Territorial Bancorp Shares Owned By Institutions vs. Revenue

TBNK Stock  USD 10.73  0.04  0.37%   
Considering Territorial Bancorp's profitability and operating efficiency indicators, Territorial Bancorp's profitability may be sliding down. It has an above-average probability of reporting lower numbers next quarter. Profitability indicators assess Territorial Bancorp's ability to earn profits and add value for shareholders. At this time, Territorial Bancorp's Days Sales Outstanding is quite stable compared to the past year. Days Of Sales Outstanding is expected to rise to 7,517 this year, although the value of Price To Sales Ratio will most likely fall to 2.03. At this time, Territorial Bancorp's Net Income Per Share is quite stable compared to the past year. Income Quality is expected to rise to 1.72 this year, although the value of Accumulated Other Comprehensive Income will most likely fall to (6.5 M).
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.190.1115
Way Up
Very volatile
Operating Profit Margin0.140.1516
Significantly Down
Slightly volatile
Pretax Profit Margin0.290.1516
Way Up
Pretty Stable
Return On Assets0.00210.0022
Notably Down
Slightly volatile
Return On Equity0.0190.02
Notably Down
Slightly volatile
For Territorial Bancorp profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Territorial Bancorp to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Territorial Bancorp utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Territorial Bancorp's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Territorial Bancorp over time as well as its relative position and ranking within its peers.
  

Territorial Bancorp's Revenue Breakdown by Earning Segment

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For more information on how to buy Territorial Stock please use our How to buy in Territorial Stock guide.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Territorial Bancorp. If investors know Territorial will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Territorial Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.90)
Dividend Share
0.12
Earnings Share
(0.26)
Revenue Per Share
4.211
Quarterly Revenue Growth
(0.26)
The market value of Territorial Bancorp is measured differently than its book value, which is the value of Territorial that is recorded on the company's balance sheet. Investors also form their own opinion of Territorial Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Territorial Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Territorial Bancorp's market value can be influenced by many factors that don't directly affect Territorial Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Territorial Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Territorial Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Territorial Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Territorial Bancorp Revenue vs. Shares Owned By Institutions Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining Territorial Bancorp's current stock value. Our valuation model uses many indicators to compare Territorial Bancorp value to that of its competitors to determine the firm's financial worth.
Territorial Bancorp is rated below average in shares owned by institutions category among its peers. It also is rated below average in revenue category among its peers totaling about  1,137,005  of Revenue per Shares Owned By Institutions. At this time, Territorial Bancorp's Total Revenue is quite stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Territorial Bancorp by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Territorial Revenue vs. Shares Owned By Institutions

Shares Owned by Institutions show the percentage of the outstanding shares of stock issued by a company that is currently owned by other institutions such as asset management firms, hedge funds, or investment banks. Many investors like investing in companies with a large percentage of the firm owned by institutions because they believe that larger firms such as banks, pension funds, and mutual funds, will invest when they think that good things are going to happen.

Territorial Bancorp

Shares Held by Institutions

 = 

Funds and Banks

+

Firms

 = 
39.67 %
Since Institution investors conduct a lot of independent research they tend to be more involved and usually more knowledgeable about entities they invest as compared to amateur investors.
Revenue is income that a firm generates from business activities such us rendering services or selling goods to customers. It is a crucial part of a business and an essential item when evaluating a company's financial statements. Revenues from a firm's primary business operations can be reported on the income statement as sales revenue, net sales, or simply sales, depending on the industry in which a given company operates.

Territorial Bancorp

Revenue

 = 

Money Received

-

Discounts and Returns

 = 
45.1 M
Revenue is typically recorded when cash or cash equivalents are exchanged for services or goods and can include products or services discounts, promotions, as well as early payments on invoices or services rendered in advance.

Territorial Revenue vs Competition

Territorial Bancorp is rated below average in revenue category among its peers. Market size based on revenue of Financials industry is at this time estimated at about 3.5 Billion. Territorial Bancorp claims roughly 45.1 Million in revenue contributing just under 2% to equities under Financials industry.

Territorial Bancorp Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in Territorial Bancorp, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Territorial Bancorp will eventually generate negative long term returns. The profitability progress is the general direction of Territorial Bancorp's change in net profit over the period of time. It can combine multiple indicators of Territorial Bancorp, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
Last ReportedProjected for Next Year
Accumulated Other Comprehensive Income-6.2 M-6.5 M
Operating Income6.8 M6.5 M
Income Before Tax6.8 M6.5 M
Total Other Income Expense Net-982 K-1 M
Net Income Applicable To Common Shares18.6 M15.7 M
Net IncomeM4.8 M
Income Tax Expense1.8 M1.7 M
Net Income From Continuing Ops8.1 M7.7 M
Net Interest Income46.5 M44.9 M
Interest Income67.6 M53.9 M
Change To Netincome1.2 M1.1 M
Net Income Per Share 0.58  1.14 
Income Quality 1.64  1.72 
Net Income Per E B T 0.74  0.54 

Territorial Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on Territorial Bancorp. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of Territorial Bancorp position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the Territorial Bancorp's important profitability drivers and their relationship over time.

Use Territorial Bancorp in pair-trading

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Territorial Bancorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Territorial Bancorp will appreciate offsetting losses from the drop in the long position's value.

Territorial Bancorp Pair Trading

Territorial Bancorp Pair Trading Analysis

The ability to find closely correlated positions to Territorial Bancorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Territorial Bancorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Territorial Bancorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Territorial Bancorp to buy it.
The correlation of Territorial Bancorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Territorial Bancorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Territorial Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Territorial Bancorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Use Investing Themes to Complement your Territorial Bancorp position

In addition to having Territorial Bancorp in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

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When determining whether Territorial Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Territorial Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Territorial Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Territorial Bancorp Stock:
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For more information on how to buy Territorial Stock please use our How to buy in Territorial Stock guide.
You can also try the Money Managers module to screen money managers from public funds and ETFs managed around the world.
To fully project Territorial Bancorp's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of Territorial Bancorp at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include Territorial Bancorp's income statement, its balance sheet, and the statement of cash flows.
Potential Territorial Bancorp investors and stakeholders can use historical trends found within financial statements to determine how well the company is positioned for the future. Although Territorial Bancorp investors may work on each financial statement separately, they are all related. The changes in Territorial Bancorp's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Territorial Bancorp's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.