Synchrony Financial Stock Options Expiring on 21st of March

SYF Stock  USD 60.68  1.42  2.40%   
Synchrony Financial's latest option contracts expiring on March 21st 2025 are carrying combined implied volatility of 1.02 with a put-to-call open interest ratio of 0.5 over 51 outstanding agreements suggesting investors are buying more calls than puts on contracts expiring on March 21st 2025. The total put volume is at 23.0, with calls trading at the volume of 273. This yields a 0.08 put-to-call volume ratio.

Open Interest Against March 21st 2025 Option Contracts

The chart above shows Synchrony Financial's distribution of open interest by maturity on contracts that have not yet been settled. The area between the two highest points is the projection of the price at expiration. Synchrony Financial's open interest chart also provides vital information regarding the liquidity of an option. If there is no open interest for Synchrony Financial's option, there is no secondary market available for investors to trade.

Synchrony Financial Maximum Pain Price Across 2025-03-21 Option Contracts

Max pain usually refers to a trading concept that asserts that market manipulation can cause the market price of particular securities such as Synchrony Financial close to expiration to expire worthless. So, Max pain occurs when market makers reach a net positive position across all options at a strike price where option holders stand to lose the most money. By contrast, Synchrony Financial's option sellers may reap the most after selling more options than buying, causing them to expire worthless.

Synchrony Financial In The Money Call Balance

When Synchrony Financial's strike price is surpassing the current stock price, the option contract against Synchrony Financial stock is said to be in the money. When it comes to buying Synchrony Financial's options that are 'In the Money' or 'Out of the Money', the choice depends on your outlook for the underlying security, financial situation, and what you are trying to achieve.
While 'out-of-the-money' option contracts written on Synchrony Financial are typically viewed as the more aggressive, there are potential upsides to purchasing these types of options contracts. For one, the cost to buy an 'Out of the Money' option is lower than the cost to buy an 'In the Money' option. This cost-benefit is due to the fact that at the time of the purchase, 'Out of the Money' contracts have no intrinsic value. So, while the potential for a 100% loss is more significant, the cost and risk to enter the trade are lower.

Synchrony Current Options Market Mood

Synchrony Financial's open interest and total value indicators provide investors with the necessary information to digest the overall options buildup for its expiring contracts. In addition, it helps Synchrony Stock's traders understand whether a recent fall or rise in the market is unreasonable and if the time has come to take contrarian positions. These ratios are calculated based on options trading volumes and current open interest.

Put-to-Call Open Interest

Put-to-Call Volume

Most Synchrony Financial's options investors are not very successful. It is estimated that an average options trader loses somewhere between 80% to 90% of the time. Synchrony Financial's option open interest and volume spread between outstanding puts and calls are regarded by many investors as reliable indicators of the overall future market direction. Using current Synchrony Financial's option volume and open interest to make an investment decision is considered a contrarian-sentiment measure that can be utilized in many timing strategies in both derivative and spot marketplace.

Rule 16 of the current Synchrony contract

Base on the Rule 16, the options market is currently suggesting that Synchrony Financial will have an average daily up or down price movement of about 0.0638% per day over the life of the 2025-03-21 option contract. With Synchrony Financial trading at USD 60.68, that is roughly USD 0.0387. If you think that the market is fully incorporating Synchrony Financial's daily price movement you should consider buying Synchrony Financial options at the current volatility level of 1.02%. But if you have an opposite viewpoint you should avoid it and even consider selling them.
  

Synchrony Financial Option Chain

When Synchrony Financial's strike price is surpassing the current stock price, the option contract against Synchrony Financial stock is said to be in the money. When it comes to buying options that are ITM or OTM, the choice depends on your outlook for the underlying security, financial situation, and what you are trying to achieve.
Synchrony Financial's option chain is a display of a range of information that helps investors for ways to trade options on Synchrony. In general, an option chain provides a helpful tool for investors to see all available option contracts, both puts, and calls, for Synchrony. It also shows strike prices and maturity days for a Synchrony Financial against a given expiration period. The table below combines all the option information in the form of a chain but before you use it, remember that it entails significant risk and it is not for everyone.
Open IntStrike PriceCurrent SpreadLast Price
Call
SYF250321C00030000430.028.9 - 32.537.88In
Call
SYF250321C00035000235.023.7 - 27.622.45In
Call
SYF250321C000400001640.018.7 - 22.427.48In
Call
SYF250321C000410001941.017.7 - 21.225.5In
Call
SYF250321C000420002542.016.9 - 20.415.39In
Call
SYF250321C00043000243.015.7 - 19.423.04In
Call
SYF250321C000440002644.014.7 - 18.224.8In
Call
SYF250321C0004500010245.014.4 - 16.013.72In
Call
SYF250321C00046000146.012.7 - 16.422.0In
Call
SYF250321C000470002147.011.8 - 15.418.65In
Call
SYF250321C00048000348.010.8 - 14.518.0In
Call
SYF250321C00049000249.010.3 - 12.19.9In
Call
SYF250321C000500009050.08.8 - 12.69.98In
Call
SYF250321C0005500050955.06.1 - 7.35.9In
Call
SYF250321C00060000309160.02.3 - 2.652.5In
Call
SYF250321C00065000249665.00.5 - 0.60.6Out
Call
SYF250321C00070000626370.00.05 - 0.10.07Out
Call
SYF250321C000750001244475.00.0 - 0.050.03Out
Call
SYF250321C00080000223080.00.0 - 0.050.03Out
Call
SYF250321C0008500056485.00.0 - 0.750.36Out
Call
SYF250321C00090000590.00.0 - 0.70.4Out
Call
SYF250321C00095000095.00.0 - 0.950.95Out
Call
SYF250321C001000000100.00.0 - 0.750.75Out
 Put
SYF250321P00025000525.00.0 - 0.40.04Out
 Put
SYF250321P00030000430.00.0 - 0.950.47Out
 Put
SYF250321P00032000232.00.0 - 0.350.43Out
 Put
SYF250321P0003500014335.00.0 - 0.150.1Out
 Put
SYF250321P00037000337.00.0 - 0.40.18Out
 Put
SYF250321P00038000838.00.0 - 0.950.18Out
 Put
SYF250321P000390003139.00.0 - 0.752.25Out
 Put
SYF250321P0004000025240.00.0 - 0.150.05Out
 Put
SYF250321P000410006541.00.0 - 0.950.95Out
 Put
SYF250321P000420005542.00.0 - 0.352.25Out
 Put
SYF250321P00043000543.00.0 - 0.950.4Out
 Put
SYF250321P00044000344.00.0 - 0.950.33Out
 Put
SYF250321P000450007945.00.0 - 0.20.4Out
 Put
SYF250321P0004600012746.00.0 - 1.550.5Out
 Put
SYF250321P000470003047.00.0 - 0.951.55Out
 Put
SYF250321P000480006048.00.0 - 1.750.35Out
 Put
SYF250321P000490001349.00.0 - 0.450.16Out
 Put
SYF250321P0005000040050.00.1 - 0.20.2Out
 Put
SYF250321P00055000171755.00.4 - 0.550.5Out
 Put
SYF250321P00060000680160.01.65 - 1.81.85Out
 Put
SYF250321P00065000379965.04.7 - 5.05.22In
 Put
SYF250321P0007000038970.07.8 - 11.510.25In
 Put
SYF250321P00075000075.012.9 - 16.49.49In
 Put
SYF250321P00080000080.017.9 - 21.317.9In
 Put
SYF250321P00085000085.022.7 - 26.422.7In
 Put
SYF250321P00090000090.027.6 - 31.427.6In
 Put
SYF250321P00095000095.032.6 - 36.432.6In
 Put
SYF250321P001000000100.037.5 - 41.537.5In

Synchrony Financial Selling And Marketing Expenses Over Time

   Selling And Marketing Expenses   
       Timeline  

Synchrony Total Stockholder Equity

Total Stockholder Equity

13.67 Billion

At this time, Synchrony Financial's Total Stockholder Equity is most likely to increase significantly in the upcoming years.

Synchrony Financial Corporate Directors

Roy GuthrieIndependent DirectorProfile
Arthur CovielloIndependent DirectorProfile
Fernando AguirreIndependent DirectorProfile
Ellen ZaneIndependent DirectorProfile
When determining whether Synchrony Financial is a strong investment it is important to analyze Synchrony Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Synchrony Financial's future performance. For an informed investment choice regarding Synchrony Stock, refer to the following important reports:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Synchrony Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in manufacturing.
For more detail on how to invest in Synchrony Stock please use our How to Invest in Synchrony Financial guide.
You can also try the FinTech Suite module to use AI to screen and filter profitable investment opportunities.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Synchrony Financial. If investors know Synchrony will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Synchrony Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.82
Dividend Share
1
Earnings Share
8.55
Revenue Per Share
23.687
Quarterly Revenue Growth
0.208
The market value of Synchrony Financial is measured differently than its book value, which is the value of Synchrony that is recorded on the company's balance sheet. Investors also form their own opinion of Synchrony Financial's value that differs from its market value or its book value, called intrinsic value, which is Synchrony Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Synchrony Financial's market value can be influenced by many factors that don't directly affect Synchrony Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Synchrony Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Synchrony Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Synchrony Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.