Territorial Historical Financial Ratios

TBNK Stock

USD 8.55 0.18 2.15%

Territorial Bancorp is promptly reporting on over 107 different financial statement accounts. To analyze all of these accounts together requires a lot of time and effort. However, using these accounts to derive some meaningful and actionable indicators such as Book Value Per Share of 55.48, Free Cash Flow Yield of 0.043, Invested Capital of 0.0 or Operating Cash Flow Per Share of 1.18 will help investors to properly organize and evaluate Territorial Bancorp financial condition quickly.

Quick Ratio Current Ratio

Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Territorial Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.

For more information on how to buy Territorial Stock please use our How to buy in Territorial Stock guide.

About Territorial Financial Ratios Analysis

Territorial BancorpFinancial ratios are relationships based on a company's financial information. They can serve as useful tools to evaluate Territorial Bancorp investment potential. Financial ratio analysis can also be defined as the process of presenting financial ratios, which are mathematical indicators calculated by comparing key financial information appearing on Territorial financial statements. Financial ratios are useful tools that help investors analyze and compare relationships between different pieces of financial information across Territorial Bancorp history.

Territorial Bancorp Financial Ratios Chart

At this time, Territorial Bancorp's Free Cash Flow Per Share is quite stable compared to the past year. Capex To Revenue is expected to rise to 0.02 this year, although the value of Free Cash Flow Yield will most likely fall to 0.04.

Price To Sales Ratio Dividend Yield Ptb Ratio Days Sales Outstanding

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Price To Sales Ratio

Price to Sales Ratio is figured by comparing Territorial Bancorp stock price to its revenues. An advantage to using Price to Sales ratio is that it is based on Territorial Bancorp sales, a figure that is much harder to manipulate than other Territorial Bancorp multiples. Because sales tend to be more stable P/S ratio can be a good tool for screening cyclical companies fluctuating earnings patterns. A valuation ratio that compares a company's stock price to its revenues, calculated by dividing the company's market cap by its total sales or revenue over a 12-month period.

Dividend Yield

Dividend Yield is Territorial Bancorp dividend as a percentage of Territorial Bancorp stock price. Territorial Bancorp dividend yield is a measure of Territorial Bancorp stock productivity, which can be interpreted as interest rate earned on an Territorial Bancorp investment. A financial ratio that shows how much a company pays out in dividends each year relative to its stock price, calculated as annual dividends per share divided by price per share.

Ptb Ratio

Price-to-Book ratio, a financial valuation metric used to compare a company's current market price to its book value. It provides insight into the value that market participants place on the company's equity relative to its net asset value.

Most ratios from Territorial Bancorp's fundamentals are interrelated and interconnected. However, analyzing fundamentals ratios one by one will only give a small insight into Territorial Bancorp current financial condition. On the other hand, looking into the entire matrix of fundamentals ratios, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Territorial Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.

For more information on how to buy Territorial Stock please use our How to buy in Territorial Stock guide.At this time, Territorial Bancorp's Free Cash Flow Per Share is quite stable compared to the past year. Capex To Revenue is expected to rise to 0.02 this year, although the value of Free Cash Flow Yield will most likely fall to 0.04.

	2022	2023	2024	2025 (projected)
Dividend Yield	0.0426	0.0666	0.0599	0.0629
Price To Sales Ratio	3.57	2.14	2.3	4.31

Dividend Yield Price To Sales Ratio

Territorial Bancorp fundamentals Correlations

	Price To Sales Ratio	Dividend Yield	Ptb Ratio	Days Sales Outstanding	Book Value Per Share	Free Cash Flow Yield	Operating Cash Flow Per Share	Capex To Depreciation	Pb Ratio	Ev To Sales	Free Cash Flow Per Share	Roic	Net Income Per Share	Payables Turnover	Capex To Revenue	Cash Per Share	Pocfratio	Interest Coverage	Payout Ratio	Capex To Operating Cash Flow	Pfcf Ratio	Days Payables Outstanding	Income Quality	Roe	Ev To Operating Cash Flow	Pe Ratio
Price To Sales Ratio		-0.66	0.81	-0.09	0.24	-0.61	-0.23	0.44	0.81	0.42	-0.23	0.59	0.21	-0.35	0.02	-0.08	-0.43	0.47	-0.61	-0.18	-0.44	-0.37	0.39	0.43	-0.52	0.42
Dividend Yield	-0.66		-0.87	0.07	-0.42	0.52	0.31	-0.56	-0.87	-0.06	0.3	-0.5	-0.27	0.51	-0.07	-0.09	0.56	-0.71	0.93	0.11	0.58	0.5	-0.55	-0.58	0.88	-0.67
Ptb Ratio	0.81	-0.87		-0.09	0.2	-0.61	-0.28	0.53	1.0	0.44	-0.28	0.76	0.43	-0.59	0.03	-0.04	-0.61	0.64	-0.85	-0.17	-0.63	-0.58	0.59	0.7	-0.75	0.77
Days Sales Outstanding	-0.09	0.07	-0.09		-0.08	-0.01	0.09	0.16	-0.09	0.19	-0.02	-0.21	0.15	-0.09	0.83	-0.22	0.03	0.1	-0.03	0.87	0.2	-0.09	-0.11	0.06	0.15	0.02
Book Value Per Share	0.24	-0.42	0.2	-0.08		-0.32	-0.37	0.2	0.2	-0.02	-0.37	-0.07	-0.3	0.0	0.0	-0.33	-0.47	-0.11	-0.3	-0.1	-0.48	0.0	0.48	-0.11	-0.4	0.11
Free Cash Flow Yield	-0.61	0.52	-0.61	-0.01	-0.32		0.89	-0.36	-0.61	-0.56	0.9	-0.14	0.33	0.02	-0.1	0.18	0.83	-0.11	0.39	0.02	0.81	0.03	-0.85	0.04	0.53	-0.31
Operating Cash Flow Per Share	-0.23	0.31	-0.28	0.09	-0.37	0.89		-0.17	-0.28	-0.4	0.99	0.18	0.61	-0.21	0.04	0.17	0.77	0.15	0.13	0.07	0.76	-0.21	-0.85	0.35	0.38	-0.11
Capex To Depreciation	0.44	-0.56	0.53	0.16	0.2	-0.36	-0.17		0.53	0.21	-0.24	0.25	0.07	-0.3	0.59	-0.14	-0.38	0.48	-0.43	0.45	-0.3	-0.3	0.42	0.26	-0.45	0.45
Pb Ratio	0.81	-0.87	1.0	-0.09	0.2	-0.61	-0.28	0.53		0.44	-0.28	0.76	0.43	-0.59	0.03	-0.04	-0.61	0.64	-0.85	-0.17	-0.63	-0.58	0.59	0.7	-0.75	0.77
Ev To Sales	0.42	-0.06	0.44	0.19	-0.02	-0.56	-0.4	0.21	0.44		-0.41	0.4	0.03	-0.15	0.11	-0.35	-0.42	0.04	-0.03	0.06	-0.39	-0.14	0.48	0.12	0.1	0.34
Free Cash Flow Per Share	-0.23	0.3	-0.28	-0.02	-0.37	0.9	0.99	-0.24	-0.28	-0.41		0.21	0.6	-0.2	-0.09	0.19	0.78	0.13	0.13	-0.06	0.74	-0.2	-0.84	0.35	0.38	-0.12
Roic	0.59	-0.5	0.76	-0.21	-0.07	-0.14	0.18	0.25	0.76	0.4	0.21		0.67	-0.6	-0.19	-0.12	-0.29	0.49	-0.61	-0.35	-0.35	-0.59	0.2	0.79	-0.43	0.61
Net Income Per Share	0.21	-0.27	0.43	0.15	-0.3	0.33	0.61	0.07	0.43	0.03	0.6	0.67		-0.79	0.08	0.24	0.22	0.6	-0.53	0.01	0.2	-0.78	-0.34	0.93	-0.18	0.59
Payables Turnover	-0.35	0.51	-0.59	-0.09	0.0	0.02	-0.21	-0.3	-0.59	-0.15	-0.2	-0.6	-0.79		-0.13	-0.18	0.13	-0.64	0.63	-0.02	0.14	1.0	-0.06	-0.86	0.41	-0.9
Capex To Revenue	0.02	-0.07	0.03	0.83	0.0	-0.1	0.04	0.59	0.03	0.11	-0.09	-0.19	0.08	-0.13		-0.24	-0.12	0.15	-0.1	0.97	0.06	-0.13	0.05	0.05	-0.06	0.11
Cash Per Share	-0.08	-0.09	-0.04	-0.22	-0.33	0.18	0.17	-0.14	-0.04	-0.35	0.19	-0.12	0.24	-0.18	-0.24		0.44	0.52	-0.14	-0.19	0.39	-0.18	-0.4	0.18	0.06	0.05
Pocfratio	-0.43	0.56	-0.61	0.03	-0.47	0.83	0.77	-0.38	-0.61	-0.42	0.78	-0.29	0.22	0.13	-0.12	0.44		0.02	0.48	0.02	0.98	0.13	-0.95	-0.09	0.72	-0.43
Interest Coverage	0.47	-0.71	0.64	0.1	-0.11	-0.11	0.15	0.48	0.64	0.04	0.13	0.49	0.6	-0.64	0.15	0.52	0.02		-0.74	0.06	0.02	-0.63	-0.02	0.71	-0.42	0.62
Payout Ratio	-0.61	0.93	-0.85	-0.03	-0.3	0.39	0.13	-0.43	-0.85	-0.03	0.13	-0.61	-0.53	0.63	-0.1	-0.14	0.48	-0.74		0.08	0.49	0.62	-0.38	-0.77	0.86	-0.69
Capex To Operating Cash Flow	-0.18	0.11	-0.17	0.87	-0.1	0.02	0.07	0.45	-0.17	0.06	-0.06	-0.35	0.01	-0.02	0.97	-0.19	0.02	0.06	0.08		0.2	-0.02	-0.06	-0.07	0.13	-0.01
Pfcf Ratio	-0.44	0.58	-0.63	0.2	-0.48	0.81	0.76	-0.3	-0.63	-0.39	0.74	-0.35	0.2	0.14	0.06	0.39	0.98	0.02	0.49	0.2		0.14	-0.95	-0.12	0.74	-0.44
Days Payables Outstanding	-0.37	0.5	-0.58	-0.09	0.0	0.03	-0.21	-0.3	-0.58	-0.14	-0.2	-0.59	-0.78	1.0	-0.13	-0.18	0.13	-0.63	0.62	-0.02	0.14		-0.05	-0.85	0.41	-0.89
Income Quality	0.39	-0.55	0.59	-0.11	0.48	-0.85	-0.85	0.42	0.59	0.48	-0.84	0.2	-0.34	-0.06	0.05	-0.4	-0.95	-0.02	-0.38	-0.06	-0.95	-0.05		-0.02	-0.63	0.43
Roe	0.43	-0.58	0.7	0.06	-0.11	0.04	0.35	0.26	0.7	0.12	0.35	0.79	0.93	-0.86	0.05	0.18	-0.09	0.71	-0.77	-0.07	-0.12	-0.85	-0.02		-0.48	0.77
Ev To Operating Cash Flow	-0.52	0.88	-0.75	0.15	-0.4	0.53	0.38	-0.45	-0.75	0.1	0.38	-0.43	-0.18	0.41	-0.06	0.06	0.72	-0.42	0.86	0.13	0.74	0.41	-0.63	-0.48		-0.57
Pe Ratio	0.42	-0.67	0.77	0.02	0.11	-0.31	-0.11	0.45	0.77	0.34	-0.12	0.61	0.59	-0.9	0.11	0.05	-0.43	0.62	-0.69	-0.01	-0.44	-0.89	0.43	0.77	-0.57

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Territorial Bancorp Account Relationship Matchups

Territorial Bancorp fundamentals Accounts

	2020	2021	2022	2023	2024	2025 (projected)
Price To Sales Ratio	3.41	3.78	3.57	2.14	2.3	4.31
Dividend Yield	0.0383	0.0447	0.0426	0.0666	0.0599	0.0629
Ptb Ratio	0.88	0.89	0.83	0.38	0.34	0.32
Days Sales Outstanding	36.94	34.91	8.0K	52.19	46.97	44.62
Book Value Per Share	27.22	28.29	28.94	29.07	28.88	55.48
Free Cash Flow Yield	0.0876	0.0532	0.0561	0.0786	0.0708	0.043
Operating Cash Flow Per Share	2.3	1.38	1.88	0.96	0.86	1.18
Stock Based Compensation To Revenue	0.0297	0.0279	0.0265	0.0263	0.0303	0.0477
Capex To Depreciation	0.18	0.39	0.086	1.14	0.2	0.19
Pb Ratio	0.88	0.89	0.83	0.38	0.34	0.32
Ev To Sales	0.16	4.64	5.5	5.08	3.3	3.08
Free Cash Flow Per Share	2.1	1.34	1.35	0.88	0.79	1.06
Roic	0.0304	0.0238	0.0145	0.005952	(0.001801)	(0.001711)
Net Income Per Share	2.04	1.92	1.82	0.58	(0.5)	(0.47)
Capex To Revenue	0.0274	0.006	0.079	0.0152	0.0137	0.0184
Cash Per Share	40.18	81.28	6.92	17.0	14.37	21.83
Pocfratio	10.46	18.26	12.77	11.66	13.41	15.26
Interest Coverage	2.08	3.79	3.54	0.26	0.23	0.22
Payout Ratio	0.45	0.59	0.56	1.28	1.15	1.21
Capex To Operating Cash Flow	0.0839	0.029	0.28	0.083	0.0747	0.0663
Pfcf Ratio	11.42	18.81	17.81	12.72	14.63	17.07
Roe	0.0748	0.068	0.063	0.02	(0.0173)	(0.0164)
Ev To Operating Cash Flow	0.48	22.41	19.72	27.73	24.95	26.2
Pe Ratio	11.8	13.12	13.18	19.16	(19.46)	(18.49)
Return On Tangible Assets	0.0101	0.0118	0.007447	0.002248	(0.001981)	(0.001882)
Ev To Free Cash Flow	0.53	23.08	27.5	30.23	27.21	28.57
Earnings Yield	0.0847	0.0762	0.0759	0.0522	(0.0514)	(0.0488)
Net Debt To E B I T D A	(7.02)	1.85	4.52	12.34	11.1	11.66
Current Ratio	12.79	4.67	22.35	12.76	11.48	12.06
Tangible Book Value Per Share	(1.78)	(43.3)	28.94	29.07	28.88	27.97
Receivables Turnover	9.88	10.46	0.0459	6.99	8.04	11.36
Shareholders Equity Per Share	27.22	28.29	28.94	29.07	28.88	18.28
Debt To Equity	0.62	0.59	0.61	1.03	0.64	0.38
Capex Per Share	0.19	0.0401	0.53	0.0793	0.0714	0.1
Graham Net Net	(164.22)	(126.1)	(98.77)	(212.35)	(209.1)	(219.55)
Revenue Per Share	7.04	6.68	6.73	5.22	4.23	4.55
Interest Debt Per Share	18.2	17.44	18.44	33.09	18.61	19.54

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When determining whether Territorial Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Territorial Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Territorial Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Territorial Bancorp Stock:

How To Invest In Territorial

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Is Territorial Stock a good investment?

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What is Territorial Bancorp's Net Worth?

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Largest Regional Banks Companies

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Largest Banks - Regional Companies

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For more information on how to buy Territorial Stock please use our How to buy in Territorial Stock guide.

You can also try the ETFs module to find actively traded Exchange Traded Funds (ETF) from around the world.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Territorial Bancorp. If investors know Territorial will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Territorial Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.90)

Dividend Share

0.08

Earnings Share

(0.50)

Revenue Per Share

4.228

Quarterly Revenue Growth

(0.16)

The market value of Territorial Bancorp is measured differently than its book value, which is the value of Territorial that is recorded on the company's balance sheet. Investors also form their own opinion of Territorial Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Territorial Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Territorial Bancorp's market value can be influenced by many factors that don't directly affect Territorial Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Territorial Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Territorial Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Territorial Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Price To Sales Ratio	Dividend Yield
Ptb Ratio	Days Sales Outstanding
Book Value Per Share	Free Cash Flow Yield
Invested Capital	Operating Cash Flow Per Share
Average Payables	Stock Based Compensation To Revenue
Capex To Depreciation	Pb Ratio
Ev To Sales	Free Cash Flow Per Share
Roic	Inventory Turnover
Net Income Per Share	Days Of Inventory On Hand
Payables Turnover	Sales General And Administrative To Revenue
Average Inventory	Research And Ddevelopement To Revenue
Capex To Revenue	Cash Per Share
Pocfratio	Interest Coverage
Payout Ratio	Capex To Operating Cash Flow
Pfcf Ratio	Days Payables Outstanding
Net Current Asset Value	Income Quality
Roe	Tangible Asset Value
Ev To Operating Cash Flow	Pe Ratio
Return On Tangible Assets	Ev To Free Cash Flow
Earnings Yield	Intangibles To Total Assets
Net Debt To E B I T D A	Current Ratio
Tangible Book Value Per Share	Receivables Turnover
Shareholders Equity Per Share	Debt To Equity
Capex Per Share	Graham Net Net
Average Receivables	Revenue Per Share
Interest Debt Per Share	Debt To Assets
Enterprise Value Over E B I T D A	Graham Number
Short Term Coverage Ratios	Price Earnings Ratio
Operating Cycle	Price Book Value Ratio
Price Earnings To Growth Ratio	Days Of Payables Outstanding
Dividend Payout Ratio	Price To Operating Cash Flows Ratio
Price To Free Cash Flows Ratio	Pretax Profit Margin
Ebt Per Ebit	Operating Profit Margin
Effective Tax Rate	Company Equity Multiplier
Long Term Debt To Capitalization	Total Debt To Capitalization
Return On Capital Employed	Debt Equity Ratio
Ebit Per Revenue	Quick Ratio
Dividend Paid And Capex Coverage Ratio	Net Income Per E B T
Cash Ratio	Cash Conversion Cycle
Operating Cash Flow Sales Ratio	Days Of Inventory Outstanding
Days Of Sales Outstanding	Free Cash Flow Operating Cash Flow Ratio
Cash Flow Coverage Ratios	Price To Book Ratio
Fixed Asset Turnover	Capital Expenditure Coverage Ratio
Price Cash Flow Ratio	Enterprise Value Multiple
Debt Ratio	Cash Flow To Debt Ratio
Price Sales Ratio	Return On Assets
Asset Turnover	Net Profit Margin
Gross Profit Margin	Price Fair Value
Return On Equity

Territorial Historical Financial Ratios

About Territorial Financial Ratios Analysis

Territorial Bancorp Financial Ratios Chart

Price To Sales Ratio

Dividend Yield

Ptb Ratio

Territorial Bancorp fundamentals Correlations

Territorial Bancorp Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Territorial Bancorp fundamentals Accounts

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

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COMPANY

Pb Ratio	+ 1.0	Ptb Ratio
Days Payables Outstanding	+ 1.0	Payables Turnover
Free Cash Flow Per Share	+ 0.99	Operating Cash Flow Per Share
Pfcf Ratio	+ 0.98	Pocfratio
Capex To Operating Cash Flow	+ 0.97	Capex To Revenue
Payout Ratio	+ 0.93	Dividend Yield

Income Quality	- 0.95	Pfcf Ratio
Income Quality	- 0.95	Pocfratio
Pe Ratio	- 0.9	Payables Turnover
Pe Ratio	- 0.89	Days Payables Outstanding
Pb Ratio	- 0.87	Dividend Yield
Ptb Ratio	- 0.87	Dividend Yield