Civista Financial Statements From 2010 to 2024

CIVB Stock  USD 22.81  0.01  0.04%   
Civista Bancshares financial statements provide useful quarterly and yearly information to potential Civista Bancshares investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Civista Bancshares financial statements helps investors assess Civista Bancshares' valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Civista Bancshares' valuation are summarized below:
Gross Profit
137.5 M
Profit Margin
0.2146
Market Capitalization
358.9 M
Enterprise Value Revenue
5.037
Revenue
146.6 M
We have found one hundred twenty available fundamental signals for Civista Bancshares, which can be analyzed and compared to other ratios and to its rivals. All investors should make sure to validate all of Civista Bancshares prevailing market performance against the performance between 2010 and 2024 to make sure the company can sustain itself down the road. The current year's Market Cap is expected to grow to about 293.4 M. The current year's Enterprise Value is expected to grow to about 761.6 M

Civista Bancshares Total Revenue

168.25 Million

Check Civista Bancshares financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Civista Bancshares' main balance sheet or income statement drivers, such as Depreciation And Amortization of 13 M, Interest Expense of 60.1 M or Selling General Administrative of 62.9 M, as well as many indicators such as Price To Sales Ratio of 1.66, Dividend Yield of 0.0501 or PTB Ratio of 1.33. Civista financial statements analysis is a perfect complement when working with Civista Bancshares Valuation or Volatility modules.
  
Check out the analysis of Civista Bancshares Correlation against competitors.
For information on how to trade Civista Stock refer to our How to Trade Civista Stock guide.

Civista Bancshares Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets4.1 B3.9 B2.1 B
Slightly volatile
Short and Long Term Debt Total476.9 M454.2 M199.4 M
Slightly volatile
Total Stockholder Equity390.6 M372 M224.3 M
Slightly volatile
Property Plant And Equipment Net61.3 M58.4 M26.6 M
Slightly volatile
Cash7.9 M8.3 M56.9 M
Pretty Stable
Non Current Assets Total4.1 B3.9 B852.6 M
Slightly volatile
Cash And Short Term Investments7.9 M8.3 M288.1 M
Slightly volatile
Net Receivables70.5 M67.2 M15.6 M
Slightly volatile
Good Will131.8 M125.5 M58.5 M
Slightly volatile
Common Stock Shares Outstanding9.4 M15.2 M11.5 M
Slightly volatile
Liabilities And Stockholders Equity4.1 B3.9 B2.1 B
Slightly volatile
Non Current Liabilities TotalB1.9 B588.8 M
Slightly volatile
Other Current Assets70.7 M74.5 M513.8 M
Slightly volatile
Total Liabilities3.7 B3.5 B1.4 B
Slightly volatile
Property Plant And Equipment Gross115.1 M109.6 M38.9 M
Slightly volatile
Total Current Assets78.6 M82.8 M773.4 M
Slightly volatile
Common Stock326.7 M311.2 M193.8 M
Slightly volatile
Total Current Liabilities28.8 M30.4 M712.4 M
Pretty Stable
Short Term Debt356.6 M339.6 M145.3 M
Slightly volatile
Other Liabilities8.8 M6.5 M8.7 M
Slightly volatile
Accounts Payable27 M28.4 M467 M
Very volatile
Long Term Debt69.2 M116.2 M66.4 M
Slightly volatile
Intangible Assets10.6 M9.5 M5.5 M
Slightly volatile
Property Plant Equipment77.3 M73.6 M28.9 M
Slightly volatile
Preferred Stock Total EquityM8.4 M17.4 M
Slightly volatile
Net Tangible Assets177.5 M228.1 M146.2 M
Slightly volatile
Long Term Debt Total164.1 M156.3 M61 M
Slightly volatile
Long Term Investments811.9 M650.4 M968.1 M
Very volatile
Non Current Liabilities Other505.8 M481.7 M167.1 M
Slightly volatile
Earning Assets348 M491.3 M324.4 M
Slightly volatile
Net Invested Capital641.5 M826.2 M440.2 M
Slightly volatile
Capital Stock316.9 M311.2 M283.7 M
Slightly volatile

Civista Bancshares Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization13 M12.3 M3.8 M
Slightly volatile
Interest Expense60.1 M57.2 M13.9 M
Slightly volatile
Selling General Administrative62.9 M59.9 M36 M
Slightly volatile
Total Revenue168.3 M160.2 M87.4 M
Slightly volatile
Gross Profit168.3 M160.2 M87.3 M
Slightly volatile
Other Operating Expenses168.3 M160.2 M64.9 M
Slightly volatile
Income Before Tax53.1 M50.6 M26.2 M
Slightly volatile
Net Income45.1 M43 M21.6 M
Slightly volatile
Income Tax ExpenseM7.6 M4.7 M
Slightly volatile
Cost Of Revenue914 K962.1 K5.1 M
Slightly volatile
Net Income Applicable To Common Shares47.6 M45.3 M21.2 M
Slightly volatile
Selling And Marketing Expenses997.3 K1.4 M996.1 K
Slightly volatile
Preferred Stock And Other AdjustmentsM582.3 K1.1 M
Slightly volatile
Net Income From Continuing Ops26.7 M45.5 M20.8 M
Slightly volatile
Tax Provision6.6 M8.5 M5.6 M
Slightly volatile
Net Interest Income88.8 M128 M70.2 M
Slightly volatile
Interest Income101 M168.7 M78.7 M
Slightly volatile
Reconciled Depreciation1.6 M1.6 M1.9 M
Very volatile

Civista Bancshares Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow62.2 M59.3 M24.8 M
Slightly volatile
Begin Period Cash Flow46.8 M43.4 M63.5 M
Slightly volatile
Other Cashflows From Financing Activities356.9 M339.9 M162.1 M
Slightly volatile
Depreciation13 M12.3 M3.9 M
Slightly volatile
Dividends Paid5.4 M9.6 M4.9 M
Slightly volatile
Capital Expenditures1.9 M3.4 M2.4 M
Pretty Stable
Total Cash From Operating Activities65.8 M62.7 M27.3 M
Slightly volatile
Net Income45.1 M43 M21.6 M
Slightly volatile
End Period Cash Flow48.5 M60.4 M62.3 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.661.7443.4289
Slightly volatile
Dividend Yield0.05010.03430.0323
Slightly volatile
PTB Ratio1.330.75120.9511
Very volatile
Days Sales Outstanding15314678.8957
Slightly volatile
Book Value Per Share24.5824.546946.1871
Slightly volatile
Free Cash Flow Yield0.110.21210.16
Slightly volatile
Operating Cash Flow Per Share4.344.13722.3432
Slightly volatile
Stock Based Compensation To Revenue0.00410.00610.0039
Slightly volatile
Capex To Depreciation0.260.27790.8074
Slightly volatile
PB Ratio1.330.75120.9511
Very volatile
EV To Sales5.734.52654.6488
Pretty Stable
Free Cash Flow Per Share4.113.91092.1057
Slightly volatile
ROIC0.120.110.0819
Very volatile
Net Income Per Share2.982.8351.7489
Slightly volatile
Sales General And Administrative To Revenue0.530.3740.4973
Slightly volatile
Capex To Revenue0.02030.02140.044
Slightly volatile
Cash Per Share0.520.549725.0779
Very volatile
POCF Ratio4.234.45717.8285
Very volatile
Interest Coverage5.355.094.5061
Slightly volatile
Payout Ratio0.210.22340.3014
Slightly volatile
Capex To Operating Cash Flow0.0520.05470.1074
Slightly volatile
PFCF Ratio4.484.7158.8853
Very volatile
Income Quality1.531.45931.6601
Slightly volatile
ROE0.120.11550.0906
Slightly volatile
EV To Operating Cash Flow17.2911.568412.5077
Slightly volatile
PE Ratio6.186.504410.0875
Slightly volatile
Return On Tangible Assets0.0060.01150.0097
Slightly volatile
EV To Free Cash Flow20.6712.237714.4529
Slightly volatile
Earnings Yield0.160.15370.1113
Slightly volatile
Intangibles To Total Assets0.02020.0350.0254
Slightly volatile
Current Ratio2.592.726721.1919
Slightly volatile
Tangible Book Value Per Share21.315.636941.7125
Slightly volatile
Receivables Turnover2.462.599.0228
Slightly volatile
Graham Number41.5539.570126.8305
Slightly volatile
Shareholders Equity Per Share12.8224.546917.9289
Slightly volatile
Debt To Equity0.510.30980.61
Slightly volatile
Capex Per Share0.240.22630.2381
Pretty Stable
Average Receivables2.3 M2.6 M2.8 M
Slightly volatile
Revenue Per Share11.110.57357.4008
Slightly volatile
Interest Debt Per Share9.6611.38211.927
Slightly volatile
Debt To Assets0.05340.02980.0667
Pretty Stable
Enterprise Value Over EBITDA12.217.4611.4508
Pretty Stable
Short Term Coverage Ratios0.330.350.5165
Slightly volatile
Price Earnings Ratio6.186.504410.0875
Slightly volatile
Price Book Value Ratio1.330.75120.9511
Very volatile
Dividend Payout Ratio0.210.22340.3014
Slightly volatile
Price To Operating Cash Flows Ratio4.234.45717.8285
Very volatile
Price To Free Cash Flows Ratio4.484.7158.8853
Very volatile
Pretax Profit Margin0.350.31590.3534
Pretty Stable
Ebt Per Ebit0.420.680.6604
Slightly volatile
Operating Profit Margin0.890.520.6232
Slightly volatile
Effective Tax Rate0.250.15110.207
Slightly volatile
Company Equity Multiplier10.610.38019.3968
Pretty Stable
Long Term Debt To Capitalization0.280.23650.3619
Slightly volatile
Total Debt To Capitalization0.30.23650.3711
Slightly volatile
Return On Capital Employed0.02170.02290.0374
Very volatile
Debt Equity Ratio0.510.30980.61
Slightly volatile
Ebit Per Revenue0.890.520.6232
Slightly volatile
Quick Ratio2.592.726721.2237
Slightly volatile
Dividend Paid And Capex Coverage Ratio5.054.81263.5789
Slightly volatile
Net Income Per E B T0.620.84890.7843
Pretty Stable
Cash Ratio0.260.27440.9303
Slightly volatile
Operating Cash Flow Sales Ratio0.370.39130.3703
Slightly volatile
Days Of Sales Outstanding15314678.8957
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.70.94530.8761
Very volatile
Cash Flow Coverage Ratios0.280.5440.2231
Pretty Stable
Price To Book Ratio1.330.75120.9511
Very volatile
Fixed Asset Turnover2.462.74383.4181
Slightly volatile
Capital Expenditure Coverage Ratio9.4618.284613.2322
Pretty Stable
Price Cash Flow Ratio4.234.45717.8285
Very volatile
Enterprise Value Multiple12.217.4611.4508
Pretty Stable
Debt Ratio0.05340.02980.0667
Pretty Stable
Cash Flow To Debt Ratio0.280.5440.2231
Pretty Stable
Price Sales Ratio1.661.7443.4289
Slightly volatile
Return On Assets0.00590.01110.0095
Slightly volatile
Asset Turnover0.03360.04150.0413
Very volatile
Net Profit Margin0.250.26810.2737
Pretty Stable
Gross Profit Margin0.790.890.9677
Slightly volatile
Price Fair Value1.330.75120.9511
Very volatile
Return On Equity0.120.11550.0906
Slightly volatile
Operating Cycle23.326.2228.5478
Slightly volatile
Cash Conversion Cycle23.326.2228.5478
Slightly volatile

Civista Bancshares Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap293.4 M279.5 M189.3 M
Slightly volatile
Enterprise Value761.6 M725.3 M354.7 M
Slightly volatile

Civista Fundamental Market Drivers

Forward Price Earnings11.4025
Cash And Short Term Investments8.3 M

Civista Upcoming Events

8th of February 2024
Upcoming Quarterly Report
View
26th of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
8th of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Civista Bancshares Financial Statements

Civista Bancshares stakeholders use historical fundamental indicators, such as Civista Bancshares' revenue or net income, to determine how well the company is positioned to perform in the future. Although Civista Bancshares investors may analyze each financial statement separately, they are all interrelated. For example, changes in Civista Bancshares' assets and liabilities are reflected in the revenues and expenses on Civista Bancshares' income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Civista Bancshares. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total Revenue160.2 M168.3 M
Cost Of Revenue962.1 K914 K
Sales General And Administrative To Revenue 0.37  0.53 
Capex To Revenue 0.02  0.02 
Revenue Per Share 10.57  11.10 
Ebit Per Revenue 0.52  0.89 

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Civista Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Civista Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Civista Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Civista Bancshares Stock:
Check out the analysis of Civista Bancshares Correlation against competitors.
For information on how to trade Civista Stock refer to our How to Trade Civista Stock guide.
You can also try the Pattern Recognition module to use different Pattern Recognition models to time the market across multiple global exchanges.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Civista Bancshares. If investors know Civista will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Civista Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.20)
Dividend Share
0.64
Earnings Share
2
Revenue Per Share
9.566
Quarterly Revenue Growth
(0.03)
The market value of Civista Bancshares is measured differently than its book value, which is the value of Civista that is recorded on the company's balance sheet. Investors also form their own opinion of Civista Bancshares' value that differs from its market value or its book value, called intrinsic value, which is Civista Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Civista Bancshares' market value can be influenced by many factors that don't directly affect Civista Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Civista Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if Civista Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Civista Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.