Old Financial Statements From 2010 to 2025

OSBC Stock  USD 16.56  0.04  0.24%   
Old Second financial statements provide useful quarterly and yearly information to potential Old Second Bancorp investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Old Second financial statements helps investors assess Old Second's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Old Second's valuation are summarized below:
Gross Profit
271.8 M
Profit Margin
0.3137
Market Capitalization
744.2 M
Enterprise Value Revenue
3.0363
Revenue
271.8 M
We have found one hundred twenty available trending fundamental ratios for Old Second Bancorp, which can be analyzed and compared to other ratios and to its competitors. Investors should ensure to check out all of Old Second's recent performance against the performance from 2010 to 2025 to make sure the company is sustainable down the road. The current year's Market Cap is expected to grow to about 836.9 M. The current year's Enterprise Value is expected to grow to about 803.1 M

Old Second Total Revenue

312.8 Million

Check Old Second financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Old Second's main balance sheet or income statement drivers, such as Depreciation And Amortization of 9.6 M, Interest Expense of 59.1 M or Selling General Administrative of 106.9 M, as well as many indicators such as Price To Sales Ratio of 2.89, Dividend Yield of 0.0112 or PTB Ratio of 1.62. Old financial statements analysis is a perfect complement when working with Old Second Valuation or Volatility modules.
  
Check out the analysis of Old Second Correlation against competitors.

Old Second Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets5.9 B5.6 B3.3 B
Slightly volatile
Short and Long Term Debt Total19 M20 M159.3 M
Pretty Stable
Total Current Liabilities19 M20 M289.9 M
Slightly volatile
Total Stockholder Equity704.6 M671 M300.5 M
Slightly volatile
Property Plant And Equipment Net46.3 M87.3 M51.6 M
Slightly volatile
Retained Earnings492.6 M469.2 M199.8 M
Slightly volatile
Cash49.6 M52.2 M124 M
Pretty Stable
Non Current Assets Total217.8 M229.2 M996.8 M
Slightly volatile
Cash And Short Term Investments1.3 B1.2 B824 M
Slightly volatile
Common Stock Shares Outstanding23.4 M45.6 M28.3 M
Slightly volatile
Liabilities And Stockholders Equity5.9 B5.6 B3.3 B
Slightly volatile
Non Current Liabilities Total5.2 BB792 M
Slightly volatile
Total Liabilities5.2 BB2.5 B
Slightly volatile
Property Plant And Equipment Gross175 M166.6 M78 M
Slightly volatile
Total Current Assets1.4 B1.2 B1.4 B
Slightly volatile
Short Term Debt19 M20 M71.3 M
Slightly volatile
Common Stock Total Equity54 M51.4 M34.6 M
Slightly volatile
Other Current Assets114 M120 M693.1 M
Slightly volatile
Common Stock27.2 M44.9 M32.6 M
Slightly volatile
Other Liabilities52.4 M49.9 M28.6 M
Slightly volatile
Accounts Payable6.2 B5.9 BB
Slightly volatile
Long Term Debt94.4 M85.2 M99.8 M
Slightly volatile
Short Term Investments1.2 B1.2 B719.4 M
Slightly volatile
Intangible Assets11.5 M22 M9.8 M
Slightly volatile
Property Plant Equipment59.2 M85 M63.6 M
Pretty Stable
Net Receivables514.1 M489.6 M143 M
Slightly volatile
Long Term Debt Total122.5 M159.5 M115.8 M
Slightly volatile
Capital Surpluse136.5 M232.6 M129.3 M
Slightly volatile
Long Term Investments1.6 B1.2 B1.4 B
Slightly volatile
Non Current Liabilities Other72.1 M101 M66.2 M
Slightly volatile
Earning Assets471.9 M462.7 M599 M
Slightly volatile
Net Invested Capital678.2 M776.3 M533.1 M
Slightly volatile
Capital Stock44.6 M44.9 M37.9 M
Slightly volatile

Old Second Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization9.6 M9.2 M3.2 M
Slightly volatile
Interest Expense59.1 M56.3 M20.8 M
Slightly volatile
Selling General Administrative106.9 M101.8 M57.7 M
Slightly volatile
Selling And Marketing Expenses951.5 K1.2 M1.1 M
Slightly volatile
Total Revenue312.8 M297.9 M146.7 M
Slightly volatile
Gross Profit312.8 M297.9 M146.5 M
Slightly volatile
Other Operating Expenses293.9 M279.9 M101.5 M
Slightly volatile
EBIT150.2 M143.1 M58.1 M
Slightly volatile
EBITDA158.6 M151.1 M61.1 M
Slightly volatile
Cost Of Revenue30.9 M16.1 M17.8 M
Very volatile
Non Recurring791.6 K585 K910.4 K
Slightly volatile
Tax Provision17.9 M27.7 M14.1 M
Slightly volatile
Net Interest Income139.6 M239.4 M106.5 M
Slightly volatile
Interest Income160 M295.6 M122.2 M
Slightly volatile
Reconciled Depreciation9.6 M9.2 M3.6 M
Slightly volatile

Old Second Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow109.8 M100.1 M130.6 M
Slightly volatile
Depreciation4.9 M9.2 M4.3 M
Slightly volatile
Capital Expenditures11.3 M10.8 M3.8 M
Slightly volatile
End Period Cash Flow119.2 M99.3 M133.6 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.892.67552.3708
Slightly volatile
Dividend Yield0.01120.01180.0292
Slightly volatile
PTB Ratio1.621.18781.1777
Slightly volatile
Days Sales Outstanding630600341
Slightly volatile
Book Value Per Share13.7814.96926.2433
Slightly volatile
Capex To Depreciation2.152.050.8628
Slightly volatile
PB Ratio1.621.18781.1777
Slightly volatile
Inventory Turnover4.294.825.256
Slightly volatile
Days Of Inventory On Hand54.5261.3366.8688
Slightly volatile
Payables Turnover0.420.460.5071
Slightly volatile
Sales General And Administrative To Revenue0.310.34180.412
Slightly volatile
Capex To Revenue0.04370.04870.0237
Slightly volatile
Cash Per Share28.4327.078328.2632
Slightly volatile
Payout Ratio0.10.11040.3904
Slightly volatile
Days Payables Outstanding565636693
Slightly volatile
Intangibles To Total Assets0.02140.02040.01
Slightly volatile
Current Ratio10760.6938249
Slightly volatile
Tangible Book Value Per Share13.1412.397125.1445
Slightly volatile
Receivables Turnover0.580.60841.3898
Slightly volatile
Graham Number26.5825.310119.2859
Very volatile
Shareholders Equity Per Share15.7214.9699.2875
Slightly volatile
Debt To Equity0.02830.02980.7781
Slightly volatile
Capex Per Share0.230.320.1159
Slightly volatile
Revenue Per Share4.186.64544.7252
Pretty Stable
Interest Debt Per Share1.621.70146.5276
Slightly volatile
Debt To Assets0.00340.00350.0541
Slightly volatile
Operating Cycle630600341
Slightly volatile
Price Book Value Ratio1.621.18781.1777
Slightly volatile
Days Of Payables Outstanding565636693
Slightly volatile
Dividend Payout Ratio0.10.11040.3904
Slightly volatile
Company Equity Multiplier10.778.418913.2936
Slightly volatile
Long Term Debt To Capitalization0.110.120.2973
Slightly volatile
Total Debt To Capitalization0.02750.02890.374
Slightly volatile
Debt Equity Ratio0.02830.02980.7781
Slightly volatile
Quick Ratio10860.6938253
Slightly volatile
Net Income Per E B T0.740.75481.8691
Slightly volatile
Cash Ratio5.062.608811.9061
Slightly volatile
Cash Conversion Cycle630600341
Slightly volatile
Days Of Inventory Outstanding54.5261.3366.8688
Slightly volatile
Days Of Sales Outstanding630600341
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio1.281.030.9766
Pretty Stable
Price To Book Ratio1.621.18781.1777
Slightly volatile
Fixed Asset Turnover2.03.4122.5033
Slightly volatile
Debt Ratio0.00340.00350.0541
Slightly volatile
Price Sales Ratio2.892.67552.3708
Slightly volatile
Asset Turnover0.05140.05270.0447
Very volatile
Gross Profit Margin0.750.870.9412
Slightly volatile
Price Fair Value1.621.18781.1777
Slightly volatile

Old Second Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap836.9 M797 M362.8 M
Slightly volatile

Old Fundamental Market Drivers

Forward Price Earnings8.5985
Cash And Short Term Investments1.2 B

Old Upcoming Events

17th of April 2024
Upcoming Quarterly Report
View
17th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
22nd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Old Second Financial Statements

Old Second stakeholders use historical fundamental indicators, such as Old Second's revenue or net income, to determine how well the company is positioned to perform in the future. Although Old Second investors may analyze each financial statement separately, they are all interrelated. For example, changes in Old Second's assets and liabilities are reflected in the revenues and expenses on Old Second's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Old Second Bancorp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total Revenue297.9 M312.8 M
Cost Of Revenue16.1 M30.9 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.34  0.31 
Capex To Revenue 0.05  0.04 
Revenue Per Share 6.65  4.18 
Ebit Per Revenue(0.60)(0.57)

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Old Second Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Old Second's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Old Second Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Old Second Bancorp Stock:
Check out the analysis of Old Second Correlation against competitors.
You can also try the Global Markets Map module to get a quick overview of global market snapshot using zoomable world map. Drill down to check world indexes.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Old Second. If investors know Old will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Old Second listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.05
Dividend Share
0.21
Earnings Share
1.87
Revenue Per Share
6.063
Quarterly Revenue Growth
0.125
The market value of Old Second Bancorp is measured differently than its book value, which is the value of Old that is recorded on the company's balance sheet. Investors also form their own opinion of Old Second's value that differs from its market value or its book value, called intrinsic value, which is Old Second's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Old Second's market value can be influenced by many factors that don't directly affect Old Second's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Old Second's value and its price as these two are different measures arrived at by different means. Investors typically determine if Old Second is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Old Second's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.