German American Bancorp Stock Performance
| GABC Stock | USD 39.92 0.32 0.81% |
The company retains a Market Volatility (i.e., Beta) of 0.75, which attests to possible diversification benefits within a given portfolio. As returns on the market increase, German American's returns are expected to increase less than the market. However, during the bear market, the loss of holding German American is expected to be smaller as well. At this point, German American Bancorp has a negative expected return of -0.17%. Please make sure to check out German American's value at risk, accumulation distribution, day typical price, as well as the relationship between the skewness and rate of daily change , to decide if German American Bancorp performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Very Weak
Weak | Strong |
Over the last 90 days German American Bancorp has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of latest unfluctuating performance, the Stock's fundamental drivers remain sound and the latest tumult on Wall Street may also be a sign of longer-term gains for the firm shareholders. ...more
| Begin Period Cash Flow | 117.4 M |
German |
German American Relative Risk vs. Return Landscape
If you would invest 4,458 in German American Bancorp on December 1, 2024 and sell it today you would lose (466.00) from holding German American Bancorp or give up 10.45% of portfolio value over 90 days. German American Bancorp is currently does not generate positive expected returns and assumes 1.5074% risk (volatility on return distribution) over the 90 days horizon. In different words, 13% of stocks are less volatile than German, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
German American Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for German American's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as German American Bancorp, and traders can use it to determine the average amount a German American's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.1145
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| Negative Returns | GABC |
Estimated Market Risk
| 1.51 actual daily | 13 87% of assets are more volatile |
Expected Return
| -0.17 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.11 actual daily | 0 Most of other assets perform better |
Based on monthly moving average German American is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of German American by adding German American to a well-diversified portfolio.
German American Fundamentals Growth
German Stock prices reflect investors' perceptions of the future prospects and financial health of German American, and German American fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on German Stock performance.
| Return On Equity | 0.12 | ||||
| Return On Asset | 0.0135 | ||||
| Profit Margin | 0.33 % | ||||
| Operating Margin | 0.44 % | ||||
| Current Valuation | 1.32 B | ||||
| Shares Outstanding | 37.42 M | ||||
| Price To Earning | 15.22 X | ||||
| Price To Book | 2.07 X | ||||
| Price To Sales | 5.96 X | ||||
| Revenue | 291.04 M | ||||
| EBITDA | 113.06 M | ||||
| Cash And Equivalents | 532.96 M | ||||
| Cash Per Share | 18.08 X | ||||
| Total Debt | 127.97 M | ||||
| Debt To Equity | 8.16 % | ||||
| Book Value Per Share | 24.09 X | ||||
| Cash Flow From Operations | 107.23 M | ||||
| Earnings Per Share | 2.83 X | ||||
| Total Asset | 6.15 B | ||||
| Retained Earnings | 461.62 M | ||||
About German American Performance
By analyzing German American's fundamental ratios, stakeholders can gain valuable insights into German American's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if German American has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if German American has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
German American Bancorp, Inc. operates as a bank holding company for German American Bank that provides retail and commercial banking services. German American Bancorp, Inc. was founded in 1910 and is based in Jasper, Indiana. German Amer operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 894 people.Things to note about German American Bancorp performance evaluation
Checking the ongoing alerts about German American for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for German American Bancorp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| German American generated a negative expected return over the last 90 days |
- Analyzing German American's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether German American's stock is overvalued or undervalued compared to its peers.
- Examining German American's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating German American's management team can have a significant impact on its success or failure. Reviewing the track record and experience of German American's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of German American's stock. These opinions can provide insight into German American's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for German Stock analysis
When running German American's price analysis, check to measure German American's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy German American is operating at the current time. Most of German American's value examination focuses on studying past and present price action to predict the probability of German American's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move German American's price. Additionally, you may evaluate how the addition of German American to your portfolios can decrease your overall portfolio volatility.
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