NMI Financial Statements From 2010 to 2025

NMIH Stock  USD 35.29  0.08  0.23%   
NMI Holdings financial statements provide useful quarterly and yearly information to potential NMI Holdings investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on NMI Holdings financial statements helps investors assess NMI Holdings' valuation, profitability, and current liquidity needs. Key fundamental drivers impacting NMI Holdings' valuation are summarized below:
Gross Profit
522.9 M
Profit Margin
0.5532
Market Capitalization
2.8 B
Enterprise Value Revenue
4.8207
Revenue
651 M
We have found one hundred twenty available fundamental ratios for NMI Holdings, which can be analyzed and compared to other ratios and to its peers in the industry. Traders should compare all of NMI Holdings last-minute fundamentals against the fundamentals between 2010 and 2025 to make sure the company is sustainable this year. The NMI Holdings' current Enterprise Value is estimated to increase to about 2 B, while Market Cap is projected to decrease to under 883.1 M.

NMI Holdings Total Revenue

683.52 Million

Check NMI Holdings financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among NMI Holdings' main balance sheet or income statement drivers, such as Depreciation And Amortization of 8.6 M, Interest Expense of 38.7 M or Selling General Administrative of 94.8 M, as well as many indicators such as Price To Sales Ratio of 4.28, Dividend Yield of 0.0 or PTB Ratio of 1.39. NMI financial statements analysis is a perfect complement when working with NMI Holdings Valuation or Volatility modules.
  
Check out the analysis of NMI Holdings Correlation against competitors.
For more detail on how to invest in NMI Stock please use our How to Invest in NMI Holdings guide.

NMI Holdings Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets3.5 B3.3 B1.5 B
Slightly volatile
Short and Long Term Debt Total312.4 M415.1 M241.8 M
Slightly volatile
Total Current Liabilities338.3 M322.2 M113.5 M
Slightly volatile
Accounts Payable104.1 M99.1 M42 M
Slightly volatile
Cash69.8 M54.2 M80.7 M
Pretty Stable
Non Current Assets Total3.5 M3.6 M781.3 M
Slightly volatile
Cash And Short Term Investments51.6 M54.3 M737.3 M
Slightly volatile
Common Stock Total Equity680.7 K994.8 K622.9 K
Slightly volatile
Common Stock Shares Outstanding72.8 M81.3 M64.8 M
Slightly volatile
Liabilities And Stockholders Equity3.5 B3.3 B1.5 B
Slightly volatile
Non Current Liabilities Total408.5 M810.4 M350.6 M
Slightly volatile
Total Liabilities1.2 B1.1 B439.9 M
Slightly volatile
Total Current Assets130.3 M137.1 M782.4 M
Slightly volatile
Short Term Debt2.2 M2.3 M55.3 M
Slightly volatile
Common Stock721.1 K879 K618.7 K
Slightly volatile
Other Liabilities234.3 M223.1 M87.6 M
Slightly volatile
Property Plant And Equipment Net13.1 M25.7 M10.6 M
Slightly volatile
Good Will2.6 M2.9 M3.3 M
Slightly volatile
Other Stockholder Equity775.5 M758.1 M685.9 M
Slightly volatile
Property Plant And Equipment Gross15.1 M14.4 M7.7 M
Slightly volatile
Intangible Assets426.1 K448.5 K16.7 M
Pretty Stable
Property Plant Equipment23.1 M36.7 M21.1 M
Slightly volatile
Net Receivables50.7 M82.8 M37.8 M
Slightly volatile
Net Tangible Assets973.2 M1.9 B880.7 M
Slightly volatile
Long Term Investments1.5 B2.7 B1.1 B
Slightly volatile
Long Term Debt Total279.4 M458.5 M243 M
Slightly volatile
Capital Surpluse823.3 M1.1 B734.6 M
Slightly volatile
Short and Long Term Debt115.2 M129.5 M141.2 M
Slightly volatile
Non Current Liabilities Other205.8 M270.4 M167 M
Slightly volatile
Net Invested Capital1.8 B2.6 B1.2 B
Slightly volatile
Current Deferred Revenue15.9 M17.8 M19.5 M
Slightly volatile
Capital Stock891.6 K879 K741.9 K
Slightly volatile

NMI Holdings Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization8.6 M13.3 M7.3 M
Slightly volatile
Selling General Administrative94.8 M135.1 M83.8 M
Slightly volatile
Total Revenue683.5 M651 M274.3 M
Slightly volatile
Other Operating Expenses683.5 M651 M169.9 M
Slightly volatile
Interest Income11.5 M5.8 M6.6 M
Slightly volatile
Reconciled Depreciation11 M11.9 M8.6 M
Slightly volatile

NMI Holdings Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Stock Based Compensation13.2 M19.8 M11.3 M
Slightly volatile
Begin Period Cash Flow72.6 M96.7 M78.3 M
Very volatile
DepreciationM10.9 M7.2 M
Slightly volatile
Capital Expenditures9.5 M6.9 M7.9 M
Slightly volatile
End Period Cash Flow76 M54.3 M142.6 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio4.284.5087364
Slightly volatile
Days Sales Outstanding35.1146.428335.4435
Slightly volatile
Stock Based Compensation To Revenue0.02890.03044.2173
Slightly volatile
Capex To Depreciation0.890.93158
Slightly volatile
EV To Sales4.815.063242.0106
Slightly volatile
Payables Turnover4.835.445.9294
Slightly volatile
Sales General And Administrative To Revenue0.00660.00715.1354
Slightly volatile
Capex To Revenue0.01770.01861.7428
Slightly volatile
Cash Per Share4.244.462810.967
Slightly volatile
Days Payables Outstanding48.3254.3659.269
Slightly volatile
Intangibles To Total Assets0.0010.00110.0178
Slightly volatile
Current Ratio7.247.6271.588
Pretty Stable
Receivables Turnover7.477.861679.6055
Slightly volatile
Graham Number55.7453.087125.7231
Slightly volatile
Capex Per Share0.10.11370.119
Slightly volatile
Revenue Per Share8.568.1533.5852
Slightly volatile
Interest Debt Per Share5.945.66163.1161
Slightly volatile
Debt To Assets0.120.12390.2675
Slightly volatile
Operating Cycle35.1146.428335.4435
Slightly volatile
Days Of Payables Outstanding48.3254.3659.269
Slightly volatile
Ebt Per Ebit0.01340.01410.8229
Slightly volatile
Long Term Debt To Capitalization0.220.20.2221
Slightly volatile
Quick Ratio7.247.6278.1564
Pretty Stable
Net Income Per E B T1.390.77711.4725
Pretty Stable
Cash Ratio1.031.088.8774
Slightly volatile
Days Of Sales Outstanding35.1146.428335.4435
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio1.111.121.0391
Slightly volatile
Cash Flow Coverage Ratios0.620.94810.613
Slightly volatile
Fixed Asset Turnover17.0513.2417.9992
Slightly volatile
Debt Ratio0.120.12390.2675
Slightly volatile
Cash Flow To Debt Ratio0.620.94810.613
Slightly volatile
Price Sales Ratio4.284.5087364
Slightly volatile
Asset Turnover0.120.19430.1331
Slightly volatile

NMI Holdings Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap883.1 M1.6 B1.3 B
Slightly volatile
Enterprise ValueB1.9 B1.5 B
Slightly volatile

NMI Fundamental Market Drivers

Forward Price Earnings7.5643
Cash And Short Term Investments54.3 M

NMI Upcoming Events

14th of February 2024
Upcoming Quarterly Report
View
7th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
14th of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About NMI Holdings Financial Statements

Investors use fundamental indicators, such as NMI Holdings' revenue or net income, to determine how well the company is positioned to perform in the future. Although NMI Holdings' investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Current Deferred Revenue17.8 M15.9 M
Total Revenue651 M683.5 M
Cost Of Revenue-585.3 B-556 B
Stock Based Compensation To Revenue 0.03  0.03 
Sales General And Administrative To Revenue 0.01  0.01 
Capex To Revenue 0.02  0.02 
Revenue Per Share 8.15  8.56 
Ebit Per Revenue 50.34  52.85 

Currently Active Assets on Macroaxis

When determining whether NMI Holdings offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of NMI Holdings' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Nmi Holdings Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Nmi Holdings Stock:
Check out the analysis of NMI Holdings Correlation against competitors.
For more detail on how to invest in NMI Stock please use our How to Invest in NMI Holdings guide.
You can also try the Bollinger Bands module to use Bollinger Bands indicator to analyze target price for a given investing horizon.
Is Commercial & Residential Mortgage Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of NMI Holdings. If investors know NMI will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about NMI Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.058
Earnings Share
4.43
Revenue Per Share
8.153
Quarterly Revenue Growth
0.1
Return On Assets
0.0994
The market value of NMI Holdings is measured differently than its book value, which is the value of NMI that is recorded on the company's balance sheet. Investors also form their own opinion of NMI Holdings' value that differs from its market value or its book value, called intrinsic value, which is NMI Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because NMI Holdings' market value can be influenced by many factors that don't directly affect NMI Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between NMI Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if NMI Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, NMI Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.