Is Preferred Bank Stock a Good Investment?
Preferred Bank Investment Advice | PFBC |
- Examine Preferred Bank's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Preferred Bank's leadership team and their track record. Good management can help Preferred Bank navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Preferred Bank's business and its evolving consumer preferences.
- Compare Preferred Bank's performance and market position to its competitors. Analyze how Preferred Bank is positioned in terms of product offerings, innovation, and market share.
- Check if Preferred Bank pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Preferred Bank's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Preferred Bank stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Preferred Bank is a good investment.
Sell | Buy |
Hold
Market Performance | OK | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Actively responds to the market | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Preferred Bank Stock
Researching Preferred Bank's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 88.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.66. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Preferred Bank has Price/Earnings To Growth (PEG) ratio of 1.83. The entity recorded earning per share (EPS) of 9.99. The firm last dividend was issued on the 7th of October 2024. Preferred Bank had 1:5 split on the 20th of June 2011.
To determine if Preferred Bank is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Preferred Bank's research are outlined below:
| Preferred Bank is unlikely to experience financial distress in the next 2 years | |
| Over 88.0% of the company shares are owned by institutional investors | |
| On 21st of October 2024 Preferred Bank paid $ 0.7 per share dividend to its current shareholders | |
| Latest headline from simplywall.st: Dont Ignore The Insider Selling In Preferred Bank |
Preferred Bank Quarterly Liabilities And Stockholders Equity |
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Preferred Bank uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Preferred Bank. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Preferred Bank's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 16th of April 2024 Upcoming Quarterly Report | View | |
| 17th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 22nd of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact Preferred Bank's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Preferred Bank's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2014-07-23 | 2014-06-30 | 0.39 | 0.43 | 0.04 | 10 | ||
2013-01-24 | 2012-12-31 | 0.21 | 0.25 | 0.04 | 19 | ||
2012-10-17 | 2012-09-30 | 0.17 | 0.21 | 0.04 | 23 | ||
2015-07-20 | 2015-06-30 | 0.5 | 0.55 | 0.05 | 10 | ||
2013-10-22 | 2013-09-30 | 0.32 | 0.37 | 0.05 | 15 | ||
2013-07-17 | 2013-06-30 | 0.27 | 0.32 | 0.05 | 18 | ||
2012-01-26 | 2011-12-31 | 0.24 | 0.29 | 0.05 | 20 | ||
2014-01-22 | 2013-12-31 | 0.38 | 0.44 | 0.06 | 15 |
Know Preferred Bank's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Preferred Bank is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Preferred Bank backward and forwards among themselves. Preferred Bank's institutional investor refers to the entity that pools money to purchase Preferred Bank's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Morgan Stanley - Brokerage Accounts | 2024-09-30 | 223.8 K | Jpmorgan Chase & Co | 2024-09-30 | 186.1 K | Northern Trust Corp | 2024-09-30 | 175.3 K | Lsv Asset Management | 2024-09-30 | 167.2 K | Bank Of New York Mellon Corp | 2024-09-30 | 148.9 K | Amvescap Plc. | 2024-09-30 | 138.9 K | American Century Companies Inc | 2024-09-30 | 138 K | Phocas Financial Corp | 2024-09-30 | 136 K | Hotchkis & Wiley Capital Management Llc | 2024-09-30 | 120.7 K | Blackrock Inc | 2024-06-30 | 1.3 M | T. Rowe Price Investment Management,inc. | 2024-09-30 | 1.1 M |
Preferred Bank's market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.26 B.Market Cap |
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Preferred Bank's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.02 | 0.02 | |
| Return On Capital Employed | 0.21 | 0.22 | |
| Return On Assets | 0.02 | 0.02 | |
| Return On Equity | 0.22 | 0.23 |
Determining Preferred Bank's profitability involves analyzing its financial statements and using various financial metrics to determine if Preferred Bank is a good buy. For example, gross profit margin measures Preferred Bank's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Preferred Bank's profitability and make more informed investment decisions.
Please note, the presentation of Preferred Bank's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Preferred Bank's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Preferred Bank's management manipulating its earnings.
Evaluate Preferred Bank's management efficiency
Preferred Bank has return on total asset (ROA) of 0.0202 % which means that it generated a profit of $0.0202 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1919 %, meaning that it created $0.1919 on every $100 dollars invested by stockholders. Preferred Bank's management efficiency ratios could be used to measure how well Preferred Bank manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Tangible Assets is expected to grow to 0.02. The current year's Return On Capital Employed is expected to grow to 0.22. At present, Preferred Bank's Total Current Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 6 B, whereas Other Assets are projected to grow to (865.3 M).| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 49.31 | 39.94 | |
| Tangible Book Value Per Share | 49.31 | 31.91 | |
| Enterprise Value Over EBITDA | 1.36 | 1.29 | |
| Price Book Value Ratio | 1.48 | 1.22 | |
| Enterprise Value Multiple | 1.36 | 1.29 | |
| Price Fair Value | 1.48 | 1.22 | |
| Enterprise Value | 286.8 M | 190.8 M |
Preferred Bank's management has consistently demonstrated strong leadership, driving both financial growth and operational excellence. By analyzing current market trends and future growth opportunities, we assess the stock's true value and potential for investors.
Dividend Yield 0.0297 | Forward Dividend Yield 0.0297 | Forward Dividend Rate 2.8 | Beta 0.943 |
Basic technical analysis of Preferred Stock
As of the 2nd of December, Preferred Bank holds the Risk Adjusted Performance of 0.0981, semi deviation of 1.32, and Coefficient Of Variation of 834.39. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Preferred Bank, as well as the relationship between them.Preferred Bank's Outstanding Corporate Bonds
Preferred Bank issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Preferred Bank uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Preferred bonds can be classified according to their maturity, which is the date when Preferred Bank has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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Understand Preferred Bank's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Preferred Bank's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0981 | |||
| Market Risk Adjusted Performance | 0.1363 | |||
| Mean Deviation | 1.33 | |||
| Semi Deviation | 1.32 | |||
| Downside Deviation | 1.67 | |||
| Coefficient Of Variation | 834.39 | |||
| Standard Deviation | 2.18 | |||
| Variance | 4.75 | |||
| Information Ratio | 0.0567 | |||
| Jensen Alpha | (0) | |||
| Total Risk Alpha | (0.11) | |||
| Sortino Ratio | 0.0741 | |||
| Treynor Ratio | 0.1263 | |||
| Maximum Drawdown | 16.68 | |||
| Value At Risk | (2.59) | |||
| Potential Upside | 3.02 | |||
| Downside Variance | 2.78 | |||
| Semi Variance | 1.75 | |||
| Expected Short fall | (1.39) | |||
| Skewness | 2.74 | |||
| Kurtosis | 15.15 |
| Risk Adjusted Performance | 0.0981 | |||
| Market Risk Adjusted Performance | 0.1363 | |||
| Mean Deviation | 1.33 | |||
| Semi Deviation | 1.32 | |||
| Downside Deviation | 1.67 | |||
| Coefficient Of Variation | 834.39 | |||
| Standard Deviation | 2.18 | |||
| Variance | 4.75 | |||
| Information Ratio | 0.0567 | |||
| Jensen Alpha | (0) | |||
| Total Risk Alpha | (0.11) | |||
| Sortino Ratio | 0.0741 | |||
| Treynor Ratio | 0.1263 | |||
| Maximum Drawdown | 16.68 | |||
| Value At Risk | (2.59) | |||
| Potential Upside | 3.02 | |||
| Downside Variance | 2.78 | |||
| Semi Variance | 1.75 | |||
| Expected Short fall | (1.39) | |||
| Skewness | 2.74 | |||
| Kurtosis | 15.15 |
Consider Preferred Bank's intraday indicators
Preferred Bank intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Preferred Bank stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Accumulation Distribution | 2104.51 | |||
| Daily Balance Of Power | 0.139 | |||
| Rate Of Daily Change | 1.0 | |||
| Day Median Price | 94.32 | |||
| Day Typical Price | 94.42 | |||
| Price Action Indicator | 0.48 | |||
| Period Momentum Indicator | 0.31 |
Preferred Bank Corporate Filings
13A | 14th of November 2024 An amended filing to the original Schedule 13G | ViewVerify |
13A | 31st of October 2024 The form used by investors holding more than 5% of a company's stock, to report their beneficial ownership pursuant to Rule 13d-1 or Rule 13d-2 under the Securities Exchange Act of 1934 | ViewVerify |
Preferred Stock media impact
Far too much social signal, news, headlines, and media speculation about Preferred Bank that are available to investors today. That information is available publicly through Preferred media outlets and privately through word of mouth or via Preferred internal channels. However, regardless of the origin, that massive amount of Preferred data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Preferred Bank news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Preferred Bank relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Preferred Bank's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Preferred Bank alpha.
Preferred Bank Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Preferred Bank can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Preferred Bank Corporate Executives
Elected by the shareholders, the Preferred Bank's board of directors comprises two types of representatives: Preferred Bank inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Preferred. The board's role is to monitor Preferred Bank's management team and ensure that shareholders' interests are well served. Preferred Bank's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Preferred Bank's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Edward Czajka | CFO and Executive VP | Profile | |
| Johnny Hsu | Executive COO | Profile |
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Preferred Bank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. For information on how to trade Preferred Stock refer to our How to Trade Preferred Stock guide.You can also try the Headlines Timeline module to stay connected to all market stories and filter out noise. Drill down to analyze hype elasticity.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Preferred Bank. If investors know Preferred will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Preferred Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.09) | Dividend Share 2.8 | Earnings Share 9.99 | Revenue Per Share 19.356 | Quarterly Revenue Growth (0.05) |
The market value of Preferred Bank is measured differently than its book value, which is the value of Preferred that is recorded on the company's balance sheet. Investors also form their own opinion of Preferred Bank's value that differs from its market value or its book value, called intrinsic value, which is Preferred Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Preferred Bank's market value can be influenced by many factors that don't directly affect Preferred Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Preferred Bank's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Preferred Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Preferred Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.