Preferred Bank Net Worth

Preferred Bank Net Worth Breakdown

  PFBC
The net worth of Preferred Bank is the difference between its total assets and liabilities. Preferred Bank's net worth represents the value of the company's equity or ownership interest. In other words, it is the amount of money that would be left over if all of Preferred Bank's assets were sold and all of its debts were paid off. Net worth is sometimes referred to as shareholder's equity or book value. Preferred Bank's net worth can be used as a measure of its financial health and stability which can help investors to decide if Preferred Bank is a good investment. It is also essential in determining the company's creditworthiness and ability to secure financing before investing in Preferred Bank stock.

Preferred Bank Net Worth Analysis

Preferred Bank's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Preferred Bank's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Preferred Bank's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Preferred Bank's net worth analysis. One common approach is to calculate Preferred Bank's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Preferred Bank's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Preferred Bank's net worth. This approach calculates the present value of Preferred Bank's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Preferred Bank's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Preferred Bank's net worth. This involves comparing Preferred Bank's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Preferred Bank's net worth relative to its peers.

Enterprise Value

191.67 Million

To determine if Preferred Bank is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Preferred Bank's net worth research are outlined below:
Preferred Bank generated a negative expected return over the last 90 days
Over 92.0% of the company shares are owned by institutional investors
Latest headline from thelincolnianonline.com: Preferred Bank Stock Holdings Lifted by Picton Mahoney Asset Management
Preferred Bank uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Preferred Bank. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Preferred Bank's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
16th of April 2024
Upcoming Quarterly Report
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17th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
22nd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

Preferred Bank Target Price Consensus

Preferred target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Preferred Bank's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   5  Buy
Most Preferred analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Preferred stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Preferred Bank, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

Preferred Bank Target Price Projection

Preferred Bank's current and average target prices are 82.93 and 98.75, respectively. The current price of Preferred Bank is the price at which Preferred Bank is currently trading. On the other hand, Preferred Bank's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

Preferred Bank Market Quote on 19th of March 2025

Low Price81.41Odds
High Price83.71Odds

82.93

Target Price

Analyst Consensus On Preferred Bank Target Price

Low Estimate89.86Odds
High Estimate109.61Odds

98.75

Historical Lowest Forecast  89.86 Target Price  98.75 Highest Forecast  109.61
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on Preferred Bank and the information provided on this page.

Know Preferred Bank's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Preferred Bank is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Preferred Bank backward and forwards among themselves. Preferred Bank's institutional investor refers to the entity that pools money to purchase Preferred Bank's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Morgan Stanley - Brokerage Accounts2024-12-31
214.3 K
Ubs Group Ag2024-12-31
203.2 K
American Century Companies Inc2024-12-31
199.6 K
Jpmorgan Chase & Co2024-12-31
189.2 K
Northern Trust Corp2024-12-31
175.2 K
Hotchkis & Wiley Capital Management Llc2024-12-31
159.4 K
Millennium Management Llc2024-12-31
147.7 K
Bank Of New York Mellon Corp2024-12-31
142.8 K
Phocas Financial Corp2024-12-31
134.9 K
Blackrock Inc2024-12-31
1.3 M
T. Rowe Price Investment Management,inc.2024-12-31
1.1 M
Note, although Preferred Bank's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Follow Preferred Bank's market capitalization trends

The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.09 B.

Market Cap

973.06 Million

Project Preferred Bank's profitablity

Last ReportedProjected for Next Year
Return On Tangible Assets 0.02  0.02 
Return On Capital Employed 0.19  0.20 
Return On Assets 0.02  0.02 
Return On Equity 0.17  0.18 
The company has Profit Margin (PM) of 0.48 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.6 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.6.
When accessing Preferred Bank's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Preferred Bank's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Preferred Bank's profitability and make more informed investment decisions.
Please note, the presentation of Preferred Bank's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Preferred Bank's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Preferred Bank's management manipulating its earnings.

Evaluate Preferred Bank's management efficiency

Preferred Bank has return on total asset (ROA) of 0.0192 % which means that it generated a profit of $0.0192 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1792 %, meaning that it created $0.1792 on every $100 dollars invested by stockholders. Preferred Bank's management efficiency ratios could be used to measure how well Preferred Bank manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Tangible Assets is expected to grow to 0.02. The current year's Return On Capital Employed is expected to grow to 0.20. At present, Preferred Bank's Total Current Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 6.9 B, whereas Other Assets are projected to grow to (1 B).
Last ReportedProjected for Next Year
Book Value Per Share 56.71  39.94 
Tangible Book Value Per Share 56.71  31.91 
Enterprise Value Over EBITDA 1.67  1.58 
Price Book Value Ratio 1.33  1.22 
Enterprise Value Multiple 1.67  1.58 
Price Fair Value 1.33  1.22 
Enterprise Value276.2 M191.7 M
Preferred Bank's management has consistently demonstrated strong leadership, driving both financial growth and operational excellence. By analyzing current market trends and future growth opportunities, we assess the stock's true value and potential for investors.
Enterprise Value Revenue
4.5267
Revenue
274.1 M
Quarterly Revenue Growth
0.24
Revenue Per Share
20.536
Return On Equity
0.1792

Preferred Bank Corporate Filings

13A
14th of November 2024
An amended filing to the original Schedule 13G
ViewVerify
13A
31st of October 2024
The form used by investors holding more than 5% of a company's stock, to report their beneficial ownership pursuant to Rule 13d-1 or Rule 13d-2 under the Securities Exchange Act of 1934
ViewVerify
Preferred Bank time-series forecasting models is one of many Preferred Bank's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Preferred Bank's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Preferred Bank Earnings Estimation Breakdown

The calculation of Preferred Bank's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Preferred Bank is estimated to be 2.324 with the future projection ranging from a low of 2.28 to a high of 2.36. Please be aware that this consensus of annual earnings estimates for Preferred Bank is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
2.25
2.28
Lowest
Expected EPS
2.324
2.36
Highest

Preferred Bank Earnings Projection Consensus

Suppose the current estimates of Preferred Bank's value are higher than the current market price of the Preferred Bank stock. In this case, investors may conclude that Preferred Bank is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Preferred Bank's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of March 2025Current EPS (TTM)
595.38%
2.25
2.324
9.99

Preferred Bank Earnings per Share Projection vs Actual

Actual Earning per Share of Preferred Bank refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Preferred Bank predict the company's earnings will be in the future. The higher the earnings per share of Preferred Bank, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

Preferred Bank Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as Preferred Bank, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Preferred Bank should always be considered in relation to other companies to make a more educated investment decision.

Preferred Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact Preferred Bank's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2025-01-22
2024-12-312.352.25-0.1
2024-10-21
2024-09-302.372.460.09
2024-07-25
2024-06-302.392.480.09
2024-04-23
2024-03-312.382.440.06
2024-01-24
2023-12-312.542.60.06
2023-10-17
2023-09-302.562.710.15
2023-07-19
2023-06-302.452.610.16
2023-04-18
2023-03-312.562.610.05
2023-01-18
2022-12-312.572.710.14
2022-10-19
2022-09-302.132.40.2712 
2022-07-20
2022-06-301.791.870.08
2022-04-19
2022-03-311.691.740.05
2022-01-19
2021-12-311.721.80.08
2021-10-20
2021-09-301.621.760.14
2021-07-20
2021-06-301.461.44-0.02
2021-04-20
2021-03-311.371.420.05
2021-01-25
2020-12-311.161.40.2420 
2020-10-19
2020-09-301.051.150.1
2020-07-21
2020-06-300.831.030.224 
2020-04-22
2020-03-311.021.080.06
2020-01-22
2019-12-311.261.310.05
2019-10-16
2019-09-301.321.320.0
2019-07-17
2019-06-301.281.310.03
2019-04-17
2019-03-311.221.230.01
2019-01-17
2018-12-311.231.08-0.1512 
2018-10-17
2018-09-301.181.20.02
2018-07-18
2018-06-301.091.140.05
2018-04-19
2018-03-311.061.090.03
2018-01-22
2017-12-310.880.970.0910 
2017-10-24
2017-09-300.850.940.0910 
2017-07-18
2017-06-300.750.80.05
2017-04-19
2017-03-310.690.710.02
2017-01-19
2016-12-310.650.70.05
2016-10-19
2016-09-300.620.690.0711 
2016-07-20
2016-06-300.580.610.03
2016-04-20
2016-03-310.560.560.0
2016-01-21
2015-12-310.540.540.0
2015-10-19
2015-09-300.530.570.04
2015-07-20
2015-06-300.50.550.0510 
2015-04-20
2015-03-310.480.480.0
2015-01-20
2014-12-310.460.50.04
2014-10-16
2014-09-300.430.460.03
2014-07-23
2014-06-300.390.430.0410 
2014-04-22
2014-03-310.370.380.01
2014-01-22
2013-12-310.380.440.0615 
2013-10-22
2013-09-300.320.370.0515 
2013-07-17
2013-06-300.270.320.0518 
2013-04-17
2013-03-310.220.30.0836 
2013-01-24
2012-12-310.210.250.0419 
2012-10-17
2012-09-300.170.210.0423 
2012-07-25
2012-06-30-0.43-0.430.0
2012-04-25
2012-03-310.20.14-0.0630 
2012-01-26
2011-12-310.240.290.0520 
2011-10-20
2011-09-300.120.50.38316 
2011-07-20
2011-06-30-0.030.130.16533 
2011-04-21
2011-03-31-0.170.050.22129 
2011-01-31
2010-12-31-0.28-0.8-0.52185 
2010-10-28
2010-09-30-0.31-0.7-0.39125 
2010-07-29
2010-06-30-0.7-1.0-0.342 
2010-05-03
2010-03-31-1.291.02.29177 
2010-01-27
2009-12-31-1.030.251.28124 
2009-10-29
2009-09-30-2.1-6.55-4.45211 
2009-07-30
2009-06-30-1.36-2.95-1.59116 
2009-04-17
2009-03-31-1.290.151.44111 
2009-01-27
2008-12-31-1.37-0.251.1281 
2008-10-23
2008-09-30-0.17-1.75-1.58929 
2008-07-22
2008-06-301.480.25-1.2383 
2008-04-24
2008-03-312.511.7-0.8132 
2008-01-24
2007-12-313.342.85-0.4914 
2007-10-18
2007-09-303.383.35-0.03
2007-07-19
2007-06-303.183.250.07
2007-04-25
2007-03-313.033.050.02
2007-01-24
2006-12-312.923.130.21
2006-10-18
2006-09-302.782.870.09
2006-07-20
2006-06-302.622.630.01
2006-04-25
2006-03-312.352.430.08
2006-01-25
2005-12-312.212.370.16
2005-10-19
2005-09-302.042.10.06
2005-07-20
2005-06-301.871.930.06
2005-04-21
2005-03-311.811.830.02

Preferred Bank Corporate Executives

Elected by the shareholders, the Preferred Bank's board of directors comprises two types of representatives: Preferred Bank inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Preferred. The board's role is to monitor Preferred Bank's management team and ensure that shareholders' interests are well served. Preferred Bank's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Preferred Bank's outside directors are responsible for providing unbiased perspectives on the board's policies.
Edward CzajkaCFO and Executive VPProfile
Johnny HsuExecutive COOProfile
When determining whether Preferred Bank offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Preferred Bank's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Preferred Bank Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Preferred Bank Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Preferred Bank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For information on how to trade Preferred Stock refer to our How to Trade Preferred Stock guide.
You can also try the Latest Portfolios module to quick portfolio dashboard that showcases your latest portfolios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Preferred Bank. If investors know Preferred will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Preferred Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.13)
Dividend Share
2.85
Earnings Share
9.99
Revenue Per Share
20.536
Quarterly Revenue Growth
0.24
The market value of Preferred Bank is measured differently than its book value, which is the value of Preferred that is recorded on the company's balance sheet. Investors also form their own opinion of Preferred Bank's value that differs from its market value or its book value, called intrinsic value, which is Preferred Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Preferred Bank's market value can be influenced by many factors that don't directly affect Preferred Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Preferred Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if Preferred Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Preferred Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.