Old Second Bancorp Stock Today
| OSBC Stock | USD 16.90 0.13 0.78% |
PerformanceVery Weak
| Odds Of DistressLow
|
Old Second is trading at 16.90 as of the 20th of March 2025, a 0.78 percent increase since the beginning of the trading day. The stock's open price was 16.77. Old Second has less than a 9 % chance of experiencing financial distress in the next few years, but has generated negative returns over the last 90 days. The performance scores are derived for the period starting the 20th of December 2024 and ending today, the 20th of March 2025. Click here to learn more.
Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services. Old Second Bancorp, Inc. was incorporated in 1981 and is headquartered in Aurora, Illinois. Old Second operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. The company has 45.05 M outstanding shares of which 295.62 K shares are now shorted by private and institutional investors with about 1.81 trading days to cover. More on Old Second Bancorp
Moving together with Old Stock
| 0.74 | MBIN | Merchants Bancorp | PairCorr |
| 0.78 | MBWM | Mercantile Bank | PairCorr |
| 0.76 | MCBS | MetroCity Bankshares | PairCorr |
| 0.75 | AX | Axos Financial | PairCorr |
Moving against Old Stock
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Old Stock Highlights
| Chairman | James Eccher |
| Business Concentration | Banking, Banks - Regional, Financial Services, Financials, Banks, Banks—Regional, Financial Services (View all Sectors) |
Old Second Bancorp (OSBC) is traded on NASDAQ Exchange in USA. It is located in 37 South River Street, Aurora, IL, United States, 60507 and employs 877 people. Old Second is listed under Banking category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 755.44 M. Old Second Bancorp conducts business under Banks sector and is part of Financials industry. The entity has 45.05 M outstanding shares of which 295.62 K shares are now shorted by private and institutional investors with about 1.81 trading days to cover.
Old Second Bancorp currently holds about 281.34 M in cash with 131.53 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 6.31.
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Ownership AllocationOld Second owns a total of 45.05 Million outstanding shares. The majority of Old Second Bancorp outstanding shares are owned by third-party entities. These institutional holders are usually referred to as non-private investors looking to secure positions in Old Second Bancorp to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Old Second. Please pay attention to any change in the institutional holdings of Old Second Bancorp as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company maintains, if the real value of the company is less than the current market value, you may not be able to make money on it.
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Old Second Bancorp Risk Profiles
Investors will always prefer to have the highest possible return on investment while minimizing volatility. Old Second market risk premium is the additional return an investor will receive from holding Old Second long position in a well-diversified portfolio.
| Risk Adjusted Performance | (0.03) | |||
| Jensen Alpha | (0.06) | |||
| Total Risk Alpha | 0.0514 | |||
| Treynor Ratio | (0.76) |
Old Stock Against Markets
Old Second Corporate Management
| Michael Kozak | Executive Officer | Profile | |
| Andrew Crouch | Head VP | Profile | |
| Bob DiCosola | Ex HR | Profile | |
| Chris CTFA | Senior Advisor | Profile | |
| Steven Meves | Chief Group | Profile | |
| Chris Lasse | Senior Resources | Profile |
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Old Second Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. You can also try the Headlines Timeline module to stay connected to all market stories and filter out noise. Drill down to analyze hype elasticity.
Is Banking space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Old Second. If investors know Old will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Old Second listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Old Second Bancorp is measured differently than its book value, which is the value of Old that is recorded on the company's balance sheet. Investors also form their own opinion of Old Second's value that differs from its market value or its book value, called intrinsic value, which is Old Second's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Old Second's market value can be influenced by many factors that don't directly affect Old Second's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Old Second's value and its price as these two are different measures arrived at by different means. Investors typically determine if Old Second is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Old Second's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.