Preferred Financial Statements From 2010 to 2025

PFBC Stock  USD 87.61  0.32  0.37%   
Preferred Bank financial statements provide useful quarterly and yearly information to potential Preferred Bank investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Preferred Bank financial statements helps investors assess Preferred Bank's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Preferred Bank's valuation are summarized below:
Gross Profit
274.1 M
Profit Margin
0.4767
Market Capitalization
1.2 B
Enterprise Value Revenue
4.7111
Revenue
274.1 M
We have found one hundred twenty available trending fundamental ratios for Preferred Bank, which can be analyzed and compared to other ratios and to its competitors. Investors should ensure to check out all of Preferred Bank's recent performance against the performance from 2010 to 2025 to make sure the company is sustainable down the road. The current year's Market Cap is expected to grow to about 973.1 M, whereas Enterprise Value is forecasted to decline to about 191.7 M.

Preferred Bank Total Revenue

332.77 Million

Check Preferred Bank financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Preferred Bank's main balance sheet or income statement drivers, such as Depreciation And Amortization of 1.7 M, Interest Expense of 227.8 M or Total Revenue of 332.8 M, as well as many indicators such as Price To Sales Ratio of 3.37, Dividend Yield of 0.0255 or PTB Ratio of 1.22. Preferred financial statements analysis is a perfect complement when working with Preferred Bank Valuation or Volatility modules.
  
Check out the analysis of Preferred Bank Correlation against competitors.
For information on how to trade Preferred Stock refer to our How to Trade Preferred Stock guide.

Preferred Bank Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets8.1 B7.7 B4.1 B
Slightly volatile
Total Stockholder Equity839.3 M799.4 M420.5 M
Slightly volatile
Cash1.1 BB521.5 M
Slightly volatile
Cash And Short Term Investments1.1 BB688.5 M
Slightly volatile
Common Stock Shares Outstanding10.4 M16.4 M13.3 M
Slightly volatile
Liabilities And Stockholders Equity8.1 B7.7 B4.1 B
Slightly volatile
Total Liabilities7.2 B6.9 B3.7 B
Slightly volatile
Total Current Assets2.3 B2.2 B907.9 M
Slightly volatile
Other Liabilities25.1 M44.4 M27.9 M
Slightly volatile
Accounts Payable13.8 M14.5 M46 M
Slightly volatile
Long Term Debt179 M170.5 M90.3 M
Slightly volatile
Short Term Investments21.9 M23 M183.7 M
Very volatile
Common Stock160.2 M242.5 M181 M
Slightly volatile
Property Plant Equipment37.1 M35.3 M16.6 M
Slightly volatile
Short and Long Term Debt Total202.9 M193.2 M100 M
Slightly volatile
Total Current Liabilities6.8 B6.5 B1.2 B
Slightly volatile
Property Plant And Equipment Net38.3 M36.5 M16.9 M
Slightly volatile
Non Current Assets Total6.9 B6.6 B1.4 B
Slightly volatile
Net Receivables43.8 M41.7 M17.6 M
Slightly volatile
Common Stock Total Equity168.4 M242.5 M181.6 M
Slightly volatile
Non Current Liabilities Total395.8 M377 M121.3 M
Slightly volatile
Property Plant And Equipment Gross61.1 M58.2 M22.9 M
Slightly volatile
Short Term Debt7.5 M4.4 M10.9 M
Slightly volatile
Net Tangible Assets461.5 M725 M408.3 M
Slightly volatile
Other Current Assets642.9 M1.1 B476.4 M
Slightly volatile
Long Term Investments344.1 M460.3 M291.4 M
Slightly volatile
Short and Long Term Debt1.1 M1.2 M16.7 M
Slightly volatile
Capital Surpluse47 M60.2 M44 M
Slightly volatile
Earning Assets352.8 M412.4 M304.1 M
Slightly volatile
Long Term Debt Total108.9 M114.1 M100.6 M
Slightly volatile
Net Invested Capital711.5 M969.8 M589.5 M
Slightly volatile
Capital Stock168.7 M189.8 M206.9 M
Slightly volatile
Capital Lease Obligations22.6 M22.7 M20.8 M
Slightly volatile

Preferred Bank Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization1.7 M1.5 M2.6 M
Slightly volatile
Interest Expense227.8 M216.9 M59.5 M
Slightly volatile
Total Revenue332.8 M316.9 M154.3 M
Slightly volatile
Gross Profit581.7 M554 M197.6 M
Slightly volatile
EBITDA255.5 M243.3 M110.5 M
Slightly volatile
Income Before Tax253.4 M241.3 M100.3 M
Slightly volatile
Net Income181.2 M172.5 M71.3 M
Slightly volatile
Selling General Administrative62 M59 M34 M
Slightly volatile
Net Income Applicable To Common Shares155.6 M148.2 M66.9 M
Slightly volatile
Selling And Marketing Expenses577.3 K847.5 K609.2 K
Slightly volatile
Net Income From Continuing Ops185.7 M176.8 M74.5 M
Slightly volatile
Tax Provision39 M70 M33.1 M
Slightly volatile
Net Interest Income188 M338.2 M155.2 M
Slightly volatile
Interest Income545.1 M519.1 M219.1 M
Slightly volatile
Reconciled Depreciation1.7 MM1.3 M
Slightly volatile

Preferred Bank Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Net Income181.2 M172.5 M71.6 M
Slightly volatile
End Period Cash Flow1.1 BB556.6 M
Slightly volatile
Free Cash Flow208.9 M198.9 M86.9 M
Slightly volatile
Begin Period Cash Flow926.8 M882.7 M485.3 M
Slightly volatile
Other Cashflows From Financing Activities304.3 M175.2 M346.5 M
Pretty Stable
Depreciation1.2 MM1.2 M
Slightly volatile
Other Non Cash Items13 M21.1 M11.5 M
Slightly volatile
Total Cash From Operating Activities211.8 M201.7 M88.5 M
Slightly volatile
Total Cash From Financing Activities72.1 M75.9 M298.6 M
Very volatile
Change To Netincome15.6 M18.2 M12.8 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio3.373.364.5004
Pretty Stable
Dividend Yield0.02550.03480.0177
Slightly volatile
PTB Ratio1.221.331.5483
Pretty Stable
Days Sales Outstanding54.8455.2648.0639
Very volatile
Book Value Per Share39.9456.7130.3445
Slightly volatile
Free Cash Flow Yield0.180.190.1299
Pretty Stable
Operating Cash Flow Per Share15.0214.316.6045
Slightly volatile
Stock Based Compensation To Revenue0.02780.0190.0325
Pretty Stable
Capex To Depreciation0.691.261.2615
Pretty Stable
PB Ratio1.221.331.5483
Pretty Stable
Free Cash Flow Per Share11.611.046.0754
Slightly volatile
Net Income Per Share10.069.584.7968
Slightly volatile
Sales General And Administrative To Revenue0.250.210.243
Slightly volatile
Capex To Revenue0.01650.01010.0114
Very volatile
Cash Per Share61.0658.1646.9139
Slightly volatile
POCF Ratio10.336.759.1552
Very volatile
Payout Ratio0.110.190.1784
Pretty Stable
Capex To Operating Cash Flow0.0150.01580.0236
Pretty Stable
PFCF Ratio10.96.859.4485
Very volatile
Income Quality1.11.051.3149
Slightly volatile
ROE0.20.190.1421
Slightly volatile
PE Ratio12.537.8912.2131
Slightly volatile
Return On Tangible Assets0.02130.02020.0152
Slightly volatile
Earnings Yield0.140.130.0956
Slightly volatile
Intangibles To Total Assets0.05260.06860.0655
Pretty Stable
Current Ratio0.290.3339
Pretty Stable
Tangible Book Value Per Share31.9156.7120.2548
Slightly volatile
Receivables Turnover6.326.847.9278
Pretty Stable
Graham Number72.9112555.9782
Slightly volatile
Shareholders Equity Per Share39.9456.7130.3445
Slightly volatile
Debt To Equity0.30.280.2223
Slightly volatile
Capex Per Share0.330.20.1441
Pretty Stable
Revenue Per Share15.4122.4810.8047
Slightly volatile
Interest Debt Per Share17.3329.0910.5312
Slightly volatile
Debt To Assets0.02830.0290.0222
Slightly volatile
Enterprise Value Over EBITDA1.581.673.0302
Pretty Stable
Short Term Coverage Ratios19.429.4927.7122
Slightly volatile
Price Earnings Ratio12.537.8912.2131
Slightly volatile
Operating Cycle54.8455.2648.0639
Very volatile
Price Book Value Ratio1.221.331.5483
Pretty Stable
Dividend Payout Ratio0.110.190.1784
Pretty Stable
Price To Operating Cash Flows Ratio10.336.759.1552
Very volatile
Price To Free Cash Flows Ratio10.96.859.4485
Very volatile
Pretax Profit Margin0.720.690.5515
Slightly volatile
Company Equity Multiplier11.1111.039.9307
Slightly volatile
Long Term Debt To Capitalization0.140.160.1543
Slightly volatile
Total Debt To Capitalization0.220.19460.1767
Slightly volatile
Debt Equity Ratio0.30.280.2223
Slightly volatile
Quick Ratio0.290.3525
Pretty Stable
Dividend Paid And Capex Coverage Ratio5.716.0130.4446
Slightly volatile
Net Income Per E B T1.130.821.172
Slightly volatile
Cash Ratio0.130.14223
Pretty Stable
Cash Conversion Cycle57.2688.0964.54
Slightly volatile
Operating Cash Flow Sales Ratio0.40.570.512
Slightly volatile
Days Of Sales Outstanding54.8455.2648.0639
Very volatile
Free Cash Flow Operating Cash Flow Ratio0.770.890.9571
Slightly volatile
Cash Flow Coverage Ratios0.740.941.0057
Slightly volatile
Price To Book Ratio1.221.331.5483
Pretty Stable
Fixed Asset Turnover16.319.9813.9722
Slightly volatile
Capital Expenditure Coverage Ratio65.5465.3698.5813
Pretty Stable
Price Cash Flow Ratio10.336.759.1552
Very volatile
Enterprise Value Multiple1.581.673.0302
Pretty Stable
Debt Ratio0.02830.0290.0222
Slightly volatile
Cash Flow To Debt Ratio0.740.941.0057
Slightly volatile
Price Sales Ratio3.373.364.5004
Pretty Stable
Return On Assets0.02130.02020.0147
Slightly volatile
Asset Turnover0.02910.03720.0346
Slightly volatile
Net Profit Margin0.510.490.4058
Slightly volatile
Gross Profit Margin1.41.571.7152
Slightly volatile
Price Fair Value1.221.331.5483
Pretty Stable
Return On Equity0.20.190.1421
Slightly volatile

Preferred Bank Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap973.1 M926.7 M650.3 M
Slightly volatile

Preferred Fundamental Market Drivers

Forward Price Earnings8.3195
Cash And Short Term Investments910.9 M

Preferred Upcoming Events

16th of April 2024
Upcoming Quarterly Report
View
17th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
22nd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Preferred Bank Financial Statements

Preferred Bank stakeholders use historical fundamental indicators, such as Preferred Bank's revenue or net income, to determine how well the company is positioned to perform in the future. Although Preferred Bank investors may analyze each financial statement separately, they are all interrelated. For example, changes in Preferred Bank's assets and liabilities are reflected in the revenues and expenses on Preferred Bank's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Preferred Bank. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue-14.5 M-13.8 M
Total Revenue316.9 M332.8 M
Cost Of Revenue-185.6 M-176.3 M
Stock Based Compensation To Revenue 0.02  0.03 
Sales General And Administrative To Revenue 0.21  0.25 
Capex To Revenue 0.01  0.02 
Revenue Per Share 22.48  15.41 
Ebit Per Revenue 0.69  0.42 

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Preferred Bank offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Preferred Bank's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Preferred Bank Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Preferred Bank Stock:
Check out the analysis of Preferred Bank Correlation against competitors.
For information on how to trade Preferred Stock refer to our How to Trade Preferred Stock guide.
You can also try the Positions Ratings module to determine portfolio positions ratings based on digital equity recommendations. Macroaxis instant position ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Preferred Bank. If investors know Preferred will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Preferred Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.13)
Dividend Share
2.85
Earnings Share
9.92
Revenue Per Share
20.536
Quarterly Revenue Growth
0.24
The market value of Preferred Bank is measured differently than its book value, which is the value of Preferred that is recorded on the company's balance sheet. Investors also form their own opinion of Preferred Bank's value that differs from its market value or its book value, called intrinsic value, which is Preferred Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Preferred Bank's market value can be influenced by many factors that don't directly affect Preferred Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Preferred Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if Preferred Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Preferred Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.