International General Insurance Stock Buy Hold or Sell Recommendation

IGIC Stock  USD 25.68  0.81  3.26%   
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding International General Insurance is 'Buy'. Macroaxis provides International General buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding IGIC positions.
  
Check out International General Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool.
In addition, we conduct extensive research on individual companies such as International and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards International General Insurance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.

Execute International General Buy or Sell Advice

The International recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on International General Insurance. Macroaxis does not own or have any residual interests in International General Insurance or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute International General's advice using the current market data and latest reported fundamentals.

Time Horizon

Risk Tolerance

Execute Advice
Sell International GeneralBuy International General
Buy

Market Performance

ModestDetails

Volatility

Very steadyDetails

Hype Condition

Low keyDetails

Current Valuation

UndervaluedDetails

Odds Of Distress

Below AverageDetails

Economic Sensitivity

Almost mirrors the marketDetails

Investor Sentiment

ImpartialDetails

Analyst Consensus

Strong BuyDetails

Financial Strenth (F Score)

HealthyDetails

Financial Leverage

Not RatedDetails

Reporting Quality (M-Score)

Unlikely ManipulatorDetails
For the selected time horizon International General Insurance has a Risk Adjusted Performance of 0.0031, Jensen Alpha of 0.1003, Total Risk Alpha of 0.2279 and Treynor Ratio of (0.01)
Our trade recommendations module complements current analysts and expert consensus on International General Insurance. It analyzes the firm potential to grow using all fundamental, technical, and market related data available at the time. To make sure International General Insurance is not overpriced, please check out all International General fundamentals, including its cash per share, short ratio, and the relationship between the ebitda and current ratio . Given that International General has a number of shares shorted of 152.43 K, we strongly advise you to confirm International General market performance and probability of bankruptcy to ensure the company can sustain itself in the current economic cycle given your regular risk tolerance and investing horizon.

International General Trading Alerts and Improvement Suggestions

International General Insurance currently holds 2.13 M in liabilities with Debt to Equity (D/E) ratio of 0.01, which may suggest the company is not taking enough advantage from borrowing. International General has a current ratio of 0.82, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Note, when we think about International General's use of debt, we should always consider it together with its cash and equity.
About 51.0% of International General shares are held by company insiders
Latest headline from news.google.com: Sowell Financial Services LLC Acquires New Position in International General Insurance Holdings Ltd. - MarketBeat

International General Returns Distribution Density

The distribution of International General's historical returns is an attempt to chart the uncertainty of International General's future price movements. The chart of the probability distribution of International General daily returns describes the distribution of returns around its average expected value. We use International General Insurance price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of International General returns is essential to provide solid investment advice for International General.
Mean Return
-0.0053
Value At Risk
-3.35
Potential Upside
2.59
Standard Deviation
1.94
   Return Density   
       Distribution  
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of International General historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.

International Stock Institutional Investors

Shares
Legal & General Group Plc2024-12-31
95.9 K
Sowell Financial Services, Llc2024-12-31
94 K
Mackenzie Investments2024-12-31
69.9 K
Navellier & Associates Inc2024-12-31
62.2 K
Morgan Stanley - Brokerage Accounts2024-12-31
61.4 K
Atria Wealth Solutions, Inc.2024-12-31
61 K
Royal Bank Of Canada2024-12-31
52.5 K
Marshall Wace Asset Management Ltd2024-12-31
52.3 K
Two Sigma Investments Llc2024-12-31
43.4 K
Royce & Associates, Lp2024-12-31
2.4 M
Gilder Gagnon Howe & Co Llc2024-12-31
1.3 M
Note, although International General's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

International General Cash Flow Accounts

202020212022202320242025 (projected)
Change In Cash(59.0M)108.7M(104.2M)57.1M65.6M68.9M
Other Non Cash Items(159.4M)(36.4M)(116.0M)20.3M18.3M19.2M
Capital Expenditures1.9M2.3M1.3M3.2M2.9M2.1M
Net Income33.7M45.4M87.7M118.2M135.9M142.7M
End Period Cash Flow133.4M242.1M137.9M195.0M224.3M147.1M
Free Cash Flow(92.5M)127.4M(86.6M)193.4M222.4M233.5M
Depreciation2.6M3.6M3.7M2.5M2.9M2.4M
Dividends Paid4.4M16.1M10.8M(1.7M)(1.6M)(1.5M)
Change To Netincome4.3M(5.3M)4.6M2.4M2.8M2.9M
Change To Inventory48.9M28.3M58.5M118.0M135.7M142.5M
Investments(1.9M)(2.5M)(1.2M)(90.4M)(81.3M)(77.3M)

International General Greeks

Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to International General or Insurance sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that International General's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a International stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α
Alpha over Dow Jones
0.10
β
Beta against Dow Jones1.06
σ
Overall volatility
1.86
Ir
Information ratio 0.05

International General Volatility Alert

International General Insurance exhibits very low volatility with skewness of -0.4 and kurtosis of -0.03. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure International General's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact International General's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.

International General Fundamentals Vs Peers

Comparing International General's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze International General's direct or indirect competition across all of the common fundamentals between International General and the related equities. This way, we can detect undervalued stocks with similar characteristics as International General or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of International General's fundamental indicators could also be used in its relative valuation, which is a method of valuing International General by comparing valuation metrics with those of similar companies.
    
 Better Than Average     
    
 Worse Than Average Compare International General to competition
FundamentalsInternational GeneralPeer Average
Return On Equity0.23-0.31
Return On Asset0.0469-0.14
Profit Margin0.25 %(1.27) %
Operating Margin0.29 %(5.51) %
Current Valuation1.04 B16.62 B
Shares Outstanding45.11 M571.82 M
Shares Owned By Insiders50.89 %10.09 %
Shares Owned By Institutions51.31 %39.21 %
Number Of Shares Shorted152.43 K4.71 M
Price To Earning8.25 X28.72 X
Price To Book1.77 X9.51 X
Price To Sales2.15 X11.42 X
Revenue471.96 M9.43 B
Gross Profit243.4 M27.38 B
EBITDA2.55 M3.9 B
Net Income118.19 M570.98 M
Cash And Equivalents138 M2.7 B
Cash Per Share7.11 X5.01 X
Total Debt2.13 M5.32 B
Debt To Equity0.01 %48.70 %
Current Ratio0.84 X2.16 X
Book Value Per Share14.84 X1.93 K
Cash Flow From Operations196.61 M971.22 M
Short Ratio1.54 X4.00 X
Earnings Per Share2.98 X3.12 X
Target Price31.5
Beta0.26-0.15
Market Capitalization1.16 B19.03 B
Total Asset1.52 B29.47 B
Retained Earnings423.05 M9.33 B
Working Capital(232.31 K)1.48 B
Current Asset149.54 K9.34 B
Current Liabilities381.85 K7.9 B

International General Market Momentum

Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as International . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.

About International General Buy or Sell Advice

When is the right time to buy or sell International General Insurance? Buying financial instruments such as International Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.

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In addition to having International General in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

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When determining whether International General offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of International General's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of International General Insurance Stock. Outlined below are crucial reports that will aid in making a well-informed decision on International General Insurance Stock:
Check out International General Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool.
You can also try the Top Crypto Exchanges module to search and analyze digital assets across top global cryptocurrency exchanges.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of International General. If investors know International will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about International General listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.10)
Earnings Share
2.98
Revenue Per Share
12.058
Return On Assets
0.0469
Return On Equity
0.2262
The market value of International General is measured differently than its book value, which is the value of International that is recorded on the company's balance sheet. Investors also form their own opinion of International General's value that differs from its market value or its book value, called intrinsic value, which is International General's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because International General's market value can be influenced by many factors that don't directly affect International General's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between International General's value and its price as these two are different measures arrived at by different means. Investors typically determine if International General is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, International General's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.