Territorial Bancorp Stock Today

TBNK Stock  USD 8.19  0.24  2.85%   

Performance

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Odds Of Distress

Above Average

 
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Territorial Bancorp is selling for 8.19 as of the 20th of March 2025. This is a 2.85 percent decrease since the beginning of the trading day. The stock's last reported lowest price was 8.19. Territorial Bancorp has over 57 % chance of experiencing financial distress in the next 2 years of operation and has generated negative returns for investors over the last 90 days. The performance scores are derived for the period starting the 20th of December 2024 and ending today, the 20th of March 2025. Click here to learn more.
Business Domain
Banks
IPO Date
13th of July 2009
Category
Financial Services
Classification
Financials
Territorial Bancorp Inc. operates as the holding company for Territorial Savings Bank that provides various financial services to individuals, families, and businesses in the State of Hawaii. Territorial Bancorp Inc. was founded in 1921 and is based in Honolulu, Hawaii. The company has 7.97 M outstanding shares of which 8.04 K shares are at this time shorted by private and institutional investors with about 1.81 trading days to cover. More on Territorial Bancorp

Moving together with Territorial Stock

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Moving against Territorial Stock

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  0.76DB Deutsche Bank AGPairCorr
  0.56TFC-PO Truist FinancialPairCorr
  0.53WF Woori Financial GroupPairCorr
  0.52TFC-PR Truist FinancialPairCorr
Follow Valuation Options Odds of Bankruptcy
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Territorial Stock Highlights

ESG Sustainability
Environmental
Governance
Social
President ChairmanAllan CPA
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Debt Levels
Territorial Bancorp can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Territorial Bancorp's financial leverage. It provides some insight into what part of Territorial Bancorp's total assets is financed by creditors.
Liquidity
Territorial Bancorp currently holds 259.3 M in liabilities with Debt to Equity (D/E) ratio of 0.24, which may suggest the company is not taking enough advantage from borrowing. Note, when we think about Territorial Bancorp's use of debt, we should always consider it together with its cash and equity.

Other Cashflows From Financing Activities

(68.01 Million)
Territorial Bancorp (TBNK) is traded on NASDAQ Exchange in USA. It is located in Pauahi Tower, Honolulu, HI, United States, 96813 and employs 18 people. Territorial Bancorp is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Micro-Cap' category with a current market capitalization of 67.17 M. Territorial Bancorp conducts business under Banks sector and is part of Financials industry. The entity has 7.97 M outstanding shares of which 8.04 K shares are at this time shorted by private and institutional investors with about 1.81 trading days to cover. Territorial Bancorp currently holds about 36.29 M in cash with 8.26 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 3.98.
Check Territorial Bancorp Probability Of Bankruptcy
Ownership Allocation
The market capitalization of Territorial Bancorp is $67.17 Million. 30% of Territorial Bancorp outstanding shares are owned by institutional holders. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Consequently, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the company is less than the current market value, you may not be able generate positive returns on investment in the long run.
Check Territorial Ownership Details

Territorial Stock Institutional Holders

InstituionRecorded OnShares
Blackrock Inc2024-12-31
84.6 K
Geode Capital Management, Llc2024-12-31
74.7 K
Gabelli Securities Inc2024-12-31
51.7 K
Four Tree Island Advisory Llc2024-12-31
37.4 K
American Century Companies Inc2024-12-31
34.9 K
Northern Trust Corp2024-12-31
34.8 K
International Assets Investment Management, Llc2024-09-30
34.5 K
State Street Corp2024-12-31
32.1 K
Morgan Stanley - Brokerage Accounts2024-12-31
21.5 K
Wellington Management Company Llp2024-12-31
874.4 K
Alliancebernstein L.p.2024-12-31
500.5 K
View Territorial Bancorp Diagnostics

Territorial Bancorp Historical Income Statement

At this time, Territorial Bancorp's Net Income From Continuing Ops is quite stable compared to the past year. Net Interest Income is expected to rise to about 44.9 M this year, although the value of Operating Income will most likely fall to about 5.8 M. View More Fundamentals

Territorial Stock Against Markets

Territorial Bancorp Corporate Management

Melvin MiyamotoPrincipal Financial Officer, Principal Accounting Officer, Sr. VP, Treasurer, Principal Financial Officer of Territorial Savings Bank, Principal Accounting Officer of Territorial Savings Bank, Sr. VP of Territorial Savings Bank and Treasurer of Territorial Savings BankProfile
Melvin CPATreasurer VPProfile
Gary UyeharaRegulatory AdministrativeProfile
Dennis HironakaVP AuditProfile
Troy YoshimasuSenior OfficerProfile
When determining whether Territorial Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Territorial Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Territorial Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Territorial Bancorp Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Territorial Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
For more information on how to buy Territorial Stock please use our How to buy in Territorial Stock guide.
You can also try the Pair Correlation module to compare performance and examine fundamental relationship between any two equity instruments.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Territorial Bancorp. If investors know Territorial will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Territorial Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.90)
Dividend Share
0.08
Earnings Share
(0.50)
Revenue Per Share
4.228
Quarterly Revenue Growth
(0.16)
The market value of Territorial Bancorp is measured differently than its book value, which is the value of Territorial that is recorded on the company's balance sheet. Investors also form their own opinion of Territorial Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Territorial Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Territorial Bancorp's market value can be influenced by many factors that don't directly affect Territorial Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Territorial Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Territorial Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Territorial Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.