SmartFinancial, Valuation
| SMBK Stock | USD 36.26 0.02 0.06% |
At this time, the company appears to be overvalued. SmartFinancial, has a current Real Value of $32.81 per share. The regular price of the company is $36.26. Our model measures the value of SmartFinancial, from inspecting the company fundamentals such as Shares Outstanding of 16.93 M, operating margin of 0.30 %, and Return On Equity of 0.0699 as well as reviewing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting SmartFinancial,'s valuation include:
Price Book 1.2551 | Enterprise Value 483.3 M | Price Sales 3.8553 | Forward PE 15.9744 | Trailing PE 18.7876 |
Overvalued
Today
Please note that SmartFinancial,'s price fluctuation is very steady at this time. Calculation of the real value of SmartFinancial, is based on 3 months time horizon. Increasing SmartFinancial,'s time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
SmartFinancial,'s intrinsic value may or may not be the same as its current market price of 36.26, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 36.26 | Real 32.81 | Target 25.71 | Hype 36.65 | Naive 36.38 |
The intrinsic value of SmartFinancial,'s stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence SmartFinancial,'s stock price.
Estimating the potential upside or downside of SmartFinancial, helps investors to forecast how SmartFinancial, stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of SmartFinancial, more accurately as focusing exclusively on SmartFinancial,'s fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use SmartFinancial,'s intrinsic value based on its ongoing forecasts of SmartFinancial,'s financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against SmartFinancial,'s closest peers.
SmartFinancial, Cash |
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SmartFinancial, Valuation Trend
Knowing SmartFinancial,'s actual value is paramount for traders when making sound investment determinations. Using both SmartFinancial,'s enterprise value as well as its market capitalization is the best way to estimate the value of the company and is usually enough for investors to make market timing decisions.
SmartFinancial, Total Value Analysis
SmartFinancial, is at this time forecasted to have valuation of 483.35 M with market capitalization of 613.75 M, debt of 50.1 M, and cash on hands of 543.03 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the SmartFinancial, fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
483.35 M | 613.75 M | 50.1 M | 543.03 M |
SmartFinancial, Investor Information
About 17.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 1.26. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. SmartFinancial, last dividend was issued on the 12th of November 2024. The entity had 1:4 split on the 23rd of September 2015. Based on the key measurements obtained from SmartFinancial,'s financial statements, SmartFinancial, may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Total Cash From Operating Activities | 59.7 M | 39.7 M |
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SmartFinancial, Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of SmartFinancial, suggests not a very effective usage of assets in December.SmartFinancial, Ownership Allocation
SmartFinancial, shows a total of 16.93 Million outstanding shares. Over half of SmartFinancial,'s outstanding shares are owned by institutional holders. These institutional holders are typically referred to as corporate investors that take positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.SmartFinancial, Profitability Analysis
The company reported the previous year's revenue of 152.41 M. Net Income was 28.59 M with profit before overhead, payroll, taxes, and interest of 161.2 M.SmartFinancial, Past Distributions to stockholders
About SmartFinancial, Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of SmartFinancial,. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of SmartFinancial, based exclusively on its fundamental and basic technical indicators. By analyzing SmartFinancial,'s financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of SmartFinancial,'s intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of SmartFinancial,. We calculate exposure to SmartFinancial,'s market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of SmartFinancial,'s related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 152.4 M | 160 M | |
| Pretax Profit Margin | 0.24 | 0.23 | |
| Operating Profit Margin | 0.24 | 0.16 | |
| Net Profit Margin | 0.19 | 0.18 | |
| Gross Profit Margin | 0.90 | 0.78 |
A single share of SmartFinancial, represents a small ownership stake in the entity. As a stockholder of SmartFinancial,, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
SmartFinancial, Dividends Analysis For Valuation
At this time, SmartFinancial,'s Dividend Payout Ratio is quite stable compared to the past year. Dividend Paid And Capex Coverage Ratio is expected to rise to 4.88 this year, although the value of Dividends Paid is projected to rise to (5.2 M). . At this time, SmartFinancial,'s Retained Earnings are quite stable compared to the past year. Retained Earnings Total Equity is expected to rise to about 189 M this year, although the value of Earning Assets will most likely fall to about 269.8 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | -5.4 M | -5.2 M | |
| Dividend Yield | 0.01 | 0.01 | |
| Dividend Payout Ratio | 0.19 | 0.34 | |
| Dividend Paid And Capex Coverage Ratio | 3.40 | 4.88 |
There are various types of dividends SmartFinancial, can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of SmartFinancial, shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from SmartFinancial, directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When SmartFinancial, pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of SmartFinancial, by the value of the dividends paid out.
SmartFinancial, Growth Indicators
Investing in growth stocks can be very risky. If the company such as SmartFinancial, does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 16.9 M | |
| Quarterly Earnings Growth Y O Y | 3.5 | |
| Forward Price Earnings | 15.9744 |
SmartFinancial, Current Valuation Indicators
SmartFinancial,'s valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final SmartFinancial,'s valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as SmartFinancial,, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use SmartFinancial,'s valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes SmartFinancial,'s worth.When determining whether SmartFinancial, is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if SmartFinancial, Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Smartfinancial, Stock. Highlighted below are key reports to facilitate an investment decision about Smartfinancial, Stock: Check out World Market Map to better understand how to build diversified portfolios, which includes a position in SmartFinancial,. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. For more information on how to buy SmartFinancial, Stock please use our How to buy in SmartFinancial, Stock guide.You can also try the Correlation Analysis module to reduce portfolio risk simply by holding instruments which are not perfectly correlated.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of SmartFinancial,. If investors know SmartFinancial, will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about SmartFinancial, listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 3.5 | Dividend Share 0.32 | Earnings Share 1.93 | Revenue Per Share 9.481 | Quarterly Revenue Growth 0.346 |
The market value of SmartFinancial, is measured differently than its book value, which is the value of SmartFinancial, that is recorded on the company's balance sheet. Investors also form their own opinion of SmartFinancial,'s value that differs from its market value or its book value, called intrinsic value, which is SmartFinancial,'s true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because SmartFinancial,'s market value can be influenced by many factors that don't directly affect SmartFinancial,'s underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between SmartFinancial,'s value and its price as these two are different measures arrived at by different means. Investors typically determine if SmartFinancial, is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, SmartFinancial,'s price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.