International General Insurance Stock Analysis

IGIC Stock  USD 26.53  0.52  2.00%   
International General Insurance is overvalued with Real Value of 25.35 and Target Price of 29.0. The main objective of International General stock analysis is to determine its intrinsic value, which is an estimate of what International General Insurance is worth, separate from its market price. There are two main types of International General's stock analysis: fundamental analysis and technical analysis.
The International General stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and International General's ongoing operational relationships across important fundamental and technical indicators.
  
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in International General Insurance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.

International Stock Analysis Notes

About 51.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.78. Some equities with similar Price to Book (P/B) outperform the market in the long run. International General last dividend was issued on the 4th of April 2025. The entity had 1:1 split on the 18th of March 2020. International General Insurance Holdings Ltd. provides specialty insurance and reinsurance solutions worldwide. The company was founded in 2001 and is based in Amman, Jordan. International General operates under InsuranceDiversified classification in the United States and is traded on NASDAQ Exchange. It employs 289 people. To learn more about International General Insurance call Waleed Jabsheh at 962 6 562 2009 or check out https://www.iginsure.com.

International General Quarterly Total Revenue

135.2 Million

International General Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. International General's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding International General Insurance or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
International General Insurance currently holds 1.38 B in liabilities with Debt to Equity (D/E) ratio of 0.01, which may suggest the company is not taking enough advantage from borrowing. International General has a current ratio of 0.82, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Note, when we think about International General's use of debt, we should always consider it together with its cash and equity.
About 51.0% of International General shares are held by company insiders
Latest headline from news.google.com: International General Insurance Holdings Ltd. Declares -- Dividend of 0.85 - MarketBeat

International General Upcoming and Recent Events

Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to International General previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
12th of March 2024
Upcoming Quarterly Report
View
31st of December 2023
Next Fiscal Quarter End
View

International Largest EPS Surprises

Earnings surprises can significantly impact International General's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2022-03-03
2021-12-310.240.280.0416 
2021-03-11
2020-12-310.140.09-0.0535 
2020-11-12
2020-09-300.060.130.07116 
View All Earnings Estimates

International General Environmental, Social, and Governance (ESG) Scores

International General's ESG score is a quantitative measure that evaluates International General's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of International General's operations that may have significant financial implications and affect International General's stock price as well as guide investors towards more socially responsible investments.

International Stock Institutional Investors

Shares
Legal & General Group Plc2024-12-31
95.9 K
Sowell Financial Services, Llc2024-12-31
94 K
Mackenzie Investments2024-12-31
69.9 K
Navellier & Associates Inc2024-12-31
62.2 K
Morgan Stanley - Brokerage Accounts2024-12-31
61.4 K
Atria Wealth Solutions, Inc.2024-12-31
61 K
Royal Bank Of Canada2024-12-31
52.5 K
Marshall Wace Asset Management Ltd2024-12-31
52.3 K
Two Sigma Investments Llc2024-12-31
43.4 K
Royce & Associates, Lp2024-12-31
2.4 M
Gilder Gagnon Howe & Co Llc2024-12-31
1.3 M
Note, although International General's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

International Market Capitalization

The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.17 B.

International Profitablity

The company has Profit Margin (PM) of 0.25 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.29 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.29.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.07  0.07 
Return On Capital Employed 0.22  0.21 
Return On Assets 0.07  0.06 
Return On Equity 0.21  0.20 

Management Efficiency

International General has return on total asset (ROA) of 0.0469 % which means that it generated a profit of $0.0469 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.2262 %, meaning that it created $0.2262 on every $100 dollars invested by stockholders. International General's management efficiency ratios could be used to measure how well International General manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Tangible Assets is expected to grow to 0.07, whereas Return On Capital Employed is forecasted to decline to 0.21. At present, International General's Non Currrent Assets Other are projected to increase significantly based on the last few years of reporting. The current year's Return On Tangible Assets is expected to grow to 0.07, whereas Total Assets are forecasted to decline to about 1.3 B.
Last ReportedProjected for Next Year
Book Value Per Share 14.43  15.15 
Tangible Book Value Per Share 12.95  13.60 
Enterprise Value Over EBITDA 2.27  4.24 
Price Book Value Ratio 1.65  1.56 
Enterprise Value Multiple 2.27  4.24 
Price Fair Value 1.65  1.56 
Enterprise Value922.8 M643.5 M
The operational strategies employed by International General management play a crucial role in its market positioning. Assessing these strategies alongside financial data helps us evaluate the stock's investment potential.
Dividend Yield
0.0039
Operating Margin
0.2855
Profit Margin
0.2508
Forward Dividend Yield
0.0039
Beta
0.261

Technical Drivers

As of the 29th of March, International General retains the Market Risk Adjusted Performance of (0.37), downside deviation of 1.99, and Risk Adjusted Performance of 0.0795. International General technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices.

International General Price Movement Analysis

Execute Study
The output start index for this execution was nineteen with a total number of output elements of fourty-two. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. International General middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for International General. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.

International General Outstanding Bonds

International General issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. International General uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most International bonds can be classified according to their maturity, which is the date when International General Insurance has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

International General Predictive Daily Indicators

International General intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of International General stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

International General Corporate Filings

6K
19th of March 2025
A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges.
ViewVerify
6K
25th of February 2025
A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges.
ViewVerify
11th of February 2025
Other Reports
ViewVerify
6K
15th of November 2024
A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges.
ViewVerify
6K
5th of November 2024
A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges.
ViewVerify
13A
22nd of October 2024
An amended filing to the original Schedule 13G
ViewVerify
6K
27th of August 2024
A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges.
ViewVerify
6K
22nd of August 2024
A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges.
ViewVerify

International General Forecast Models

International General's time-series forecasting models are one of many International General's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary International General's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About International Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how International General prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling International shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as International General. By using and applying International Stock analysis, traders can create a robust methodology for identifying International entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.25  0.13 
Operating Profit Margin 0.83  0.87 
Net Profit Margin 0.25  0.13 
Gross Profit Margin 0.90  0.80 

Current International Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. International analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. International analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
29.0Strong Buy2Odds
International General Insurance current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most International analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand International stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of International General, talking to its executives and customers, or listening to International conference calls.
International Analyst Advice Details

International Stock Analysis Indicators

International General Insurance stock analysis indicators help investors evaluate how International General stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading International General shares will generate the highest return on investment. By understating and applying International General stock analysis, traders can identify International General position entry and exit signals to maximize returns.
Begin Period Cash Flow195 M
Total Stockholder Equity654.8 M
Cash And Short Term Investments155.2 M
Shares Float26.9 M
Cash155.2 M
200 Day M A21.0966
50 Day M A25.5737
Forward Price Earnings8.6281
Common Stock Shares Outstanding44.7 M
Quarterly Earnings Growth Y O Y-0.1
Forward Annual Dividend Rate0.1
Operating Income447.1 M
Net Debt-155.2 M
Accumulated Other Comprehensive Income-18.6 M
Other Operating Expenses91.9 M
Non Current Assets Total1.9 B
E P S Estimate Current Quarter0.76
Total Current Assets155.2 M
Liabilities And Stockholders EquityB
Home CategoryADR Primary
Non Currrent Assets Other1.8 B

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When running International General's price analysis, check to measure International General's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy International General is operating at the current time. Most of International General's value examination focuses on studying past and present price action to predict the probability of International General's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move International General's price. Additionally, you may evaluate how the addition of International General to your portfolios can decrease your overall portfolio volatility.
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