Territorial Financial Statements From 2010 to 2025

TBNK Stock  USD 8.39  0.09  1.06%   
Territorial Bancorp financial statements provide useful quarterly and yearly information to potential Territorial Bancorp investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Territorial Bancorp financial statements helps investors assess Territorial Bancorp's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Territorial Bancorp's valuation are summarized below:
Gross Profit
36.4 M
Profit Margin
(0.12)
Market Capitalization
67.6 M
Enterprise Value Revenue
7.1299
Revenue
36.4 M
There are currently one hundred twenty fundamental trend indicators for Territorial Bancorp that can be evaluated and compared over time across competition. We recommend to double-check Territorial Bancorp's current fundamental drivers against the all of the trends between 2010 and 2025. The value of Market Cap is estimated to slide to about 82.3 M. The Enterprise Value is projected to slide to about 165.6 M

Territorial Bancorp Total Revenue

61.38 Million

Check Territorial Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Territorial Bancorp's main balance sheet or income statement drivers, such as Depreciation And Amortization of 4.7 M, Interest Expense of 25 M or Selling General Administrative of 4.8 M, as well as many indicators such as Price To Sales Ratio of 4.42, Dividend Yield of 0.0629 or PTB Ratio of 0.42. Territorial financial statements analysis is a perfect complement when working with Territorial Bancorp Valuation or Volatility modules.
  
Check out the analysis of Territorial Bancorp Correlation against competitors.
For more information on how to buy Territorial Stock please use our How to buy in Territorial Stock guide.

Territorial Bancorp Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total AssetsB2.6 B1.9 B
Slightly volatile
Short and Long Term Debt Total313.1 M298.2 M128.6 M
Slightly volatile
Total Stockholder Equity237.9 M288.7 M228.6 M
Slightly volatile
Other Liabilities4.8 MM12.9 M
Slightly volatile
Property Plant And Equipment Net23.6 M22.5 M11.3 M
Slightly volatile
Retained Earnings174.8 M243.4 M174.3 M
Slightly volatile
Accounts Payable20 M21 M78.1 M
Slightly volatile
Cash110.5 M145.7 M101.4 M
Pretty Stable
Non Current Assets Total395.6 M655.1 M485.7 M
Pretty Stable
Other Assets1.2 B1.6 B1.2 B
Slightly volatile
Long Term Debt292.2 M278.3 M136.7 M
Slightly volatile
Cash And Short Term Investments113 M145.7 M104 M
Pretty Stable
Net ReceivablesM7.4 M86.5 M
Pretty Stable
Common Stock Shares OutstandingM7.8 M9.4 M
Slightly volatile
Liabilities And Stockholders EquityB2.6 B1.9 B
Slightly volatile
Non Current Liabilities Total2.4 B2.3 B595 M
Slightly volatile
Total Liabilities1.3 B2.3 B1.5 B
Slightly volatile
Property Plant And Equipment Gross47.5 M45.2 M15.5 M
Slightly volatile
Total Current Assets202.1 M145.7 M194.7 M
Slightly volatile
Property Plant Equipment7.2 M8.7 M7.1 M
Slightly volatile
Total Current Liabilities8.5 M8.9 M95.5 M
Slightly volatile
Common Stock Total Equity81.6 K81.9 K97.5 K
Slightly volatile
Other Stockholder Equity56.4 M41 M65.2 M
Slightly volatile
Common Stock80.9 K79.2 K97.1 K
Slightly volatile
Short Term Investments17.2 M18.2 M206.2 M
Slightly volatile
Net Tangible Assets255.4 M295 M238 M
Slightly volatile
Retained Earnings Total Equity189.3 M247.6 M177.8 M
Slightly volatile
Capital Surpluse57.3 M46.6 M69.5 M
Slightly volatile
Long Term Investments1.1 B635.3 M1.3 B
Slightly volatile
Non Current Liabilities Other152.6 M197.7 M143.6 M
Slightly volatile
Short Term Debt168.8 M160.8 M66.1 M
Slightly volatile
Short and Long Term Debt21.4 M22.5 M48.8 M
Slightly volatile
Earning Assets369.9 M378.1 M470.8 M
Slightly volatile
Net Invested Capital439.5 M567 M387.4 M
Slightly volatile
Capital Stock74.8 K79.2 K93.2 K
Slightly volatile
Capital Lease Obligations15.1 M19.9 M13.3 M
Slightly volatile

Territorial Bancorp Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization4.7 M4.5 M2.5 M
Slightly volatile
Interest Expense25 M23.8 M13.8 M
Pretty Stable
Selling General Administrative4.8 MM21.9 M
Slightly volatile
Total Revenue61.4 M51.9 M57.7 M
Pretty Stable
Gross Profit61.4 M51.9 M57.7 M
Pretty Stable
Other Operating Expenses29.4 M42.9 M28.3 M
Slightly volatile
Operating Income5.8 M6.2 M26.7 M
Slightly volatile
EBIT5.8 M6.2 M26.4 M
Slightly volatile
EBITDA9.2 M9.7 M28.8 M
Slightly volatile
Income Before Tax7.5 M7.9 M20.2 M
Slightly volatile
Net Income Applicable To Common Shares15.7 M18.6 M15.7 M
Slightly volatile
Net Income5.5 M5.8 M13.6 M
Pretty Stable
Income Tax ExpenseM2.1 M6.6 M
Slightly volatile
Net Income From Continuing Ops17.3 M9.4 M15.2 M
Very volatile
Tax Provision2.4 M2.5 M7.5 M
Slightly volatile
Net Interest Income44.9 M41.8 M54.7 M
Slightly volatile
Interest Income53.9 M60.9 M64.8 M
Very volatile
Reconciled Depreciation3.6 M4.6 M2.5 M
Slightly volatile
Selling And Marketing Expenses26.3 M29.6 M32.3 M
Slightly volatile

Territorial Bancorp Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow44.3 M46.6 M99.6 M
Pretty Stable
Depreciation4.7 M4.5 M2.5 M
Slightly volatile
Dividends Paid7.1 M7.4 M7.6 M
Slightly volatile
Capital Expenditures1.4 M787.8 K1.2 M
Pretty Stable
Net Income5.5 M5.8 M13.6 M
Pretty Stable
End Period Cash Flow110.5 M145.7 M101.4 M
Pretty Stable
Stock Based Compensation754.1 K793.8 K2.4 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio4.422.463.8719
Slightly volatile
Dividend Yield0.06290.05990.0379
Slightly volatile
PTB Ratio0.420.440.9818
Slightly volatile
Days Sales Outstanding44.6246.97531
Pretty Stable
Book Value Per Share56.8733.4339.0658
Slightly volatile
Stock Based Compensation To Revenue0.04770.03030.0418
Slightly volatile
Capex To Depreciation0.190.20.736
Slightly volatile
PB Ratio0.420.440.9818
Slightly volatile
EV To Sales3.14.574.0978
Very volatile
ROIC0.00650.00680.0311
Slightly volatile
Net Income Per Share0.50.521.4413
Very volatile
Sales General And Administrative To Revenue0.110.09730.3797
Slightly volatile
Capex To Revenue0.01840.01370.0217
Very volatile
Cash Per Share22.4415.330.2788
Very volatile
Interest Coverage0.220.232.9323
Slightly volatile
Payout Ratio1.211.150.6077
Slightly volatile
Capex To Operating Cash Flow0.06630.07470.0752
Pretty Stable
Income Quality0.821.481.3412
Slightly volatile
ROE0.01710.0180.0599
Slightly volatile
PE Ratio19.4222.0317.0032
Pretty Stable
Return On Tangible Assets0.00190.0020.0088
Slightly volatile
Earnings Yield0.04870.0470.0625
Pretty Stable
Intangibles To Total Assets0.260.350.2848
Slightly volatile
Current Ratio12.0611.487.4537
Slightly volatile
Receivables Turnover11.368.0410.3314
Slightly volatile
Graham Number21.317.5627.6218
Pretty Stable
Shareholders Equity Per Share18.026.1723.6858
Slightly volatile
Debt To Equity0.980.930.5325
Slightly volatile
Capex Per Share0.10.07140.13
Pretty Stable
Revenue Per Share4.624.75.9663
Pretty Stable
Interest Debt Per Share31.2729.7814.7262
Slightly volatile
Debt To Assets0.110.10.0593
Slightly volatile
Enterprise Value Over EBITDA20.1219.1710.9729
Slightly volatile
Price Earnings Ratio19.4222.0317.0032
Pretty Stable
Operating Cycle44.6246.97531
Pretty Stable
Price Book Value Ratio0.420.440.9818
Slightly volatile
Dividend Payout Ratio1.211.150.6077
Slightly volatile
Pretax Profit Margin0.130.140.3376
Slightly volatile
Ebt Per Ebit0.50.760.7227
Slightly volatile
Operating Profit Margin0.170.15160.4194
Slightly volatile
Effective Tax Rate0.360.30.3296
Slightly volatile
Company Equity Multiplier9.3110.248.6517
Pretty Stable
Long Term Debt To Capitalization0.220.360.2759
Slightly volatile
Total Debt To Capitalization0.480.460.3103
Slightly volatile
Return On Capital Employed0.00340.00350.0154
Slightly volatile
Debt Equity Ratio0.980.930.5325
Slightly volatile
Ebit Per Revenue0.170.15160.4194
Slightly volatile
Quick Ratio12.0611.487.7016
Slightly volatile
Dividend Paid And Capex Coverage Ratio0.681.052.8689
Slightly volatile
Net Income Per E B T0.540.660.6616
Slightly volatile
Cash Ratio12.0611.485.8961
Slightly volatile
Cash Conversion Cycle2.7 M2.6 M505.3 K
Slightly volatile
Operating Cash Flow Sales Ratio0.180.160.2856
Slightly volatile
Days Of Sales Outstanding44.6246.97531
Pretty Stable
Free Cash Flow Operating Cash Flow Ratio1.011.050.9374
Very volatile
Price To Book Ratio0.420.440.9818
Slightly volatile
Fixed Asset Turnover2.522.657.6594
Slightly volatile
Capital Expenditure Coverage Ratio12.3610.8520.4545
Pretty Stable
Enterprise Value Multiple20.1219.1710.9729
Slightly volatile
Debt Ratio0.110.10.0593
Slightly volatile
Price Sales Ratio4.422.463.8719
Slightly volatile
Return On Assets0.00190.0020.0072
Slightly volatile
Asset Turnover0.03510.02320.0311
Slightly volatile
Net Profit Margin0.180.10.2316
Pretty Stable
Gross Profit Margin0.80.90.9813
Slightly volatile
Price Fair Value0.420.440.9818
Slightly volatile
Return On Equity0.01710.0180.0599
Slightly volatile

Territorial Bancorp Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap82.3 M86.7 M207.6 M
Slightly volatile
Enterprise Value165.6 M206 M229.3 M
Pretty Stable

Territorial Fundamental Market Drivers

Forward Price Earnings19.1205
Cash And Short Term Investments126.7 M

Territorial Upcoming Events

25th of April 2024
Upcoming Quarterly Report
View
26th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
24th of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Territorial Bancorp Financial Statements

Territorial Bancorp investors utilize fundamental indicators, such as revenue or net income, to predict how Territorial Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue-21 M-20 M
Total Revenue51.9 M61.4 M
Cost Of Revenue-2.7 K-2.6 K
Stock Based Compensation To Revenue 0.03  0.05 
Sales General And Administrative To Revenue 0.10  0.11 
Capex To Revenue 0.01  0.02 
Revenue Per Share 4.70  4.62 
Ebit Per Revenue 0.15  0.17 

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When determining whether Territorial Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Territorial Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Territorial Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Territorial Bancorp Stock:
Check out the analysis of Territorial Bancorp Correlation against competitors.
For more information on how to buy Territorial Stock please use our How to buy in Territorial Stock guide.
You can also try the Watchlist Optimization module to optimize watchlists to build efficient portfolios or rebalance existing positions based on the mean-variance optimization algorithm.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Territorial Bancorp. If investors know Territorial will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Territorial Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.90)
Dividend Share
0.08
Earnings Share
(0.50)
Revenue Per Share
4.228
Quarterly Revenue Growth
(0.16)
The market value of Territorial Bancorp is measured differently than its book value, which is the value of Territorial that is recorded on the company's balance sheet. Investors also form their own opinion of Territorial Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Territorial Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Territorial Bancorp's market value can be influenced by many factors that don't directly affect Territorial Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Territorial Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Territorial Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Territorial Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.