Civista Bancshares Stock Today

CIVB Stock  USD 20.83  0.19  0.92%   

Performance

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Odds Of Distress

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Low
Civista Bancshares is trading at 20.83 as of the 26th of February 2025, a 0.92 percent increase since the beginning of the trading day. The stock's open price was 20.64. Civista Bancshares has less than a 9 % chance of experiencing financial distress in the next few years, but has generated negative returns over the last 90 days. The performance scores are derived for the period starting the 27th of January 2025 and ending today, the 26th of February 2025. Click here to learn more.
Business Domain
Banks
IPO Date
2nd of January 2001
Category
Financial Services
Classification
Financials
Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides community banking services. Civista Bancshares, Inc. was founded in 1884 and is headquartered in Sandusky, Ohio. Civista Bncshrs operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. The company has 15.74 M outstanding shares of which 150.29 K shares are currently shorted by private and institutional investors with about 3.06 trading days to cover. More on Civista Bancshares

Moving together with Civista Stock

  0.85AX Axos FinancialPairCorr
  0.96BY Byline BancorpPairCorr
  0.84PB Prosperity BancsharesPairCorr

Moving against Civista Stock

  0.77VBFC Village BankPairCorr
  0.34TECTP Tectonic FinancialPairCorr
Follow Valuation Options Odds of Bankruptcy
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Civista Stock Highlights

ESG Sustainability
Environmental
Governance
Social
Senior PresidentRussel Edwards
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NASDAQ Composite, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Debt Levels
Civista Bancshares can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Civista Bancshares' financial leverage. It provides some insight into what part of Civista Bancshares' total assets is financed by creditors.
Liquidity
Civista Bancshares currently holds 454.19 M in liabilities with Debt to Equity (D/E) ratio of 9.51, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about Civista Bancshares' use of debt, we should always consider it together with its cash and equity.

Change In Cash

16.11 Million
Civista Bancshares (CIVB) is traded on NASDAQ Exchange in USA. It is located in 100 East Water Street, Sandusky, OH, United States, 44870-2514 and employs 519 people. Civista Bancshares is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 327.82 M. Civista Bancshares conducts business under Banks sector and is part of Financials industry. The entity has 15.74 M outstanding shares of which 150.29 K shares are currently shorted by private and institutional investors with about 3.06 trading days to cover. Civista Bancshares currently holds about 245.39 M in cash with 62.7 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 15.91.
Check Civista Bancshares Probability Of Bankruptcy
Ownership Allocation
Civista Bancshares holds a total of 15.74 Million outstanding shares. Over half of Civista Bancshares' outstanding shares are owned by other corporate entities. These other corporate entities are typically referred to as corporate investors that acquire positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.
Check Civista Ownership Details

Civista Stock Institutional Holders

InstituionRecorded OnShares
Pacific Ridge Capital Partners, Llc2024-12-31
150.5 K
Summit Financial Strategies, Inc2024-12-31
143.8 K
Northern Trust Corp2024-12-31
138.8 K
Maltese Capital Management Llc2024-12-31
124.7 K
Lsv Asset Management2024-12-31
124.4 K
Elizabeth Park Capital Advisors, Ltd2024-12-31
117 K
Hotchkis & Wiley Capital Management Llc2024-12-31
115.8 K
Fort Washington Investment Advisors Inc2024-12-31
114.8 K
Goldman Sachs Group Inc2024-12-31
114.5 K
Blackrock Inc2024-12-31
1.5 M
Vanguard Group Inc2024-12-31
858 K
View Civista Bancshares Diagnostics

Civista Bancshares Historical Income Statement

At present, Civista Bancshares' Depreciation And Amortization is projected to increase significantly based on the last few years of reporting. The current year's Interest Expense is expected to grow to about 69.1 M, whereas Operating Income is projected to grow to (1.7 M). View More Fundamentals

Civista Stock Against Markets

Civista Bancshares Corporate Executives

Elected by the shareholders, the Civista Bancshares' board of directors comprises two types of representatives: Civista Bancshares inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Civista. The board's role is to monitor Civista Bancshares' management team and ensure that shareholders' interests are well served. Civista Bancshares' inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Civista Bancshares' outside directors are responsible for providing unbiased perspectives on the board's policies.
Richard DuttonSr. VP and COO of Civista BankProfile
When determining whether Civista Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Civista Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Civista Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Civista Bancshares Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Civista Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in real.
For information on how to trade Civista Stock refer to our How to Trade Civista Stock guide.
You can also try the Technical Analysis module to check basic technical indicators and analysis based on most latest market data.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Civista Bancshares. If investors know Civista will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Civista Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.031
Dividend Share
0.64
Earnings Share
2.01
Revenue Per Share
9.687
Quarterly Revenue Growth
0.086
The market value of Civista Bancshares is measured differently than its book value, which is the value of Civista that is recorded on the company's balance sheet. Investors also form their own opinion of Civista Bancshares' value that differs from its market value or its book value, called intrinsic value, which is Civista Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Civista Bancshares' market value can be influenced by many factors that don't directly affect Civista Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Civista Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if Civista Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Civista Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.