Evans Bancorp Net Worth
Evans Bancorp Net Worth Breakdown | EVBN |
Evans Bancorp Net Worth Analysis
Evans Bancorp's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Evans Bancorp's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Evans Bancorp's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Evans Bancorp's net worth analysis. One common approach is to calculate Evans Bancorp's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Evans Bancorp's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Evans Bancorp's net worth. This approach calculates the present value of Evans Bancorp's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Evans Bancorp's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Evans Bancorp's net worth. This involves comparing Evans Bancorp's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Evans Bancorp's net worth relative to its peers.
Enterprise Value |
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To determine if Evans Bancorp is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Evans Bancorp's net worth research are outlined below:
| Evans Bancorp generated a negative expected return over the last 90 days | |
| Evans Bancorp currently holds about 6.81 M in cash with (2.76 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 1.25. | |
| Evans Bancorp has a poor financial position based on the latest SEC disclosures | |
| Roughly 61.0% of the company shares are held by institutions such as insurance companies | |
| Latest headline from kalkinemedia.com: Is Evans Bancorp Positioned for Growth in the Banking Sector |
Evans Bancorp uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Evans Bancorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Evans Bancorp's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 1st of February 2024 Upcoming Quarterly Report | View | |
| 25th of April 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 1st of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Evans Bancorp Target Price Consensus
Evans target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Evans Bancorp's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| One | Hold |
Most Evans analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Evans stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Evans Bancorp, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationEvans Bancorp Target Price Projection
Evans Bancorp's current and average target prices are 39.61 and 50.05, respectively. The current price of Evans Bancorp is the price at which Evans Bancorp is currently trading. On the other hand, Evans Bancorp's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
Evans Bancorp Market Quote on 19th of March 2025
Target Price
Analyst Consensus On Evans Bancorp Target Price
Follow Evans Bancorp's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 219.41 M.Market Cap |
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Project Evans Bancorp's profitablity
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | (0.04) | (0.03) | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.07 | 0.11 |
When accessing Evans Bancorp's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Evans Bancorp's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Evans Bancorp's profitability and make more informed investment decisions.
Evaluate Evans Bancorp's management efficiency
At this time, Evans Bancorp's Return On Tangible Assets are very stable compared to the past year. As of the 19th of March 2025, Return On Assets is likely to grow to 0.01, though Return On Capital Employed is likely to grow to (0.03). At this time, Evans Bancorp's Return On Assets are very stable compared to the past year. As of the 19th of March 2025, Asset Turnover is likely to grow to 0.03, while Non Current Assets Total are likely to drop about 5.4 M. Evans Bancorp's management efficiency ratios could be used to measure how well Evans Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 32.98 | 25.01 | |
| Tangible Book Value Per Share | 32.65 | 23.37 | |
| Enterprise Value Over EBITDA | 12.42 | 7.23 | |
| Price Book Value Ratio | 1.31 | 1.49 | |
| Enterprise Value Multiple | 12.42 | 7.23 | |
| Price Fair Value | 1.31 | 1.49 | |
| Enterprise Value | 229.9 M | 241.4 M |
Evans Bancorp's management has consistently demonstrated strong leadership, driving both financial growth and operational excellence. By analyzing current market trends and future growth opportunities, we assess the stock's true value and potential for investors.
Enterprise Value Revenue 4.805 | Revenue | Quarterly Revenue Growth (0.42) | Revenue Per Share | Return On Equity |
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Evans Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on Evans Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Evans Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Evans Bancorp Corporate Filings
F4 | 13th of March 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
10K | 6th of March 2025 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
8K | 20th of February 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
| 14th of February 2025 Other Reports | ViewVerify |
Evans Bancorp Earnings Estimation Breakdown
The calculation of Evans Bancorp's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Evans Bancorp is estimated to be 0.58 with the future projection ranging from a low of 0.58 to a high of 0.58. Please be aware that this consensus of annual earnings estimates for Evans Bancorp is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.58 Lowest | Expected EPS | 0.58 Highest |
Evans Bancorp Earnings Projection Consensus
Suppose the current estimates of Evans Bancorp's value are higher than the current market price of the Evans Bancorp stock. In this case, investors may conclude that Evans Bancorp is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Evans Bancorp's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of March 2025 | Current EPS (TTM) | |
| 1 | 72.03% | 0.67 | 0.58 | 2.16 |
Evans Bancorp Earnings History
Earnings estimate consensus by Evans Bancorp analysts from Wall Street is used by the market to judge Evans Bancorp's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only Evans Bancorp's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.Evans Bancorp Quarterly Gross Profit |
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Evans Bancorp Earnings per Share Projection vs Actual
Actual Earning per Share of Evans Bancorp refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Evans Bancorp predict the company's earnings will be in the future. The higher the earnings per share of Evans Bancorp, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.Evans Bancorp Estimated Months Earnings per Share
For an investor who is primarily interested in generating an income out of investing in entities such as Evans Bancorp, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Evans Bancorp should always be considered in relation to other companies to make a more educated investment decision.Evans Quarterly Analyst Estimates and Surprise Metrics
Earnings surprises can significantly impact Evans Bancorp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2025-01-30 | 2024-12-31 | 0.48 | 0.67 | 0.19 | 39 | ||
2024-10-31 | 2024-09-30 | 0.4 | 0.53 | 0.13 | 32 | ||
2024-07-30 | 2024-06-30 | 0.38 | 0.53 | 0.15 | 39 | ||
2024-04-30 | 2024-03-31 | 0.41 | 0.42 | 0.01 | 2 | ||
2024-02-01 | 2023-12-31 | 0.45 | -0.89 | -1.34 | 297 | ||
2023-10-26 | 2023-09-30 | 0.71 | 0.66 | -0.05 | 7 | ||
2023-07-27 | 2023-06-30 | 0.64 | 0.9 | 0.26 | 40 | ||
2023-04-27 | 2023-03-31 | 0.89 | 1.06 | 0.17 | 19 | ||
2023-02-02 | 2022-12-31 | 1.08 | 1.1 | 0.02 | 1 | ||
2022-10-26 | 2022-09-30 | 1.14 | 1.06 | -0.08 | 7 | ||
2022-07-27 | 2022-06-30 | 0.91 | 1.03 | 0.12 | 13 | ||
2022-04-27 | 2022-03-31 | 0.81 | 0.86 | 0.05 | 6 | ||
2022-02-03 | 2021-12-31 | 1.01 | 1.06 | 0.05 | 4 | ||
2021-10-28 | 2021-09-30 | 0.93 | 1.27 | 0.34 | 36 | ||
2021-07-29 | 2021-06-30 | 0.96 | 1.15 | 0.19 | 19 | ||
2021-04-29 | 2021-03-31 | 0.95 | 0.89 | -0.06 | 6 | ||
2021-02-04 | 2020-12-31 | 0.78 | 1.0 | 0.22 | 28 | ||
2020-10-29 | 2020-09-30 | 0.66 | 0.84 | 0.18 | 27 | ||
2020-07-29 | 2020-06-30 | 0.24 | 0.09 | -0.15 | 62 | ||
2020-04-29 | 2020-03-31 | 0.75 | 0.23 | -0.52 | 69 | ||
2020-01-30 | 2019-12-31 | 0.82 | 0.93 | 0.11 | 13 | ||
2019-10-24 | 2019-09-30 | 0.93 | 1.04 | 0.11 | 11 | ||
2019-07-25 | 2019-06-30 | 0.82 | 0.88 | 0.06 | 7 | ||
2019-04-24 | 2019-03-31 | 0.78 | 0.75 | -0.03 | 3 | ||
2019-01-31 | 2018-12-31 | 0.89 | 0.9 | 0.01 | 1 | ||
2018-10-25 | 2018-09-30 | 0.86 | 0.97 | 0.11 | 12 | ||
2018-07-26 | 2018-06-30 | 0.78 | 0.77 | -0.01 | 1 | ||
2018-04-25 | 2018-03-31 | 0.79 | 0.68 | -0.11 | 13 | ||
2018-02-01 | 2017-12-31 | 0.63 | 0.62 | -0.01 | 1 | ||
2017-10-30 | 2017-09-30 | 0.66 | 0.76 | 0.1 | 15 | ||
2017-07-28 | 2017-06-30 | 0.5 | 0.54 | 0.04 | 8 | ||
2017-04-26 | 2017-03-31 | 0.5 | 0.66 | 0.16 | 32 | ||
2017-02-06 | 2016-12-31 | 0.53 | 0.53 | 0.0 | 0 | ||
2016-10-27 | 2016-09-30 | 0.46 | 0.51 | 0.05 | 10 | ||
2016-07-28 | 2016-06-30 | 0.43 | 0.46 | 0.03 | 6 | ||
2016-04-27 | 2016-03-31 | 0.42 | 0.4 | -0.02 | 4 | ||
2016-02-04 | 2015-12-31 | 0.44 | 0.41 | -0.03 | 6 | ||
2015-11-05 | 2015-09-30 | 0.44 | 0.48 | 0.04 | 9 | ||
2015-07-30 | 2015-06-30 | 0.45 | 0.39 | -0.06 | 13 | ||
2015-04-29 | 2015-03-31 | 0.5 | 0.44 | -0.06 | 12 | ||
2015-02-05 | 2014-12-31 | 0.51 | 0.54 | 0.03 | 5 | ||
2014-10-23 | 2014-09-30 | 0.55 | 0.54 | -0.01 | 1 | ||
2014-08-04 | 2014-06-30 | 0.48 | 0.97 | 0.49 | 102 | ||
2014-04-23 | 2014-03-31 | 0.47 | 0.47 | 0.0 | 0 | ||
2014-02-06 | 2013-12-31 | 0.44 | 0.39 | -0.05 | 11 | ||
2013-10-24 | 2013-09-30 | 0.43 | 0.58 | 0.15 | 34 | ||
2013-07-25 | 2013-06-30 | 0.38 | 0.46 | 0.08 | 21 | ||
2013-04-24 | 2013-03-31 | 0.45 | 0.43 | -0.02 | 4 | ||
2013-02-07 | 2012-12-31 | 0.31 | 0.51 | 0.2 | 64 | ||
2012-10-25 | 2012-09-30 | 0.37 | 0.46 | 0.09 | 24 | ||
2012-07-26 | 2012-06-30 | 0.32 | 0.36 | 0.04 | 12 | ||
2012-04-25 | 2012-03-31 | 0.41 | 0.58 | 0.17 | 41 | ||
2012-02-09 | 2011-12-31 | 0.24 | 0.33 | 0.09 | 37 | ||
2011-10-27 | 2011-09-30 | 0.28 | 0.47 | 0.19 | 67 | ||
2011-07-28 | 2011-06-30 | 0.31 | 0.24 | -0.07 | 22 | ||
2011-04-27 | 2011-03-31 | 0.34 | 0.46 | 0.12 | 35 | ||
2011-02-10 | 2010-12-31 | 0.31 | 0.12 | -0.19 | 61 | ||
2010-10-28 | 2010-09-30 | 0.37 | 0.31 | -0.06 | 16 | ||
2006-04-26 | 2006-03-31 | 0.51 | 0.52 | 0.01 | 1 | ||
2006-02-01 | 2005-12-31 | 0.48 | 0.41 | -0.07 | 14 | ||
2005-11-01 | 2005-09-30 | 0.45 | 0.46 | 0.01 | 2 | ||
2005-08-02 | 2005-06-30 | 0.4 | 0.43 | 0.03 | 7 | ||
2005-04-18 | 2005-03-31 | 0.41 | 0.47 | 0.06 | 14 | ||
2005-01-26 | 2004-12-31 | 0.41 | 0.44 | 0.03 | 7 | ||
2004-10-26 | 2004-09-30 | 0.4 | 0.39 | -0.01 | 2 | ||
2004-07-27 | 2004-06-30 | 0.4 | 0.4 | 0.0 | 0 | ||
2004-04-19 | 2004-03-31 | 0.39 | 0.43 | 0.04 | 10 | ||
2004-01-27 | 2003-12-31 | 0.37 | 0.36 | -0.01 | 2 |
Evans Bancorp Corporate Management
| Nicholas Snyder | Sr. VP and Controller | Profile | |
| Michelle Baumgarden | Corporate Secretary | Profile | |
| Kenneth Pawlak | NA Bank | Profile | |
| Aaron Whitehouse | LLC Agency | Profile |
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Evans Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. To learn how to invest in Evans Stock, please use our How to Invest in Evans Bancorp guide.You can also try the Balance Of Power module to check stock momentum by analyzing Balance Of Power indicator and other technical ratios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Evans Bancorp. If investors know Evans will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Evans Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.64) | Dividend Share 1.32 | Earnings Share 2.16 | Revenue Per Share | Quarterly Revenue Growth (0.42) |
The market value of Evans Bancorp is measured differently than its book value, which is the value of Evans that is recorded on the company's balance sheet. Investors also form their own opinion of Evans Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Evans Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Evans Bancorp's market value can be influenced by many factors that don't directly affect Evans Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Evans Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Evans Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Evans Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.