7.6 MM278.1 M
Pretty Stable
Property Plant And Equipment Net97.6 M93 M45.4 M
Slightly volatile
Accounts Payable4.9 B4.7 B1.8 B
Slightly volatile
Non Current Assets Total678.6 M889.8 M747.4 M
Pretty Stable
Net Receivables64.7 M68.1 M805.6 M
Pretty Stable
Non Current Liabilities Total40 M42.1 M499.9 M
Pretty Stable
Property Plant And Equipment Gross125.5 M119.6 M52 M
Slightly volatile
Short Term Debt7.6 MM1.2 B
Slightly volatile
Other Liabilities13.8 M19.3 M28.5 M
Slightly volatile
Net Tangible Assets215 M371.1 M171.2 M
Slightly volatile
Long Term Investments354.3 M689.6 M264.7 M
Slightly volatile
Capital Surpluse226.1 M338.5 M174.8 M
Slightly volatile
Non Current Liabilities Other36.9 M39.7 M51.5 M
Slightly volatile
Earning Assets269.8 M400.1 M266.1 M
Slightly volatile
Net Invested Capital470.3 M510 M347.3 M
Slightly volatile
Long Term Debt Total90.7 M96.5 M60.9 M
Slightly volatile
Capital Stock17.2 M17 M14.8 M
Slightly volatile

SmartFinancial, Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization15.9 M13.5 M31 M
Slightly volatile
Interest Expense167.8 M88 M327.9 M
Slightly volatile
Total Revenue160 M152.4 M74.9 M
Slightly volatile
Gross Profit160 M152.4 M74.7 M
Slightly volatile
Income Before Tax41.9 M36.2 M82.5 M
Slightly volatile
Net Income26.8 M28.6 M52.7 M
Slightly volatile
Income Tax Expense15.2 M7.6 M29.9 M
Slightly volatile
Selling General Administrative72.4 M68.9 M32.1 M
Slightly volatile
Selling And Marketing Expenses847.3 K1.3 M659.6 K
Slightly volatile
Net Income From Continuing Ops20.8 M28.6 M14.5 M
Slightly volatile
Non Recurring2.1 M2.8 M1.8 M
Slightly volatile
Net Income Applicable To Common Shares51.9 M49.5 M17.9 M
Slightly volatile
Minority Interest97.8 M93.1 M50.2 M
Slightly volatile
Tax ProvisionM7.6 M4.8 M
Slightly volatile
Net Interest Income91.9 M130.1 M64.6 M
Slightly volatile
Interest Income115.2 M218 M79.8 M
Slightly volatile
Preferred Stock And Other Adjustments213 K224.2 K223.3 K
Very volatile

SmartFinancial, Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow57.6 M33.4 M111.3 M
Slightly volatile
Begin Period Cash Flow338 M266.4 M661.3 M
Slightly volatile
Total Cash From Operating Activities59.7 M39.7 M114.6 M
Slightly volatile
Net Income26.8 M28.6 M52.7 M
Slightly volatile
End Period Cash Flow387.1 M352.3 M757.5 M
Slightly volatile
Issuance Of Capital Stock393.8 K257 KM
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.572.70211.3453
Very volatile
Dividend Yield0.01250.01320.0219
Slightly volatile
PTB Ratio1.720.89540.8454
Slightly volatile
Days Sales Outstanding225163354
Slightly volatile
Book Value Per Share27.1427.350345.4005
Pretty Stable
Free Cash Flow Yield0.150.08120.1244
Slightly volatile
Operating Cash Flow Per Share1.952.3622.0176
Slightly volatile
Average Payables39.3 K41.4 K57.7 K
Slightly volatile
Stock Based Compensation To Revenue0.01540.00890.02
Slightly volatile
PB Ratio1.720.89540.8454
Slightly volatile
Free Cash Flow Per Share1.621.98911.7014
Pretty Stable
Net Income Per Share1.791.70051.2728
Slightly volatile
Sales General And Administrative To Revenue0.730.45211.1965
Slightly volatile
Capex To Revenue0.03910.04110.1701
Slightly volatile
Cash Per Share39.7341.822644.9079
Pretty Stable
POCF Ratio13.5910.368411.7267
Pretty Stable
Interest Coverage0.390.41181.9715
Pretty Stable
Payout Ratio0.340.18980.2657
Slightly volatile
Capex To Operating Cash Flow0.240.15790.1978
Pretty Stable
PFCF Ratio20.8112.312117.6857
Very volatile
Income Quality2.281.3891.8703
Slightly volatile
ROE0.03220.06220.0515
Slightly volatile
PE Ratio26.2214.401818.9195
Very volatile
Return On Tangible Assets0.0040.00610.0055
Slightly volatile
Earnings Yield0.07290.06940.0726
Very volatile
Intangibles To Total Assets0.01180.02220.0155
Slightly volatile
Net Debt To EBITDA1.561.751.9064
Slightly volatile
Current Ratio35.2258.749598.3962
Slightly volatile
Tangible Book Value Per Share25.2120.97842.2032
Pretty Stable
Receivables Turnover2.132.23765.9932
Slightly volatile
Graham Number18.9832.348824.0441
Slightly volatile
Shareholders Equity Per Share15.427.350322.1169
Slightly volatile
Debt To Equity0.120.130.3984
Slightly volatile
Capex Per Share0.480.37290.3297
Slightly volatile
Average Receivables624.3 K657.2 K701.4 K
Slightly volatile
Revenue Per Share5.879.06386.8103
Very volatile
Debt To Assets0.01130.01190.0383
Slightly volatile
Short Term Coverage Ratios4.694.473.0099
Slightly volatile
Price Earnings Ratio26.2214.401818.9195
Very volatile
Price Book Value Ratio1.720.89540.8454
Slightly volatile
Dividend Payout Ratio0.340.18980.2657
Slightly volatile
Price To Operating Cash Flows Ratio13.5910.368411.7267
Pretty Stable
Price To Free Cash Flows Ratio20.8112.312117.6857
Very volatile
Pretax Profit Margin0.230.23771.077
Very volatile
Effective Tax Rate0.330.21070.3066
Slightly volatile
Company Equity Multiplier12.1110.501310.1135
Very volatile
Long Term Debt To Capitalization0.09160.09640.2249
Slightly volatile
Total Debt To Capitalization0.110.09820.2499
Slightly volatile
Debt Equity Ratio0.120.130.3984
Slightly volatile
Quick Ratio55.8158.749599.7688
Slightly volatile
Dividend Paid And Capex Coverage Ratio4.883.39544.3836
Pretty Stable
Net Income Per E B T0.560.78930.6861
Pretty Stable
Cash Ratio35.0136.8529125
Slightly volatile
Operating Cash Flow Sales Ratio0.250.26061.2758
Very volatile
Days Of Sales Outstanding225163354
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.620.84210.7929
Slightly volatile
Cash Flow Coverage Ratios0.750.710.3893
Slightly volatile
Price To Book Ratio1.720.89540.8454
Slightly volatile
Fixed Asset Turnover2.291.63941.8745
Slightly volatile
Capital Expenditure Coverage Ratio6.026.334329.898
Slightly volatile
Price Cash Flow Ratio13.5910.368411.7267
Pretty Stable
Debt Ratio0.01130.01190.0383
Slightly volatile
Cash Flow To Debt Ratio0.750.710.3893
Slightly volatile
Price Sales Ratio2.572.70211.3453
Very volatile
Return On Assets0.00390.00590.0053
Slightly volatile
Asset Turnover0.03970.03160.0305
Very volatile
Net Profit Margin0.180.18760.7748
Pretty Stable
Gross Profit Margin0.780.90.9512
Very volatile
Price Fair Value1.720.89540.8454
Slightly volatile
Return On Equity0.03220.06220.0515
Slightly volatile

SmartFinancial, Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap449.9 M473.6 M1.1 B
Slightly volatile

SmartFinancial, Fundamental Market Drivers

Forward Price Earnings15.9744
Cash And Short Term Investments470 M

SmartFinancial, Upcoming Events

22nd of April 2024
Upcoming Quarterly Report
View
22nd of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
27th of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About SmartFinancial, Financial Statements

SmartFinancial, investors utilize fundamental indicators, such as revenue or net income, to predict how SmartFinancial, Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Total Revenue152.4 M160 M
Cost Of Revenue164.1 K155.9 K
Stock Based Compensation To Revenue 0.01  0.02 
Sales General And Administrative To Revenue 0.45  0.73 
Capex To Revenue 0.04  0.04 
Revenue Per Share 9.06  5.87 
Ebit Per Revenue 0.24  0.16 

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When determining whether SmartFinancial, is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if SmartFinancial, Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Smartfinancial, Stock. Highlighted below are key reports to facilitate an investment decision about Smartfinancial, Stock:
Check out the analysis of SmartFinancial, Correlation against competitors.
For more information on how to buy SmartFinancial, Stock please use our How to buy in SmartFinancial, Stock guide.
You can also try the Stock Screener module to find equities using a custom stock filter or screen asymmetry in trading patterns, price, volume, or investment outlook..
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of SmartFinancial,. If investors know SmartFinancial, will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about SmartFinancial, listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
3.5
Dividend Share
0.32
Earnings Share
1.93
Revenue Per Share
9.481
Quarterly Revenue Growth
0.346
The market value of SmartFinancial, is measured differently than its book value, which is the value of SmartFinancial, that is recorded on the company's balance sheet. Investors also form their own opinion of SmartFinancial,'s value that differs from its market value or its book value, called intrinsic value, which is SmartFinancial,'s true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because SmartFinancial,'s market value can be influenced by many factors that don't directly affect SmartFinancial,'s underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between SmartFinancial,'s value and its price as these two are different measures arrived at by different means. Investors typically determine if SmartFinancial, is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, SmartFinancial,'s price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.