NMI Holdings Net Worth
NMI Holdings Net Worth Breakdown | NMIH |
NMI Holdings Net Worth Analysis
NMI Holdings' net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including NMI Holdings' financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of NMI Holdings' overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform NMI Holdings' net worth analysis. One common approach is to calculate NMI Holdings' market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares NMI Holdings' stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing NMI Holdings' net worth. This approach calculates the present value of NMI Holdings' future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of NMI Holdings' cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate NMI Holdings' net worth. This involves comparing NMI Holdings' financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into NMI Holdings' net worth relative to its peers.
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To determine if NMI Holdings is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding NMI Holdings' net worth research are outlined below:
| NMI Holdings generated a negative expected return over the last 90 days | |
| NMI Holdings currently holds 415.15 M in liabilities with Debt to Equity (D/E) ratio of 0.27, which may suggest the company is not taking enough advantage from borrowing. NMI Holdings has a current ratio of 0.89, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Note, when we think about NMI Holdings' use of debt, we should always consider it together with its cash and equity. | |
| Over 99.0% of NMI Holdings shares are owned by institutional investors | |
| Latest headline from news.google.com: AlphaQuest LLC Has 1.26 Million Holdings in NMI Holdings, Inc. - MarketBeat |
NMI Holdings uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in NMI Holdings. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to NMI Holdings' previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 14th of February 2024 Upcoming Quarterly Report | View | |
| 7th of May 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 14th of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
NMI Holdings Target Price Consensus
NMI target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. NMI Holdings' target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 8 | Buy |
Most NMI analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand NMI stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of NMI Holdings, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationNMI Holdings Target Price Projection
NMI Holdings' current and average target prices are 35.29 and 42.75, respectively. The current price of NMI Holdings is the price at which NMI Holdings is currently trading. On the other hand, NMI Holdings' target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
NMI Holdings Market Quote on 19th of March 2025
Target Price
Analyst Consensus On NMI Holdings Target Price
Know NMI Holdings' Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as NMI Holdings is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading NMI Holdings backward and forwards among themselves. NMI Holdings' institutional investor refers to the entity that pools money to purchase NMI Holdings' securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Nuveen Asset Management, Llc | 2024-12-31 | 1.3 M | Assenagon Asset Management Sa | 2024-12-31 | 1.2 M | Capital World Investors | 2024-12-31 | 1.1 M | Capital Research & Mgmt Co - Division 3 | 2024-12-31 | 1.1 M | Charles Schwab Investment Management Inc | 2024-12-31 | 1.1 M | Goldman Sachs Group Inc | 2024-12-31 | 993.4 K | Morgan Stanley - Brokerage Accounts | 2024-12-31 | 990.5 K | Jpmorgan Chase & Co | 2024-12-31 | 971.9 K | Amvescap Plc. | 2024-12-31 | 934 K | Blackrock Inc | 2024-12-31 | 13.8 M | Vanguard Group Inc | 2024-12-31 | 7.2 M |
Follow NMI Holdings' market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 2.77 B.Market Cap |
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Project NMI Holdings' profitablity
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.11 | 0.11 | |
| Return On Capital Employed | 9.78 | 10.27 | |
| Return On Assets | 0.11 | 0.11 | |
| Return On Equity | 0.16 | 0.15 |
When accessing NMI Holdings' net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures NMI Holdings' profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of NMI Holdings' profitability and make more informed investment decisions.
Evaluate NMI Holdings' management efficiency
NMI Holdings has return on total asset (ROA) of 0.0994 % which means that it generated a profit of $0.0994 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1738 %, meaning that it created $0.1738 on every $100 dollars invested by stockholders. NMI Holdings' management efficiency ratios could be used to measure how well NMI Holdings manages its routine affairs as well as how well it operates its assets and liabilities. As of now, NMI Holdings' Return On Tangible Assets are increasing as compared to previous years. The NMI Holdings' current Return On Capital Employed is estimated to increase to 10.27, while Return On Equity is projected to decrease to 0.15. As of now, NMI Holdings' Return On Tangible Assets are increasing as compared to previous years. The NMI Holdings' current Fixed Asset Turnover is estimated to increase to 17.05, while Non Current Assets Total are projected to decrease to under 3.5 M.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 27.77 | 29.16 | |
| Tangible Book Value Per Share | 27.73 | 29.11 | |
| Enterprise Value Over EBITDA | 5.42 | 5.69 | |
| Price Book Value Ratio | 1.32 | 1.39 | |
| Enterprise Value Multiple | 5.42 | 5.69 | |
| Price Fair Value | 1.32 | 1.39 | |
| Enterprise Value | 1.9 B | 2 B |
The operational strategies employed by NMI Holdings management play a crucial role in its market positioning. Assessing these strategies alongside financial data helps us evaluate the stock's investment potential.
Enterprise Value Revenue 4.8207 | Revenue | Quarterly Revenue Growth 0.1 | Revenue Per Share | Return On Equity |
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific NMI Holdings insiders, such as employees or executives, is commonly permitted as long as it does not rely on NMI Holdings' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases NMI Holdings insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
NMI Holdings Corporate Filings
F4 | 25th of February 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
10K | 14th of February 2025 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
8K | 6th of February 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
13A | 14th of November 2024 An amended filing to the original Schedule 13G | ViewVerify |
NMI Holdings Earnings Estimation Breakdown
The calculation of NMI Holdings' earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of NMI Holdings is estimated to be 1.1223 with the future projection ranging from a low of 1.0252 to a high of 1.2. Please be aware that this consensus of annual earnings estimates for NMI Holdings is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
1.03 Lowest | Expected EPS | 1.20 Highest |
NMI Holdings Earnings Projection Consensus
Suppose the current estimates of NMI Holdings' value are higher than the current market price of the NMI Holdings stock. In this case, investors may conclude that NMI Holdings is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and NMI Holdings' stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of March 2025 | Current EPS (TTM) | |
| 8 | 92.75% | 1.07 | 1.1223 | 4.43 |
NMI Holdings Earnings per Share Projection vs Actual
Actual Earning per Share of NMI Holdings refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering NMI Holdings predict the company's earnings will be in the future. The higher the earnings per share of NMI Holdings, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.NMI Holdings Estimated Months Earnings per Share
For an investor who is primarily interested in generating an income out of investing in entities such as NMI Holdings, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of NMI Holdings should always be considered in relation to other companies to make a more educated investment decision.NMI Quarterly Analyst Estimates and Surprise Metrics
Earnings surprises can significantly impact NMI Holdings' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2025-02-12 | 2024-12-31 | 1.122 | 1.07 | -0.052 | 4 | ||
2024-11-06 | 2024-09-30 | 1.14 | 1.15 | 0.01 | 0 | ||
2024-07-30 | 2024-06-30 | 1.05 | 1.2 | 0.15 | 14 | ||
2024-04-30 | 2024-03-31 | 0.99 | 1.08 | 0.09 | 9 | ||
2024-02-14 | 2023-12-31 | 0.96 | 1.01 | 0.05 | 5 | ||
2023-11-01 | 2023-09-30 | 0.92 | 1.0 | 0.08 | 8 | ||
2023-08-01 | 2023-06-30 | 0.86 | 0.95 | 0.09 | 10 | ||
2023-05-02 | 2023-03-31 | 0.82 | 0.88 | 0.06 | 7 | ||
2023-02-14 | 2022-12-31 | 0.84 | 0.86 | 0.02 | 2 | ||
2022-11-01 | 2022-09-30 | 0.81 | 0.9 | 0.09 | 11 | ||
2022-08-02 | 2022-06-30 | 0.76 | 0.86 | 0.1 | 13 | ||
2022-05-04 | 2022-03-31 | 0.74 | 0.77 | 0.03 | 4 | ||
2022-02-15 | 2021-12-31 | 0.71 | 0.73 | 0.02 | 2 | ||
2021-11-02 | 2021-09-30 | 0.71 | 0.71 | 0.0 | 0 | ||
2021-08-03 | 2021-06-30 | 0.64 | 0.67 | 0.03 | 4 | ||
2021-05-04 | 2021-03-31 | 0.6 | 0.62 | 0.02 | 3 | ||
2021-02-16 | 2020-12-31 | 0.5 | 0.59 | 0.09 | 18 | ||
2020-11-05 | 2020-09-30 | 0.35 | 0.47 | 0.12 | 34 | ||
2020-08-05 | 2020-06-30 | 0.34 | 0.4 | 0.06 | 17 | ||
2020-05-06 | 2020-03-31 | 0.72 | 0.75 | 0.03 | 4 | ||
2020-02-11 | 2019-12-31 | 0.71 | 0.75 | 0.04 | 5 | ||
2019-11-06 | 2019-09-30 | 0.62 | 0.71 | 0.09 | 14 | ||
2019-07-31 | 2019-06-30 | 0.55 | 0.59 | 0.04 | 7 | ||
2019-05-01 | 2019-03-31 | 0.52 | 0.56 | 0.04 | 7 | ||
2019-02-12 | 2018-12-31 | 0.46 | 0.46 | 0.0 | 0 | ||
2018-10-30 | 2018-09-30 | 0.41 | 0.46 | 0.05 | 12 | ||
2018-08-01 | 2018-06-30 | 0.35 | 0.4 | 0.05 | 14 | ||
2018-05-01 | 2018-03-31 | 0.31 | 0.34 | 0.03 | 9 | ||
2018-02-15 | 2017-12-31 | 0.17 | 0.2 | 0.03 | 17 | ||
2017-11-01 | 2017-09-30 | 0.14 | 0.2 | 0.06 | 42 | ||
2017-08-01 | 2017-06-30 | 0.11 | 0.13 | 0.02 | 18 | ||
2017-05-04 | 2017-03-31 | 0.13 | 0.11 | -0.02 | 15 | ||
2017-02-15 | 2016-12-31 | 0.14 | 0.12 | -0.02 | 14 | ||
2016-11-01 | 2016-09-30 | 0.07 | 0.1 | 0.03 | 42 | ||
2016-08-02 | 2016-06-30 | -0.01 | 0.03 | 0.04 | 400 | ||
2016-04-26 | 2016-03-31 | -0.07 | -0.07 | 0.0 | 0 | ||
2016-02-18 | 2015-12-31 | -0.08 | -0.08 | 0.0 | 0 | ||
2015-10-27 | 2015-09-30 | -0.13 | -0.08 | 0.05 | 38 | ||
2015-08-04 | 2015-06-30 | -0.15 | -0.18 | -0.03 | 20 | ||
2015-05-05 | 2015-03-31 | -0.19 | -0.13 | 0.06 | 31 | ||
2015-02-19 | 2014-12-31 | -0.2 | -0.17 | 0.03 | 15 | ||
2014-11-07 | 2014-09-30 | -0.23 | -0.19 | 0.04 | 17 | ||
2014-08-07 | 2014-06-30 | -0.25 | -0.22 | 0.03 | 12 | ||
2014-05-13 | 2014-03-31 | -0.22 | -0.26 | -0.04 | 18 | ||
2014-03-10 | 2013-12-31 | -0.2 | -0.23 | -0.03 | 15 |
NMI Holdings Corporate Management
| William JD | Chief VP | Profile | |
| Norman Fitzgerald | Executive Officer | Profile | |
| Robert Smith | Executive Officer | Profile | |
| Andrew Greenberg | Senior Finance | Profile |
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in NMI Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product. For more detail on how to invest in NMI Stock please use our How to Invest in NMI Holdings guide.You can also try the Commodity Directory module to find actively traded commodities issued by global exchanges.
Is Commercial & Residential Mortgage Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of NMI Holdings. If investors know NMI will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about NMI Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.058 | Earnings Share 4.43 | Revenue Per Share | Quarterly Revenue Growth 0.1 | Return On Assets |
The market value of NMI Holdings is measured differently than its book value, which is the value of NMI that is recorded on the company's balance sheet. Investors also form their own opinion of NMI Holdings' value that differs from its market value or its book value, called intrinsic value, which is NMI Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because NMI Holdings' market value can be influenced by many factors that don't directly affect NMI Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between NMI Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if NMI Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, NMI Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.