Is International General Stock a Good Investment?
International General Investment Advice | IGIC |
- Examine International General's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research International General's leadership team and their track record. Good management can help International General navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Property & Casualty Insurance space and any emerging trends that could impact International General's business and its evolving consumer preferences.
- Compare International General's performance and market position to its competitors. Analyze how International General is positioned in terms of product offerings, innovation, and market share.
- Check if International General pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about International General's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in International General Insurance stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if International General Insurance is a good investment.
Sell | Buy |
Hold
Market Performance | Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Below Average | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine International General Stock
Researching International General's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 51.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.82. Some equities with similar Price to Book (P/B) outperform the market in the long run. International General last dividend was issued on the 3rd of December 2024. The entity had 1:1 split on the 18th of March 2020.
To determine if International General is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding International General's research are outlined below:
| International General Insurance currently holds 2.13 M in liabilities with Debt to Equity (D/E) ratio of 0.01, which may suggest the company is not taking enough advantage from borrowing. International General has a current ratio of 0.82, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Note, when we think about International General's use of debt, we should always consider it together with its cash and equity. | |
| About 51.0% of International General shares are held by company insiders | |
| Latest headline from finance.yahoo.com: Why International General Insurance Holdings Ltd. Is Skyrocketing So Far In 2025 |
International General uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in International General Insurance. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to International General's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 12th of March 2024 Upcoming Quarterly Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View |
Earnings surprises can significantly impact International General's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises International General's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2022-03-03 | 2021-12-31 | 0.24 | 0.28 | 0.04 | 16 | ||
2021-03-11 | 2020-12-31 | 0.14 | 0.09 | -0.05 | 35 | ||
2020-11-12 | 2020-09-30 | 0.06 | 0.13 | 0.07 | 116 | ||
2021-11-11 | 2021-09-30 | 0.22 | 0.31 | 0.09 | 40 | ||
2021-08-12 | 2021-06-30 | 0.27 | 0.18 | -0.09 | 33 | ||
2021-05-20 | 2021-03-31 | 0.2 | 0.3 | 0.1 | 50 | ||
2024-11-05 | 2024-09-30 | 0.56 | 0.67 | 0.11 | 19 | ||
2020-08-13 | 2020-06-30 | 0.1 | 0.21 | 0.11 | 110 |
Know International General's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as International General is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading International General Insurance backward and forwards among themselves. International General's institutional investor refers to the entity that pools money to purchase International General's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Legal & General Group Plc | 2024-12-31 | 95.9 K | Sowell Financial Services, Llc | 2024-12-31 | 94 K | Navellier & Associates Inc | 2024-12-31 | 62.2 K | Morgan Stanley - Brokerage Accounts | 2024-12-31 | 61.4 K | Atria Wealth Solutions, Inc. | 2024-12-31 | 61 K | Royal Bank Of Canada | 2024-12-31 | 52.5 K | Marshall Wace Asset Management Ltd | 2024-12-31 | 52.3 K | Two Sigma Investments Llc | 2024-12-31 | 43.4 K | Lsv Asset Management | 2024-12-31 | 35.9 K | Royce & Associates, Lp | 2024-12-31 | 2.4 M | Gilder Gagnon Howe & Co Llc | 2024-12-31 | 1.3 M |
International General's market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.2 B.Market Cap |
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International General's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.07 | 0.08 | |
| Return On Capital Employed | 0.15 | 0.14 | |
| Return On Assets | 0.09 | 0.09 | |
| Return On Equity | 0.25 | 0.24 |
Determining International General's profitability involves analyzing its financial statements and using various financial metrics to determine if International General is a good buy. For example, gross profit margin measures International General's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of International General's profitability and make more informed investment decisions.
Please note, the presentation of International General's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, International General's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of International General's management manipulating its earnings.
Evaluate International General's management efficiency
International General has return on total asset (ROA) of 0.0374 % which means that it generated a profit of $0.0374 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.2462 %, meaning that it created $0.2462 on every $100 dollars invested by stockholders. International General's management efficiency ratios could be used to measure how well International General manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Tangible Assets is expected to grow to 0.08, whereas Return On Capital Employed is forecasted to decline to 0.14. At present, International General's Return On Tangible Assets are projected to increase slightly based on the last few years of reporting. The current year's Fixed Asset Turnover is expected to grow to 25.04, whereas Total Assets are forecasted to decline to about 1.2 B.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 11.33 | 5.87 | |
| Tangible Book Value Per Share | 9.96 | 5.59 | |
| Enterprise Value Over EBITDA | 2.27 | 4.24 | |
| Price Book Value Ratio | 1.18 | 1.12 | |
| Enterprise Value Multiple | 2.27 | 4.24 | |
| Price Fair Value | 1.18 | 1.12 | |
| Enterprise Value | 435 M | 590.4 M |
The operational strategies employed by International General management play a crucial role in its market positioning. Assessing these strategies alongside financial data helps us evaluate the stock's investment potential.
Basic technical analysis of International Stock
As of the 26th of February, International General retains the Market Risk Adjusted Performance of 0.1089, risk adjusted performance of 0.0431, and Downside Deviation of 1.81. International General technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices.International General's Outstanding Corporate Bonds
International General issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. International General uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most International bonds can be classified according to their maturity, which is the date when International General Insurance has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| MPLX LP 4125 Corp BondUS55336VAK61 | View | |
| MPLX LP 52 Corp BondUS55336VAL45 | View | |
| MGM Resorts International Corp BondUS552953CD18 | View |
Understand International General's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing International General's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0431 | |||
| Market Risk Adjusted Performance | 0.1089 | |||
| Mean Deviation | 1.43 | |||
| Semi Deviation | 1.76 | |||
| Downside Deviation | 1.81 | |||
| Coefficient Of Variation | 1985.74 | |||
| Standard Deviation | 1.9 | |||
| Variance | 3.6 | |||
| Information Ratio | 0.0425 | |||
| Jensen Alpha | 0.0813 | |||
| Total Risk Alpha | 0.0728 | |||
| Sortino Ratio | 0.0444 | |||
| Treynor Ratio | 0.0989 | |||
| Maximum Drawdown | 11.55 | |||
| Value At Risk | (2.57) | |||
| Potential Upside | 2.75 | |||
| Downside Variance | 3.29 | |||
| Semi Variance | 3.1 | |||
| Expected Short fall | (1.57) | |||
| Skewness | 0.0828 | |||
| Kurtosis | 1.21 |
| Risk Adjusted Performance | 0.0431 | |||
| Market Risk Adjusted Performance | 0.1089 | |||
| Mean Deviation | 1.43 | |||
| Semi Deviation | 1.76 | |||
| Downside Deviation | 1.81 | |||
| Coefficient Of Variation | 1985.74 | |||
| Standard Deviation | 1.9 | |||
| Variance | 3.6 | |||
| Information Ratio | 0.0425 | |||
| Jensen Alpha | 0.0813 | |||
| Total Risk Alpha | 0.0728 | |||
| Sortino Ratio | 0.0444 | |||
| Treynor Ratio | 0.0989 | |||
| Maximum Drawdown | 11.55 | |||
| Value At Risk | (2.57) | |||
| Potential Upside | 2.75 | |||
| Downside Variance | 3.29 | |||
| Semi Variance | 3.1 | |||
| Expected Short fall | (1.57) | |||
| Skewness | 0.0828 | |||
| Kurtosis | 1.21 |
Consider International General's intraday indicators
International General intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of International General stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
International General Corporate Filings
6K | 25th of February 2025 A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges. | ViewVerify |
| 11th of February 2025 Other Reports | ViewVerify | |
13A | 22nd of October 2024 An amended filing to the original Schedule 13G | ViewVerify |
| 9th of August 2024 Other Reports | ViewVerify |
International Stock media impact
Far too much social signal, news, headlines, and media speculation about International General that are available to investors today. That information is available publicly through International media outlets and privately through word of mouth or via International internal channels. However, regardless of the origin, that massive amount of International data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of International General news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of International General relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to International General's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive International General alpha.
International General Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards International General can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
International General Maximum Pain Price Across April 17th 2025 Option Contracts
International General's options can also be used to analyze investors' bias and current market sentiment in the context of behavioral finance. For example, Max pain usually refers to a trading concept that asserts that market manipulation can cause the market price of International General close to the expiration of its current option contract to expire worthlessly. According to most research, about 35% of options are not executed, with roughly 50% traded out before expiration. So, Max pain occurs when market makers reach a net favorable position across all options at a strike price where option holders stand to lose the most money. By contrast, option sellers may reap the most after selling more options than buying, causing them to expire worthlessly. Please continue to view the detailed analysis of International General's options.
International General Corporate Management
| Walid Jabsheh | Pres Director | Profile | |
| Mamraj Chahar | Vice Investment | Profile | |
| Robin Sidders | Head Relations | Profile | |
| Rawan Alsulaiman | Chief Secretary | Profile | |
| Sufian Salman | Chief Officer | Profile | |
| Tandy Harris | Chief Officer | Profile | |
| Pervez Rizvi | Group Officer | Profile |
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in International General Insurance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product. You can also try the Global Correlations module to find global opportunities by holding instruments from different markets.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of International General. If investors know International will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about International General listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 2.157 | Dividend Share 0.01 | Earnings Share 3.11 | Revenue Per Share | Quarterly Revenue Growth 0.363 |
The market value of International General is measured differently than its book value, which is the value of International that is recorded on the company's balance sheet. Investors also form their own opinion of International General's value that differs from its market value or its book value, called intrinsic value, which is International General's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because International General's market value can be influenced by many factors that don't directly affect International General's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between International General's value and its price, as these two are different measures arrived at by various means. Investors typically determine if International General is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, International General's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.